ouid

18 ms·

121.
by ouid 4y ago
they controlled for information content?
122.
by ouid 4y ago
this is a bad headline. Drives is a causal word, which is not established. Indeed, a much more reasonable hypothesis is that both negative headlines and consumption are caused by high information events, which are more likely to be negative
123.
by ouid 4y ago
Paying out from the FDIC insurance fund is inflationary, at the very least, which means everyone takes a bath.
124.
by ouid 4y ago
I really don't see the market value thing as all that complicated. A banks liabilities are (roughly) instantaneous. They must honor withdrawals when they are requested, so their assets must be measured accordingly. There is no other re
125.
by ouid 4y ago
The problem here is that extremely liquid assets like treasury bonds are not being marked to market resulting in completely invisible insolvency. Banks don't have a right to have you keep your deposits when their assets do not cover th
126.
by ouid 4y ago
There is a massive conflation of insolvency and illiquidity going on here, because the distinction requires more mathematical finesse than most people have. A bank is illiquid if its holdings require time to sell at "market price"
127.
by ouid 4y ago
If you have over 250k in a bank, you might as well withdraw it and buy treasury bonds yourself. You'll get a better return, and you'll have essentially the same risk profile.
128.
by ouid 4y ago
if you deposit 100 dollars with me, and I spend 40 of that on myself, I am INSOLVENT. If I then go buy a 10 year bond with the rest, that will mature to 100 dollars, this DOES NOT CHANGE THAT SITUATION.
129.
by ouid 4y ago
Why isn't the assumption basically that all banks are insolvent right now? Moreover, why is everyone phrasing SVB's insolvency as illiquidity? If you have your money in a Ponzi scheme (an example of insolvency), then you aren&#x27
130.
by ouid 4y ago
it sounds like you're removing a checklist from doctors.
131.
by ouid 4y ago
> there is no reasonable basis for that suspicion There is absolutely a reasonable basis for that suspicion. There are simply many times more prepubescent children with claims of gender dysphoria than at any other point. How effective a
132.
by ouid 4y ago
I do not have them confused, I just didn't want to say munchausen's by proxy 30 times when it is clear from context. Munchausens by proxy is less rare than Munchausen's. The 1% figure is more or less accurate.
133.
by ouid 4y ago
In response to your edit, which I believe deserves its own response: I'm basically going to ignore the part where you accuse me of using the "same rhetoric as X". I don't know what that means, or how it's relevant t
134.
by ouid 4y ago
Not providing a 10 year old with puberty blockers when you suspect that it is because the child has been manipulated into believing that they have gender dysphoria is practicing medicine. So I am not proposing that we deny anyone access t
135.
by ouid 4y ago
You might want to consider that having trouble convincing other people is explained at least as well by having a bad argument as the other people being bigots.
136.
by ouid 4y ago
There is extremely active denial of the problem. The parent comment didn't even consider this as a possibility. Moreover, your comment is also an example. You can't simultaneously describe yourself as not denying the problem whi
137.
by ouid 4y ago
Uh, what exactly do you think your first amendment rights protect?
138.
by ouid 4y ago
Munchausen's by proxy is real, and the consequences of it are at least as damaging as denying children access to medical transition services. I believe that you have taken the position that this child is really experiencing gender dysp
139.
by ouid 4y ago
Is anyone actually offering or proposing a semi with a 300-500 mile range?
140.
by ouid 4y ago
You can commit pretty deeply to a joke. The indirect evidence is substantial.
141.
by ouid 4y ago
i think its a joke.
142.
by ouid 4y ago
Yes it can...
143.
by ouid 4y ago
I'm not sure i understand the difference here between "a liquidity crisis" and bankruptcy. people want to withdraw their deposits made at low interest rates and invest them with better yields. The banks have misrepresented th
144.
by ouid 4y ago
if everyone exercised their right to not render ads, this problem wouldnt exist...
145.
by ouid 4y ago
parent comment is in response to OC laying out the standard payment schedule for bankruptcy proceedings...
146.
by ouid 4y ago
Deposits in a bank are not assets that you can pay out to shareholders in bankruptcy. it doesnt matter how you've organized your balance sheet internally, those liabilities come first or you arent a bank .
147.
by ouid 4y ago
Being at the top of the line in bankruptcy proceedings is the law . So they shouldn't be generally subject to lessons from the government that go beyond that...
148.
by ouid 4y ago
if we're talking about cartels, The NFL using the university system as its private farm team system seems like far more of a problem. Especially given that student athletes are often bringing in large amounts of income to the schools t
149.
by ouid 4y ago
This is such an insane fucking headline... Perhaps the downgrade threat and the demise were caused by the same thing!
150.
by ouid 4y ago
Every meaningful financial scheme is the same. Borrow more money than you can be asked to pay back, and gamble it heavily. This is the only way to make money without doing any work. It's theft, very simply, but its hard theft to de

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