pc

28 ms·

391.
by pc 13y ago
Maestro is fast becoming redundant, so we decided not to push for support: "This effectively means that practically no UK banks will be issuing Maestro cards, except in Northern Ireland." — http://en.wikipedia.org/w
392.
by pc 13y ago
Just specify a different currency in your charge and everything else will automatically do the right thing -- it should be a 3-char change. (We'll automatically convert charges to the currency of your bank account.)
393.
by pc 13y ago
> Have you now fixed that? We've fixed it :-)
394.
by pc 13y ago
For what it's worth, a lot of our bigger users (from MoMA to Walmart) ended up using Stripe because their developers successfully pushed it internally. Could you drop me a line? patrick@stripe.com. I have an idea I'd be curious to
395.
by pc 13y ago
Mostly because there's a bunch of subtlety around bank transfers and identity verification. The EU simplifies a lot of the regulatory framework but the actual operations still entail a decent amount of heterogeneity from country-to-cou
396.
by pc 13y ago
We're in private beta in France and Ireland. (I work at Stripe.) We try to make sure that things are very comprehensively tested before we allow public signups.
397.
by pc 13y ago
Touché. We should probably remove that term.
398.
by pc 13y ago
It's a bit like asking how you feel about being at the mercy of Linux, or web browsers, or SSL. We work with the technology that exists. That's a little bit facetious, but though there are lots of aspects of the card networks that
399.
by pc 13y ago
Both are, weirdly enough, replete with fraud. I've no idea why -- human hair seems especially baffling. (Though I've heard suggestions that it relates to human trafficking.) We can waive these when it seems reasonable (and we&#x27
400.
by pc 13y ago
I'm one of Stripe's cofounders. There are a few reasons businesses end up on our prohibited list: they're full of fraud (get rich quick schemes), legally regulated (guns, drugs), or regulated by card companies (pornography).
401.
by pc 13y ago
In theory, someone could have MITM'd the page and replaced the site's publishable key with their own.
402.
by pc 13y ago
(I work at Stripe.) Yeah, we require that people use SSL on the payment pages they serve. ... And yet, despite that, it's not quite a clear-cut situation. When you enter payment details on a site, checking for HTTPS in the address bar
403.
by pc 13y ago
I was probably too incendiary in my phrasing, and I agree with what you say. If Simplify solves your problems better than Stripe does, you should use it (and good job to them for doing so). It's our job, of course, to have that not b
404.
by pc 13y ago
Yep, I agree with almost all of your comment -- especially around the expectation of owning a space and how that's a totally wrong-headed idea. My disappointment with MasterCard isn't at all that they're entering the space (h
405.
by pc 13y ago
It's because the banks that issue credit cards have most of the negotiating leverage, and they don't want giant US banks competing on their territory on the payment acceptance side. As a result, you need to use a European bank to
406.
by pc 13y ago
Sure thing, just email me -- patrick@stripe.com.
407.
by pc 13y ago
The live/test switch is a good example. It confuses everyone: you're just switching between the data that's shown, but everyone thinks you're switching the underlying state of your account. It's something we've
408.
by pc 13y ago
It's a combination things. - Legally, we need to be able to verify identities. We want to do this frictionlessly and in real-time rather than with some paperwork sheaf that gets mailed to you a week later. The solution looks different
409.
by pc 13y ago
To Stripe's discredit, that's not a new idea :-). Don't worry; we'll fix this soon.
410.
by pc 13y ago
(I built the first version of Stripe and work here.) I think the unfortunate aspect of these clones is that they're lazy. I have huge respect for anyone that innovates in payments -- I know how hard it is, and I'd imagine it'
411.
by pc 13y ago
Don't worry, they're not fake :). They've been beta testing the functionality for a while.
412.
by pc 13y ago
Sorry if it's annoying. I think it may be because a lot of HN users also use Stripe and because it was a notable omission to date. We initially leaned against supporting it for a long time because we hoped it was an implementation deta
413.
by pc 13y ago
Many cards don't support authorizations that last for 30 days. Kickstarter doesn't actually authorize cards for exactly this reason.
414.
by pc 13y ago
Want to drop me a note? patrick@stripe.com.
415.
by pc 13y ago
Hm? We absolutely do perform the underwriting ourselves.
416.
by pc 13y ago
Yup. See https://stripe.com/blog/send-payouts-with-stripe for more details.
417.
by pc 13y ago
> For example, Balanced is inferior in almost all regards to Stripe except in one major area: Payment speed. We'll fix this.
418.
by pc 13y ago
Agreed; this direction is unseemly. Let's just focus on the products.
419.
by pc 13y ago
Stripe actually requires substantially less information -- just the recipient's name. Still, this isn't about Stripe vs Balanced -- we just built the API many of our users wanted. Hope you guys continue to do well!
420.
by pc 13y ago
Our implementation might change over time, but we don't ever take title of the funds at the moment.

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