phdp

7 ms·

31.
by phdp 11y ago
Where else are you going to stash your cash? The likelihood of you losing it when your bank goes under is perceived to be higher than the US government defaulting on their debt obligations. US treasuries are the least risky assets out there
32.
by phdp 11y ago
The issue is that you are using your customer deposits to make the loans. When the loans default and they aren't paying a high interest rate to compensate you for the higher default rates, you don't have the money to redeem those
33.
by phdp 11y ago
I think the point was so that the banks couldn't block access via ip address. Each person would be able to aggregate their bank info on their home computer or they could secure their own server to do it for them constantly.
34.
by phdp 11y ago
I don't necessarily think it's a myth. The author cites old data and then waves his hands and future predictions. http://greece.greekreporter.com/2014/12/04/75-of-greek-pensi...
35.
by phdp 11y ago
Ah, I was thrown off by the word spin. I assumed it had a negative connotation towards the writing in the Bloomberg article.
36.
by phdp 11y ago
> It's an interesting spin to see their situation described by multiple layers of compound illegal activity. Can you describe how this was NOT illegal? They were illegally selling derivative contracts and illegally creating fake tra
37.
by phdp 11y ago
Everything has risk. During bursting of bubbles, there is a "flight to quality." If you run out of cash to fund your business and you cannot secure financing because the rate of return vs the risk is not attractive to investors, y
38.
by phdp 11y ago
Not for Fannie or Freddie. Fannie only started releasing it in 2013, and Freddie was earlier (2006 or 2007 I believe).
39.
by phdp 11y ago
Freddie does releases data monthly on the fourth business day. Both loan and pool data.
40.
by phdp 11y ago
I'm not saying you're wrong, but what do you mean by that? There are those new super tall high rises going on up 57th street. Are there other instances where developers have been prevented from building up?
41.
by phdp 11y ago
No, that is a mechanism to stop trading after a certain dip in the price.
42.
by phdp 11y ago
Charts, not maps ;)
43.
by phdp 11y ago
No, they would have to do some interesting things to the density or viscosity of the water for the handling to be similar. Or they could operate at 25x the speed that they currently are, but that doesn't seem feasible. See http:/
44.
by phdp 11y ago
This would most likely have the effect of widening the bid/ask spread. Market makers wouldn't be able to react to changing conditions in the marketplace as quickly, and they would therefore set bid lower/ask higher than they
45.
by phdp 12y ago
No? If the relative benefit is greater than the relative cost, it would make sense to adapt. It would be like going from a horse and buggy to a car and complaining about having to (gasp) stop in the middle of your journey to fill your tank
46.
by phdp 12y ago
Hit the button on the bottom right corner of the screen. First thing I do when I get in a taxi.
47.
by phdp 12y ago
I did this, and played up my ability to analyze real world situations when applying for a quant modeling job. A lot of my lab work was empirical modeling, so transitioning from student to my current job wasn't difficult. It also helps
48.
by phdp 12y ago
I think that is a silly argument. In that case, any march or protest of the elected majority is not representative of people's thoughts, because the protest will contain fewer people than then number of people who voted in the majority
49.
by phdp 12y ago
A signal for this type of trading requires knowledge of the bid ask in both locations.
50.
by phdp 12y ago
I think he meant 9AM - 5PM for hours, not 9AM - 5AM.
51.
by phdp 12y ago
> If the person can be proven guilty beyond a shadow of a doubt, be quick to punish, not let it drag on. This is the part that takes a long time, and even then we often get it wrong. See the Innocence Project for examples. http:/&
52.
by phdp 12y ago
I was scammed into adding on the website builder to my package. I was sitting at work and I received a call. I took it and a sales guy started trying to sell me on this. I explicitly asked him whether I would see any recurring charges if I
53.
by phdp 12y ago
What is your definition of a huge classroom? The number of public school teachers has increased by a larger percentage than the number of public school students over the past 10 years, resulting in declines in the pupil/teacher ratio.
54.
by phdp 12y ago
Mr. Brown is a business owner and has his assets tied up in inventory that will produce future cash flows (maybe a farmer). Mr. Brown's inventory is in an incredibly volatile asset. He wants to reduce the volatility of his asset, so he
55.
by phdp 13y ago
Not a lawyer but one reason may be that the activities are in a legal grey area where they have secret interpretations of laws. They work hard to keep cases that involve these interpretations out of the courts because as soon as a judge dec
56.
by phdp 13y ago
I think the main reason behind this is that student loans are unsecured, and the people they are making the loans to generally have little to no collateral to put up. In order to incentivize lenders to make the loans, they need to have some
57.
by phdp 13y ago
Maybe if there's a process for a pull-request like feature, similar to github, but what a company thinks is newsworthy may not be, or it may be newsworthy for a different reason than the company thinks it is, like a product that explod
58.
by phdp 13y ago
If it's really newsworthy, wouldn't someone else not related to the company do that?
59.
by phdp 13y ago
Here is a demonstration of how they are equal. x = .99999... 10x = 9.99999... 10x - x = 9.999999... - .9999999... 9x = 9 x = 1
60.
by phdp 13y ago
Marketing departments won't come crashing through my door dressed in a police uniform.

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