nickles

29 ms·

211.
by nickles 9y ago
>> Investment into China is difficult > it's also not trade. That's not true in the slightest [0]. Trade can be imagined as transactions on a two sided ledger. Investment can be seen as a trade of capital for a claim on f
212.
by nickles 9y ago
The author of the article confuses productivity with productivity growth (the rate of change in productivity). While productivity growth has generally declined in recent years, the rate of change has been positive. Consequently, productivit
213.
This Multibillion-Dollar Corporation Is Controlled by a Penniless Yoga Superstar(bloomberg.com)
5 points by nickles 9y ago|0 comments
214.
CFPB to Reconsider Obama-Era Payday-Lending Rule(wsj.com)
1 points by nickles 9y ago|0 comments
215.
OK Google, you’ve been served(wsj.com)
2 points by nickles 9y ago|0 comments
216.
Identification of Pre-Existing Adaptive Immunity to Cas9 Proteins in Humans(biorxiv.org)
2 points by nickles 9y ago|1 comments
217.
The Last Death-Defying Honey Hunter of Nepal(nationalgeographic.com)
108 points by nickles 9y ago|20 comments
218.
by nickles 9y ago
> When you buy a stock from your banker, you don't care that you buy it at 65 or 65.00001. That's really not true. The microwaves in this case are being used to communicate between NYC and Chicago to trade products in increment
219.
by nickles 10y ago
> It's also a lot harder to make more efficient. Housing isn't manufactured in large factories where you can optimize every step of the process—instead, it's done by lots and lots of local firms. This leads to vast differe
220.
by nickles 10y ago
>> Credit card transaction fees are regulated at a much lower level in Europe. > I don't understand why we don't do that here. It really comes down to allowing markets to operate efficiently. Such regulation, in order to
221.
by nickles 10y ago
I looked at that source. There's no definition of 'social instability' and no references defining it. You really can't cite this as evidence that 'societal instability' is the most pressing concern when managin
222.
by nickles 10y ago
> Good, if none of them every operate at a deficit they are not pulling enough money out. It is a death sentence for an organization to draw down its endowment. Please refer to the source I provided previously about the NYC Opera for an
223.
by nickles 10y ago
> what's the point of a foundation if you never extract anything These institutions do utilize their endowments. As nonprofit entities they are only allowed, by law, to retain a portion of their gains. > Further they will receive
224.
by nickles 10y ago
First and foremost, that rule of thumb is meant for retirees, not institutions looking to sustain themselves in perpetuity. Secondly, a 4% withdrawal rate offers a decently high chance that the principal can be drawn upon for 30 years. With
225.
by nickles 10y ago
> The 94 schools with endowments over a billion dollars averaged 7.2% growth from 2005-15 I'm not sure what point the authors are trying to make here. The S&P 500 (with reinvested dividends) returned ~7.4% annually over the same
226.
by nickles 10y ago
I was addressing your question of how it would affect you, the small, retail investor. Ultimately, any FTT would increase prices of almost every good and service in the economy (oil is traded many times before getting to the pump, debt is p
227.
by nickles 10y ago
> I mean, there is no reason for Company X to move their trading to another country as the (non-hedgefound) owners of it do not gain anything from it I imagine the tax would be assessed according to the location of the exchange where the
228.
by nickles 10y ago
The article states that Saudi Aramco controls ~20% of the world's oil supply. The $18 trillion valuation of the global oil industry that you offered would imply a $3.6 trillion valuation for Saudi Aramco. Obviously there are many nuanc
229.
by nickles 10y ago
I read your comment in isolation and misinterpeted it, but thanks for providing the context. The government absolutely overstepped its mandate with such laws. I think it's important to distinguish between all banking services and credi
230.
by nickles 10y ago
That's precisely what caused the financial crisis of 2008. The Community Reinvestment Act (passed 1977, expanded in 1992 and 2002) led to severely reduced lending standards that brought about the failure of the financial system. Legisl
231.
by nickles 10y ago
Law and Oracle is an adaptation of PKD's short story "Minority Report" in which the Pre-Cog (short for pre-cognition) department polices based on glimpses of future crime. Orwell's "1984" explored the similar,
232.
by nickles 10y ago
>If they gave me the stick, I'd set interest rates at 3% and hold the line through a recession or depression. Far better that then coming to the end of the line, having no options and no way out. It's a good thing you don'
233.
by nickles 10y ago
> I encourage you to look at an actual graph of housing prices and foreign exchange rates. They really don't track each other. I'd be very interested to see such a graph. I'd also be interested to know what you mean by for
234.
by nickles 10y ago
> The housing prices don't really adjust for foreign exchange rates of a currency most of the time. That's really not a correct statement. The drivers of currency fluctuations are absolutely going to affect the value of housing
235.
by nickles 10y ago
>The zero interest rate definitely does contribute, but a bigger deal for mortgage rates is that the Fed continues to buy $24-26 billion a month in mortgage-backed securities I think you've got the right idea, but you are misinterpr
236.
by nickles 10y ago
I'm glad we agree... "With increases in the ability to pay for housing (assuming housing is a normal good), there will be an increase in demand for housing."
237.
by nickles 10y ago
>Real estate prices are not solely a function of supply and demand. If the value of your money goes down, so too will the price of your house. Sorry, but that statement is pure nonsense. If the value of your money goes down, you will nee
238.
by nickles 10y ago
Real estate prices, as with all other assets, are a function of supply and demand. In the case of San Francisco, supply has remained relatively constant (due to stability in the housing stock) and demand has increased. Without looking at th
239.
by nickles 10y ago
>In terms of duration: I would say they are one regular recession away from this. For the last 5 years I've been saying "next 2 years". Today I'd say 1 year. (I have no actual money involved so this prediction is wort
240.
by nickles 10y ago
The approach you described is largely security theater. Supposing an attacker has compromised a machine and is capable of retrieving stored data, it reasonably likely that the attacker will be capable of either capturing the key as it is tr

More ›