rpavuluri

9 ms·

1. 31.▲
   by rpavuluri 8y ago

   Yes! We have demographic data. Here are some bits I know off the top of my head: - Vast majority of our users earn under $32,000 - Average unsecured debt level is ~$40,000 - Most debt is from medical bills, credit cards, and payday loans -
2. 32.▲
   by rpavuluri 8y ago

   Thanks for the tips. We will definitely consult professionals for their advice.
3. 33.▲
   by rpavuluri 8y ago

   Awesome idea. We have several videos up on Youtube now and hope to expand in the coming months.
4. 34.▲
   by rpavuluri 8y ago

   Agreed that security is super important to us because information is so sensitive and we serve a vulnerable population. We have an unusual benefit with security because the bankruptcy process only requires a short-term snapshot of financial
5. 35.▲
   by rpavuluri 8y ago

   Thanks so much! We agree that bankruptcy should be the last resort for everyone. That's why we only let people through who have over $10,000 in debt. We also have 100+ other substantive checks to stop people from using Upsolve if we&#x
6. 36.▲
   by rpavuluri 8y ago

   Thank you :) (1) Sadly, we're not able to assist people who want to discharge their student debt through bankruptcy. If that's the case, we suggest our users seek full-representation. (2) I've spoken to the co-founder of RIP
7. 37.▲
   by rpavuluri 8y ago

   When we started, we never thought we'd ask our users for donations after they filed. We got the idea when our users started asking us whether they could donate to us even when we didn't ask for anything. The vast, vast majority of
8. 38.▲
   by rpavuluri 8y ago

   This is all great advice. We try to stress "free" and "nonprofit" but should definitely do more. As you likely know, all of our users have to attend a "341 hearing" at the court, where the trustee who oversees
9. 39.▲
   by rpavuluri 8y ago

   We agree with trying to partner with other financial nonprofits, and we're continuing to work with several, such as Single Stop in NYC. One challenge we've found is that many nonprofits do not know much about bankruptcy or are afr
10. 40.▲
    Launch HN: Upsolve (YC Nonprofit W19) – TurboTax for Bankruptcy

    149 points by rpavuluri 8y ago|38 comments
11. 41.▲
    by rpavuluri 8y ago

    Upsolve ( https://upsolve.org ) | New York City | Founding Software Engineer (React/Node/Postgres) | Full-Time and Volunteers (We're a Nonprofit!) Upsolve is an award-winning nonprofit technology startup that rehabi
12. 42.▲
    by rpavuluri 8y ago

    Upsolve ( https://upsolve.org ) | New York City | Founding Software Engineer (React/Node/Postgres) | Full-Time and Volunteers (We're a Nonprofit!) Upsolve is an award-winning nonprofit technology startup that helps
13. 43.▲
    by rpavuluri 8y ago

    Upsolve ( https://upsolve.org ) | New York City | Founding Software Engineer (React/Node/Postgres) | Full-Time Upsolve is an award-winning nonprofit technology startup that helps low-income Americans get a fresh start af
14. 44.▲
    by rpavuluri 8y ago

    We're also hiring for a full-time engineer in NYC. Let us know if you're interested!
15. 45.▲
    by rpavuluri 8y ago

    Upsolve | Full-Stack Senior Software Engineer | New York, or REMOTE | ~5 hours/week of contract work | +$125/hour Upsolve is tech nonprofit that helps low-income Americans get a fresh start after financial shocks like job loss and
16. 46.▲
    by rpavuluri 10y ago

    How should I choose between for-profit and non-profit? Most people think non-profit companies don't ever work. Why does YC disagree?