pandaman

30 ms·

541.
by pandaman 2y ago
>In North America, motorists generally believe that any place not accessible by car is inaccessible. This sounds more like a projection than actual fact. Do you seriously believe that motorists generally believe that Hawaii is inaccessib
542.
by pandaman 2y ago
In an ideal world, this is a suboptimal way to pay investors for many reasons (e.g. part of the money spent on the buyback will be taken by market speculators for one) and it's better to pay direct dividends. But in the real world the
543.
by pandaman 2y ago
The easiest solution is to stop the population decline. I have a suspicion that taking people's money in order to give some of the money back to 'incentivize' families is not the most effective or straightforward way to do it
544.
by pandaman 2y ago
A 5 pound cat jumping in the middle of highway can still cause a pileup despite lacking the energy to cause any damage by itself. People don't want to run over cats and will swerve/break to evade it, losing control and hitting oth
545.
by pandaman 2y ago
The post you are replying to is saying that heating organic matter produces more emissions than the flame used to heat.
546.
by pandaman 2y ago
I don't think HR can confirm code writing or anything other than start and end dates and job title. So the code writing is not guaranteed. I have seen people in small companies getting by for years without writing any code, literally t
547.
by pandaman 3y ago
Do you have any historical example of a hyperinflation when real estate market had been "decimated"? And if the US is so unique and it's going to happen for the first time in history, what would be the mechanism of all prices
548.
by pandaman 3y ago
I lived in California (both SF and LA) for 20 years and haven't heard "y'all" once. I've started hearing "folks" rarely in 2010s when my liberal coworkers wanted to stress how are they compassionate with t
549.
by pandaman 3y ago
In my experience, "y'all" and "folks" outside the South had been used exclusively by liberals of any ancestry during 2010-2020. It's also only in writing, I have never heard it spoken. I figure it was perpetuat
550.
by pandaman 3y ago
You keep repeating "laws do that" but never mentioned any particular law, is not this a time for you to stop and think a little bit, how is this possible that such intrusive laws remain hidden even from you?
551.
by pandaman 3y ago
>We both know that it's zoning laws that prohibit land that currently contains a single family home from containing any structure with a larger number of housing units. Yes, but what about cartels and other stuff? Zoning does not me
552.
by pandaman 3y ago
>That's what the law says. Which law says there is a landlord cartel and building apartments is illegal? We both know there is no such law. >You own a piece of property, you want to get into the market by building more housing on
553.
by pandaman 3y ago
>One is, how do you compare the values of e.g. pollution vs. job creation? My question exactly. Ethical calculus you propose should be able to do that in a manner that won't cause affected people to literally tar and feather you in
554.
by pandaman 3y ago
Many people tried to come up with an ethical calculus through history, and while themselves believed their systems were rational and common sense, other people invariably rejected those.
555.
by pandaman 3y ago
>But you can use sensible rules for this like "does this impose a significant negative externality" that neatly allow you to exclude a landfill from a residential area but not a new residential building. This is exactly what th
556.
by pandaman 3y ago
Do you get your McDs delivered to you instantly at no cost? If not, then takes less time to cook than drive to McDonalds, wait in line to make an order and wait for your meal to be cooked.
557.
by pandaman 3y ago
And the people on OPT (Optional Practical Training) have F "student" visas, which required them to prove that they needed to get education in the US in order to use it in their home country and have no intention on staying in the
558.
by pandaman 3y ago
Half a year to build a house for one person? If you can do this then definitely no need to hire builders, builders themselves cannot do the work nearly this fast.
559.
by pandaman 3y ago
In a AAA game, written in the past 15 years or so the CPU is used to handle I/O (controllers, network, "HDD" etc) and, sometimes, sound (the more modern GPUs have low latency cores to work with sound but a plain old PS4/
560.
by pandaman 3y ago
>I was showing why 30y-fixed jumbos exist as a result of F&F. You argued I understood that. But showing that something is a result of something else needs some kind of logic, stating both things exist does not establish a casual rela
561.
by pandaman 3y ago
It's great that you have substantial assets but neither that, nor the article "model" anything. Also you are now changing your argument from "remove F&F" to "remove securitization and hedging infrastructure
562.
by pandaman 3y ago
Whatever model you run is most probably wrong because jumbo loans are not priced double and actually are priced pretty close to the conforming loans.
563.
by pandaman 3y ago
I don't follow. Jumbo loans exist now even without support from F&F, why can't smaller loans exist without F&F? F&F are not some charities, they make profit on their mortgage business. If they did not exist what would
564.
by pandaman 3y ago
>Kill Fannie & Freddie and the 30-year mortgage goes away. If this had been true, then 30 year jumbo loans would not exist (F&F cannot buy non-conforming mortgages).
565.
by pandaman 3y ago
H1B is pretty straightforward and cheap: it's about $5K, most of which are lawyer fees, if you have a law firm signed up for mass processing you get wholesale discount. And it's only unpredictable for an individual, for an employe
566.
by pandaman 3y ago
As I am approaching the retirement age, I don't see this happening. I actually can't even imagine education expiring somehow or marketable skills needing "retooling". But even if these scenarios all happened, you are bas
567.
by pandaman 3y ago
It would. Places, where rivers freeze, manage to build bridges that do not get crushed by the moving ice using this technology.
568.
by pandaman 3y ago
It's not Elon. Many other EVs have the similar handle-less design. E.g. Mustang Mach, Hyundai Ioniq/ Kia EV, Lucid Air, etc.
569.
by pandaman 3y ago
I believe you confuse an inequality of Energy(Fat) ≤ Energy(Food) - Energy(Activity) with an equation and are trying to disprove it with a counter-example. People saying "calories in, calories out" don't help with this confus
570.
by pandaman 3y ago
Most American houses have at least one full bathroom, a room with a toilet bowl and a shower. Also most Americans shower several times a day as water and heat are pretty affordable for the vast majority. Having a special shower for your but

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