nirmel

9 ms·

31.
by nirmel 6y ago
I wrote a book of comedy/philosophy-hybrid essays. I will mail you a paperback copy if you ask.
32.
What the News Is(reading.supply)
2 points by nirmel 8y ago|0 comments
33.
Show HN: Food delivery chatbot(messenger.com)
2 points by nirmel 10y ago|0 comments
34.
by nirmel 10y ago
100 million is cumulative, not annual.
35.
by nirmel 10y ago
Right, often the guarantee of future payments can be treated as collateral to make getting a loan much easier. At a minimum it can be used to show proof of future income.
36.
by nirmel 10y ago
I've recently been researching the structured settlement (annuity) industry. It seems like as soon as someone has a guaranteed set of future payments, you will get structured settlement brokers reaching out, offering to buy out their f
37.
We're Underestimating the Risk of Human Extinction(theatlantic.com)
5 points by nirmel 11y ago|0 comments
38.
by nirmel 11y ago
I think if you are able to generate a lot of capital you should focus on doing that, as Gates did, and then donate it all to where you believe it will do the most before or when you die. That's at least what I'm trying to do.
39.
by nirmel 11y ago
Appreciate your citing this fallacy. We certainly can complain about problems that exist, regardless of their severity, perhaps because they affect us or people we care about. But I think there is a real problem when worrying about one prob
40.
by nirmel 11y ago
I'm one of those people who say that almost all people in America have it really good, and everyone should stop complaining. I'm trying to understand why I'm wrong about the following: - Most people in America are struggling
41.
by nirmel 11y ago
Related: https://www.washingtonpost.com/lifestyle/style/the-old-subur...
42.
by nirmel 11y ago
Despite these facts, the availability heuristic ( https://en.wikipedia.org/wiki/Availability_heuristic ) ensures that our perception of probabilities is proportional to how dramatic (and thus memorable) an event is and n
43.
by nirmel 11y ago
I think of dribbble designers as who you hire when you know what the thing is going to do and how it's going to be organized. All else equal, I think there's something to be said about a product looking good. Hiring a painter to b
44.
by nirmel 11y ago
Groupon, and Andrew, really did solve something hard: local customer acquisition and attribution. Others who had been toiling away at this problem for years were stupefied. Really? That's the most valuable local commerce company (as An
45.
by nirmel 11y ago
1) For a business with consistent refunds in prior months (e.g. money back guarantee), this has the odd effect of always being able to show growth compared to previous months, even if revenue is constant. 2) Right, that's how I calcula
46.
by nirmel 11y ago
Two questions: How do you deal with refunds? Let's say a customer buys a product, for whatever reason their expectation not met, and a refund is issued. Do you adjust revenue in the month the revenue was recognized? Or do you add negat
47.
LawDingo (YC W13) Adds Accountants, Doctors and Therapists to Its Platform(techcrunch.com)
5 points by nirmel 11y ago|0 comments
48.
by nirmel 11y ago
Replace "listening to music" and "headphones" with "working remotely" and it makes a sound argument too: Some companies and managers don’t like you listening to music. They argue that your headphones will isol
49.
by nirmel 11y ago
This made me think that believing in a self is evolutionarily advantageous, but perhaps illusory. Those who don't associate their body and life as their "own" in some metaphysical sense will be substantially more prone to dyi
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by nirmel 11y ago
Without knowing anyone, it's pretty easy to guess based on gender and ethnicity alone.
51.
by nirmel 11y ago
I once tried starting something like this. What I found is that people have very little motivation to meet strangers for the purpose of friendship. Another company built a very similar product, but focussed on dating, and they did much bett
52.
by nirmel 11y ago
$904 million is the revenue in the industry per year. Valuation is the "present value" of all future revenue, i.e. what all of the profits the company is "expected" to ever make are worth today. To give an example, if I
53.
by nirmel 11y ago
I'm the founder of Lawdingo.com (YC W13). We get people lawyers in minutes, just as you're looking for. If you just want some cursory advice, we'll get you an advice consultation with an employment lawyer who routinely looks
54.
Colleen Taylor Joins Y Combinator from Techcrunch(twitter.com)
3 points by nirmel 11y ago|0 comments
55.
by nirmel 11y ago
A better-presented analysis that links to this site: http://www.theguardian.com/environment/2010/feb/13/climate-c...
56.
The Voluntary Human Extinction Movement(vhemt.org)
52 points by nirmel 11y ago|53 comments
57.
Base 11 and What Might Have Been for the Cake Industry(medium.com)
2 points by nirmel 11y ago|0 comments
58.
by nirmel 11y ago
I don't know why I'm challenging you on this, but the expected value is -2m times the probability of your contract being worth $200m in the first place. At best, that's 1 in a thousand, thus making the expected value at best
59.
by nirmel 11y ago
> $1 million as a note with a $5 million cap and a 20% discount. This refers to an investment done on a "convertible note." These particular terms mean that the valuation at which their investment will "convert" from
60.
by nirmel 11y ago
It doesn't matter if you would like investors. You need to make investors want to own a chunk of your business so much that they'll give you a good amount of cash despite the dismal odds of failure for very early stage startups, s

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