pjdemers

14 ms·

121.
by pjdemers 7y ago
... you can live on this if you and your spouse both have perfect health until the very very end. There is a 50% chance one of you will develop a serious health problem that is expensive but not fatal. You will need $3 million to deal with
122.
by pjdemers 7y ago
Unless they made 7 million or more (after taxes), they will need a job again. The life expectancy of a 35 year old is 50 more years. That is effectively forever when managing money. Single digit millions will not sustain an upper middle cla
123.
by pjdemers 7y ago
Vatican citizenship is based on having a job inside the Vatican, or at an apostolic nuncio (ie, embassy), or very rarely, being married to someone with such a job. Quitting the job means loss of citizenship. So it is no surprise nobody appl
124.
by pjdemers 8y ago
Maybe there is some kind of survivor bias in open jobs. That is, jobs that are desirable are filled in a few days. Crummy jobs stay open for months. So, therefore, most open jobs are bad.
125.
by pjdemers 8y ago
so, everyone who is left at BuzzFeed will use all of their accrued PTO as quickly as possible?
126.
by pjdemers 8y ago
The first chart shows the trends started around 1978. Someone who was 25 then would be 65 now. And the worst time to be 25ish was the mid 1980s. That cohort is in their late 50s now. So I bet the 65+ line will fall as those who were less t
127.
by pjdemers 8y ago
I worked at place where we did stack ranking, but added a formula that basically divided rank by salary. Anyone making more than about 1.2 times the average of their piers had to constantly justify it.
128.
by pjdemers 8y ago
> You don't get a re-do just because you didn't like the outcome. Elections need to be held regularly. "one person, one vote, one time" is not a democracy.
129.
by pjdemers 8y ago
I've transited Hong Kong, Tokyo (NRT), Singapore, and Seoul (both SEL and ICN) without going through immigration or customs. All of them have a security check. They look at your passport and boarding pass, and x-ray carry-ons. But it&#
130.
by pjdemers 8y ago
If Apple creates a new phone with an ear phone jack, I will upgrade to that. Until then, I will keep my 6s until it stops working.
131.
by pjdemers 8y ago
I remember watching the Apollo 8 Christmas eve broadcast. It was after my little kid bedtime, but I was allowed to stay up (I was on east coast time then).
132.
by pjdemers 8y ago
Debt can increase forever. What can't increase forever is the percentage of income going to interest on debt. So long as income increases at least as fast the interest, increasing debt is sustainable.
133.
by pjdemers 8y ago
What would the rent be for an apartment in San Francisco or New York or London if anyone in the world could move there? I think the real windfall would go to property owners in the most desirable places to live.
134.
by pjdemers 8y ago
The examiners don't get bonused on allowing patents. But if too many of their decisions are challenged, their career prospects dim. At least that's the way it was in the 70's when my dad was a patent examiner. The way the gam
135.
by pjdemers 8y ago
I thought perpetual motion machines claims were automatically denied. I know they were back in the 1970s when my dad worked at the patent office.
136.
by pjdemers 8y ago
I'm not sure his lack of job search success is technical. I see several jobs at VP/CTO level on his resume. As a hiring manager, I would pass on him as a senior engineer, unless I was planning on promoting him fast. For guru-level
137.
by pjdemers 9y ago
... I was wondering which state. Thanks.
138.
by pjdemers 9y ago
I'm old and deal with the health "care" system more than anyone else here. What I've learned: 1) You are responsible for your own health. Eat less, eat better, and exercise more. Get enough sleep. Don't over worry.
139.
by pjdemers 9y ago
The probability of getting cancer over a lifetime is more like 40%. https://www.cancer.gov/about-cancer/understanding/statistics Some people with cancer die quickly, but most live with it for years of expensive
140.
by pjdemers 9y ago
Correct, anyone who plans to start their own business needs ACA. You might think "But if I own a business, I can buy insurance through it". What if you fail? What if you succeed moderately and sell it for a few million? What if y
141.
by pjdemers 9y ago
Pay off your mortgage. When you get pushed out of the workforce because of age (and you will), having no rent and no mortgage puts the situation in a different perspective. It becomes more of a beginning than an end.
142.
by pjdemers 9y ago
When I was in kindergarten, there was a proposed (Washington) metro station down the street. Metro put up a sign, "Coming soon...". Twenty years later the sign fell down. The station was eventually built. The first time I used it,
143.
by pjdemers 9y ago
I'll be more specific and say the DC area, either eastern Montgomery county, along the red or green line; or near the yellow line in DC or NoVa.
144.
by pjdemers 9y ago
If my employer buys health insurance for me, neither they nor I pay taxes on the premium cost. If I buy the exact same policy for myself, it is fully taxable to me. The amount of taxes is not small, about $1000 per month. So, the government
145.
by pjdemers 9y ago
And a copy of the option grant itself? Also signed by the founders. Plus, if it was a taxable event, there should be a line item on your W2 with the taxable amount. Otherwise a form 3821 so you can prove to the IRS you don't owe taxes.
146.
by pjdemers 9y ago
If you work for a company that is big enough for a large group plan, and you pay extra for PPO insurance, you can choose any provider you want. But there are significant out of pocket costs and all the paperwork and disfunction mentioned in
147.
by pjdemers 9y ago
The ISPs will offer full NN access for $100 a month extra. If some startup comes along with similar service, the ISPs will cut the NN price to $50 per month extra until the startup is gone. That is the whole point of repealing NN: ISPs want
148.
by pjdemers 9y ago
There is a quote from an OPEC meeting decades ago: The stone age didn't end because the world ran out of stones; the oil age will end long before the world runs out of oil. http://www.economist.com/node/2155717
149.
by pjdemers 9y ago
When I was a kid (in the 1960's), milk bottles were re-used. We left the empty bottles on the front porch. The milkman (from Alexandria Dairy, if you lived in NoVa like me) came around very early in the morning and exchanged the empty
150.
by pjdemers 9y ago
It's going to change everything about the future, because it's going to change everyone who lives in the future. In a few generations, everyone will have ancestors who met through online dating, and therefore would not exist witho

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