mym1990

39 ms·

631.
by mym1990 4y ago
Time to go into carpentry! Always did want to work with me hands.
632.
by mym1990 4y ago
I had no idea! My assessment was based on other students at the time expressing that it was an easy test and also myself passing after a semester of goofing off.
633.
by mym1990 4y ago
Yeah, I didn't even think of it like that but good point. To me its not even that a machine can do the thing, GPT-4 crushing it across all spectrums resets my baseline, but GPT-3.5 having such variation and excelling at that specific t
634.
by mym1990 4y ago
Do we know what the training data was?
635.
by mym1990 4y ago
I guess my reference was to the 3.5 version since that one had much more variation in test scores across all the AP exams. But yes, 4 seems to have made mince meat of them all!
636.
by mym1990 4y ago
And yet they can't figure out how to not 404 the waitlist.
637.
by mym1990 4y ago
Ugh that testing graph confirms that AP Environmental Science was indeed the easiest AP class and I needn't be proud of passing that exam.
638.
by mym1990 4y ago
But it isn't because the full value of the bonds will be received at maturity, so all they have to do is avoid a bank run for 8 or so years.
639.
by mym1990 4y ago
You're comparing breakfast to regulatory compliance for the financial system. Just think about that for a second...
640.
by mym1990 4y ago
The issue is that you think making sure compliance being in place is a "distraction". This is like devs saying writing test classes is a "distraction", or having an infosec team is a "distraction", or having se
641.
by mym1990 4y ago
Aren't foreign deposits of US banks not covered under FDIC?
642.
by mym1990 4y ago
There's a country song called 'Flyover States' by Jason Aldean thats pretty good!
643.
by mym1990 4y ago
People asking for money back from Madoff were investors , which is completely different from depositors asking for their deposits back.
644.
by mym1990 4y ago
I am not sure why you think the 250k limit is the end of the road in what is an extremely complex process. The 250k is so that depositors can be paid out quickly while the rest of the process gets going, which could take months or years. In
645.
by mym1990 4y ago
I think the argument is that if I can start a bank and depend on the government to make my depositors whole in the event of a failure, then I can act/invest in a high risk manner to get more yield, while also paying me and my executive
646.
by mym1990 4y ago
Where do you propose a company with millions in cash keep that money if not a bank?
647.
by mym1990 4y ago
Can and unfortunately...do.
648.
by mym1990 4y ago
Yep, and he also almost got wiped out in 2008 even though he was "right".
649.
by mym1990 4y ago
I mean I can give you that strategy right now: go buy index funds. You can be right 99% of the time and still lose money because the market always rewards based on risk. Conversely you can be right 30% of the time and make billions. With ma
650.
by mym1990 4y ago
Eh, during the low interest rate period things seemed to behave as one might expect: companies deploy capital and hire like crazy, companies have access to mountains of investment pools, home prices rise, inflation rises, etc... Many of the
651.
by mym1990 4y ago
Generally yes, that’s how engineers figured out where to reinforce war planes so they could survive longer in battle. In markets the loser’s reasoning often comes down to poor timing. They see similar red flags but can’t quite catch the rig
652.
by mym1990 4y ago
“Markets can remain irrational longer than you can remain solvent“. This was also the case with Burry and others shorting in 2008.
653.
by mym1990 4y ago
Facebook is not building things 'because they want to'...that is not a business reason. They are buildings things because there are billion and billions to extract.
654.
by mym1990 4y ago
A lot of people think that social media activity is their significant contribution to a cause. Post or like or share something pertaining to social issue of the day and their little soul can now go feel great about the change they've m
655.
by mym1990 4y ago
Those things also don't quip at you ever 5 minutes saying 'use me!' and 'check me!'
656.
by mym1990 4y ago
Is there really a "natural" progression of society? Especially in an age of computers and advanced communication, it is difficult to know what is natural anymore.
657.
by mym1990 4y ago
Making it illegal would be silly, society would need to come to the conclusion on its own, which is why social media will probably not ever go away. The trap is exactly what you just said: "it's essentially free". Which of co
658.
by mym1990 4y ago
I do, I realize that the most important decision to opt out is on me. There is also no denying that this process is a difficult one and it is not made easier by the platforms themselves.
659.
by mym1990 4y ago
The ad experience will come, because that's really the best option for a lot of platforms to monetize...and no one is running a charity. By that point a lot of users have been locked in and essentially just going with it.
660.
by mym1990 4y ago
The crazy thing is that I can find people right now on the other side of the world and probably make some great connections and share stories, learn about cultures, etc... It just doesn't happen.

More ›