npguy

52 ms·

541.
Baseball Players Do Not Because They Cannot. You?(statspotting.com)
1 points by npguy 14y ago|0 comments
542.
The Return of the Stylus(statspotting.com)
43 points by npguy 14y ago|48 comments
543.
Doubling Down Is Easier Said Than Done(statspotting.com)
1 points by npguy 14y ago|0 comments
544.
The High-Impact Project Nobody Is Talking About: India's Aadhar(statspotting.com)
3 points by npguy 14y ago|1 comments
545.
Startup Ideas: Some Pointers From Steve Jobs(statspotting.com)
2 points by npguy 14y ago|0 comments
546.
by npguy 14y ago
I replied to your comment on the original post: 'Thanks for the comment. Obviously, the use of the word “problem” sends out a message that somehow we think credit is good for India. Thanks for pointing that out – we have tried to fix that i
547.
by npguy 14y ago
Very important points - all of them very valid. Except maybe this: " I don't see them growing exponentially for at-least two generations(i.e about 50-60 years)" - I would say, there are so many variables that decide this. For example, takin
548.
A Stupid Question About Housing Prices(statspotting.com)
1 points by npguy 14y ago|0 comments
549.
by npguy 14y ago
you are underestimating the power of the government and central bank. if they decide that they want to move the country in a given direction, they have all the tools to make it happen. Just look at the way US home buyers got immediate tax c
550.
by npguy 14y ago
That approach might not be good for the economy overall though. India will become a spending driven society, like the US. In which case, credit will play a big role. It is just inevitable.
551.
by npguy 14y ago
I was tempted to start the response with "When used wisely" then realized that it would be a huge assumption to make. The article was not trying to state that credit cards are a good thing. The message that I wanted to get across was that a
552.
by npguy 14y ago
That perception is wrong, before they issue the card, they request income proofs, do residence verification etc. Moreover, if payment is not made, there is a follow-up process that will put village moneylenders to shame. Credit limits are a
553.
by npguy 14y ago
Agree, one hundred percent. If the way housing loans work in India is a pointer, you will see a lot of scrutiny in the way the credit cards would be managed. Indian banks are decidedly conservative.
554.
Watch Out: India’s Aadhar And The Consumer Credit Tsunami(statspotting.com)
14 points by npguy 14y ago|26 comments
555.
Life Has Huge Amplification Effects(statspotting.com)
2 points by npguy 14y ago|0 comments
556.
The Least Common Denominator Will Never Be The Best For Anyone(statspotting.com)
1 points by npguy 14y ago|0 comments
557.
Ben Horowitz: The Best Product Does Not Always Win(statspotting.com)
3 points by npguy 14y ago|0 comments
558.
Mathematics Is Underrated(statspotting.com)
4 points by npguy 14y ago|2 comments
559.
‘Make something people want’ vs ‘Do what you love’(statspotting.com)
1 points by npguy 14y ago|0 comments
560.
Malcolm Gladwell: Entrepreneurs Should Be Miscalibrated(statspotting.com)
2 points by npguy 14y ago|0 comments
561.
Will YCombinator Go Global?(statspotting.com)
2 points by npguy 14y ago|0 comments
562.
by npguy 14y ago
That is true not just for angels, but for VCs as well - Elon Musk feels strongly about that - "Always Go With A High-Quality VC Even If The Valuation Is Low" http://statspotting.com/2012/12/elon-musk-always-go-with-a-h...
563.
‘You can’t make money with a consensus accurate prediction’(statspotting.com)
1 points by npguy 14y ago|0 comments
564.
An Intriguing 30 Second Exercise(statspotting.com)
1 points by npguy 14y ago|0 comments
565.
by npguy 14y ago
Luck matters. But it is not the only thing that matters.
566.
Calling Steve Jobs ‘Lucky’ Would Be A Sin(statspotting.com)
9 points by npguy 14y ago|12 comments
567.
The One Underrated Impact Of YCombinator(statspotting.com)
2 points by npguy 14y ago|0 comments
568.
Always Produce(statspotting.com)
2 points by npguy 14y ago|0 comments
569.
Two Decades On, Why Are We Still Stuck With Uniques And Pageviews?(statspotting.com)
1 points by npguy 14y ago|0 comments
570.
Do You Know Of Any Website That Does This?(statspotting.com)
1 points by npguy 14y ago|0 comments

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