mcarvin

14 ms·

91.
by mcarvin 14y ago
this is an amazing validation of the pain point. sounds like you and I had similar experiences. we want to get to the point where people do not need to do this themselves.
92.
by mcarvin 14y ago
thanks for the feedback. we've been trying really hard to simplify the application as much as possible. however it looks like there is an 'advanced' group of users that wants a lot more detail (which we have a-plenty). we have been thinki
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by mcarvin 14y ago
we're building out our refi functionality now. would be great to have you as a test user? we're going to have analysis and data not available anywhere else. info at smartasset dot com.
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by mcarvin 14y ago
thanks for that, confusopoly has a nice ring to it, and certainly fits.
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by mcarvin 14y ago
great comment. adding this to the roadmap.
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SmartAsset, the Financial Calculator Killer(blog.smartasset.com)
62 points by mcarvin 14y ago|42 comments
97.
by mcarvin 14y ago
thanks for the thoughts. cannot stress enough how important it is to us to build a business and product that people have confidence and trust in.
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by mcarvin 14y ago
On your point about our credit score page, we are working on a better way to present this. There are circumstances when a lender is will to offer the same or similar terms across credit bands because it is insured by the FHA. FHA mortgages
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by mcarvin 14y ago
Just to be clear, opportunity cost and maintenance / upkeep are both modeled and incorporated in the values you see on the buy vs rent chart. There are also several components to the decision. Even if you give greater weight to the emotion
100.
by mcarvin 14y ago
Buy vs Rent chart is not net present valued... not sure if that was your question though?
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by mcarvin 14y ago
we intend to build a platform for all personal finance decisions. the home purchase decision is just the tip of the iceberg and even here we are just getting started. In 18 months we intend to be able to provide personalized, interactive a
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by mcarvin 14y ago
some of the above is already available (eg we model taxes for single and married couples so you can flex that in the assumptions - also most of the data we use is local to the zipcode you are searching in) and some of it is on the way (like
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by mcarvin 14y ago
Awesome. Lets speak. info@smartasset.com.
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by mcarvin 14y ago
NYT does a good job relative to most calculators but it is still a calculator and consequently limited. The big differences then are accuracy and ease of use. On accuracy, there is a difference both in how the numbers are calculated (we use
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by mcarvin 14y ago
thanks for the feedback... glad you like it!
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by mcarvin 14y ago
broadening the base of marketing channels available to small biz guys like myself is always welcome... kudos.
107.
by mcarvin 14y ago
Great work. I am a long time finance geek - this will make life decidedly easier.
108.
by mcarvin 14y ago
I'm going to take Monsanto's side here. The farmers are upset because they are being charged royalties over use of renewal seeds produced from the original 'store bought' seeds. The argument is over whether the purchase of seeds implies the
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by mcarvin 14y ago
Kahneman is a must read for founders trying to better understand users, or more accurately, the complexities of trying to please users...
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by mcarvin 14y ago
Admittedly beyond at the limits of what this armchair quantum mechanic can say with confidence but to borrow from Hawkings... probabilities in quantum mechanics "reflect a fundamental randomness in nature" [The Grand Design]. So while quan
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by mcarvin 14y ago
Well played and conceded. So do we need two sets of rules? One for 'our world' and one for the subatomic world?
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by mcarvin 14y ago
Certain irony about saying that a LAW of physics is not deterministic. Conceded though that determinism does not hold up at the quantum level. Disagree though that quantum non-determinism translates to non-determinism at the scale we exper
113.
by mcarvin 14y ago
When a fair coin is tossed it will either come up heads or it wont. Put another way, the probability of getting heads is 1 or 0, unless you believe that something magical happens to the coin while it is in mid-air that somehow makes it impo
114.
by mcarvin 14y ago
I understand the question quite differently. The question of objective probabilities is a question of whether the world is deterministic. If you believe the world is governed by physical laws and you further believe you understand those law