lutorm

41 ms·

451.
by lutorm 7y ago
True, but it's similar in the sense that both can leverage credit but then become dependent on their creditors, and that having a significant chunk of cash in your assets gives you freedom to do what you think should be done (invest in
452.
by lutorm 7y ago
"Positive cash flow puts you on (sic) control ..." Applies to individuals just as much as companies.
453.
by lutorm 7y ago
This is highly location dependent though. I just happened to notice that the interest on my Swedish student loan is 0.16% . That in combination with the income-indexed payback scheme and the fact that the loan balance is forgiven at age 65
454.
by lutorm 7y ago
This is important, but some people use crappy keyboards all their life and never have problems. I think more important is learning to be in touch with your body and applying corrections if and when things start feeling wrong. Unfortunately
455.
by lutorm 7y ago
Stoicism.
456.
by lutorm 7y ago
Spending little money frees up your life from having to earn a lot of it. That trade-off starts looking pretty attractive after you've been chained to a desk for a decade.
457.
by lutorm 7y ago
Having a high income doesn't make you rich if you just spend it all... By definition , being rich requires spending much less than you make, unless you inherited it. Whether that counts as "penny pinching" is a different mat
458.
by lutorm 7y ago
hilarious :)
459.
by lutorm 7y ago
What's the turbo doing?
460.
by lutorm 7y ago
A rare road indeed where all other traffic is behind you...
461.
by lutorm 7y ago
Motorcycles do this too, and the drawback is that you are much more likely to run into someone who's just missing the red light in the other direction. And that will be a high-speed differential collision, not anything like contacting
462.
by lutorm 7y ago
No, but I think you and the other commenter would not have been allowed to be contractors if the IRS rules were actually enforced. Have you read them?
463.
by lutorm 7y ago
Yeah the company-to-company situation is a bit different. But I believe that in the case of temp agencies, the workers are actually employees of the temp agency, right?
464.
by lutorm 7y ago
That's not even nearly what I said. I said that if someone is consistently told how, when, where, and what to do, or what to wear, then they're an employee. If, on the other hand, they're asked to do something and have the fr
465.
by lutorm 7y ago
This "contractor" thing has to be shut down. If someone gets all their work from amazon and is told by amazon when, how, and where to deliver packages, they're not contractors. It's just a completely transparent attempt
466.
by lutorm 7y ago
But this doesn't seem to have anything to do with index funds. Wouldn't the same thing happen regardless of the way people are invested into the stock market?
467.
by lutorm 7y ago
I disagree that the amendment is clear. It is so obliquely written that it took the Supreme Court over 200 years to conclude that it, in fact, conveys an individual constitutional right to own a firearm.
468.
by lutorm 7y ago
* America puts more value on the protection of the individual from society than the protection of society from an individual.* That's not true, though. U.S. laws and their enforcement are extremely punitive compared to most other weste
469.
by lutorm 7y ago
You're constructing a straw man here. All your points are explained by the NWS themselves on the plot, and this is but one of the many products you can avail yourself of, along with the different wind speed probability plots, etc. As t
470.
by lutorm 7y ago
"How are you supposed to act on the probabilities? If there's a 50% chance, do I prepare? What about 20%? 10%? 5%? 1%? 0.1%?" Everyone has to make their own judgement based on their risk tolerance, but at least that would be
471.
by lutorm 7y ago
Yes, there are wind speed probability plots that show the currently forecasted probability of getting tropical-storm, hurricane and greater-than-hurricane (don't remember) plots that are more useful for judging risk.
472.
by lutorm 7y ago
To be fair, on all those forecast cone graphs, it says in bold font: "The cone contains the probably path of the storm center but does not show the size of the storm. Hazardous conditions can occur outside of the code." But I agre
473.
by lutorm 7y ago
"over the years the software/screen will get outdated." This is what they WANT. They want you to buy a new one! It's planned obsolescence only without getting dinged on reliability ratings....
474.
by lutorm 7y ago
Someone just chasing the lowest price wouldn't have bought an Apple device to begin with ...
475.
by lutorm 7y ago
As far as I understand, that effect is just a result of the superposition characteristic of waves in general, so yeah it should also apply to gravitational waves. I think the difference is that there aren't a lot of sources of "ca
476.
by lutorm 7y ago
What happened to diversification??
477.
by lutorm 7y ago
by default grid-tied solar won't keep the lights on when the power goes out (nothing to sync to). Indeed, but some inverters have emergency outlets where they can supply power on a dedicated circuit as long as the panel output is eno
478.
by lutorm 7y ago
I think it's the second largest. If you do pretty much any amount of flying, your carbon footprint will be dominated by that unless you drive an absurd amount.
479.
by lutorm 7y ago
I think "charging time" is the wrong metric to think about. The relevant metric is "miles/h". The model 3 may have a giant battery pack that takes forever to charge fully, but it's also very efficient so whatev
480.
by lutorm 7y ago
I haven't read the paper, so I'm purely arguing against your argument here: You said "whatever the exact details of the field configuration might be, it's inescapably true that the electric potential is zero at infinity,

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