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lujim
searching PlanetScale…
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121.
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lujim
10y ago
Not saying I do or don't agree with him, but you don't have to be wrong to be preachy. When you're a comedian you need to be at least 80% funny. If you're 50% funny 50% preachy I'm not going to bother. Southpark
122.
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lujim
10y ago
Totally. Always loved John Stewart and Steven Colbert because they were comedians first and educators/activists whatever you want to call it second. Even when you didn't agree with them politically you still got a laugh and saw
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lujim
10y ago
You're also devastatingly modest ;)
124.
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lujim
10y ago
I didn't even know about Uber until it was relatively established so I'm not sure how I would have felt about it in the really early days, I probably would have been skeptical. I can honestly say when I did hear about it I though
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lujim
10y ago
Hailing a cab wasn't a viable or affordable option if you lived in the vast part of the United States prior to Uber. Your options used to be 1) don't go out 2) find a designated driver 3) don't drink, or 4) drink and drive.
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lujim
10y ago
True, but I feel like food prep and cleanup is a much bigger deal than the actual trip to the store. I've had the teething baby and can tell you the trip to the store was not the hard part. Unless this is remarkably inexpensive I don
127.
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lujim
10y ago
I've been Single Income/Single, Dual Income No Kids (DINK), dual income with kids and single income with kids. Kids won't completely destroy your finances but 529 plans/day care alone can put a hurting on your finances.
128.
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lujim
10y ago
Walmart has a notoriously bad rap, but they are pretty progressive for a big evil company. Amazon seems to get a bit more slack even though I have read that working there is a horrible experience.
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lujim
10y ago
I kind of question how much additional margin the average person will tolerate though. Will the same mom that spends time clipping coupons (or printing them) be willing to pay what it takes to make this worthwhile for Walmart? That's
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lujim
10y ago
Agreed, and I'm in the boat. However those same people tend to have less disposable income and seem to be less apt to pay monthly fees or premiums for luxuries. When you think families think more bulk generic costco toilet paper and
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lujim
10y ago
This is going to take a bit of magic to pull off. Groceries are very low margin items and people just opt for pre-made restaurant food when we are feeling lazy. When I'm motivated enough to prepare my own food I'm motivated enou
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lujim
10y ago
Agreed, but to be fair that was how I felt about having Uber driving me around when I first heard about it a few years ago.
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lujim
10y ago
If you decouple labor (or work, productivity, whatever) from income how do we know who gets what? I can only speak for myself but I wouldn't want to live only at the bare minimum UBI stipend.
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lujim
10y ago
I will check out a summary and if it looks good I will give it a read. My googling makes it look a bit revisionist but I will check it out. Since we are starting a book club try 'With the Old Breed' by Eugene Sledge and/or
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lujim
10y ago
Well to be fair soldiers are humans and aren't just completely disposable. Read "With the Old Breed" by Eugene Sledge to see the fun and games a 19 year old kid from Mobile Alabama got to have as a US Marine in the Pacific.
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lujim
10y ago
So maybe just a tug o' war or a water balloon fight to decide the winner of the Pacific War? We could have used those 1 million Purple Hearts we produced for the invasion of Japan for anyone who stubbed a toe during all the festivities
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lujim
10y ago
Since we have our pens out we should also sign something outlawing poverty, disease, and Mondays.
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lujim
10y ago
What happens when every other person defaults on the 9% APR loan? The less sensational truth is that LendUp goes out of business in 6 months.
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lujim
10y ago
You said it right there though. FHA approved which means Uncle Sam (who has a decent credit rating and the ability to print US Dollars) has your back AND it's considered a secured loan since the house itself is collateral.
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lujim
10y ago
Capitalism just means you need to pay your own bills to keep your doors open and you have to provide something that people value more than the money they are willing to pay for it. Capitalism has provided a wide group of people a better sta
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lujim
10y ago
That was a good podcast. It mentioned how when legislators took on payday lenders, the lenders just went out of business. There just isn't a reasonable way to provide low cost loans that have a high default rate. It's like tryi
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lujim
10y ago
This whole argument has been rehashed over and over. The argument for allowing payday loans are generally. - If the default rate is very high, then the option is high APR payday type loans, or no loans. You just can't provide prime i
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lujim
10y ago
Nobody should 'need' a hospital either. We should be able to prevent every disease and accident. The devil is in the details though.
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lujim
10y ago
She mentions a bunch of times in the article about the fact that she is a problem drinker/alcoholic. A diabetic that can't drink a glass of orange juice has a problem too, but not one that they deserve to be judged harshly for.
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lujim
10y ago
Hi Debra, I've always been skeptical of these kind of "rock the vote" initiatives because I believe they motivated not by a overall altruistic love of democracy, but a motivation to sway elections towards the organizations fa
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lujim
10y ago
Let's say you are a private company and want to raise money. Instead of taking on debt you decide to sell some of your business. You will go through an investment bank who will help you quantify the value of your business and underwr
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lujim
10y ago
Institutional investment managers are required to disclose their investments. In this case it's called a 13F. Corporate insiders (officers, directors, and employees) need to disclose trades involving their own company. I don't be
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lujim
10y ago
True, good point. AS of March at an AVERAGE price of $109
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lujim
10y ago
Took. This happened in March at an average price of $109. Today it is around $93. Berkshire just disclosed it today.
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lujim
10y ago
Everyone knows it's happening, the real question is whether it is a charade or not. Buy backs are a legitimate practice for companies that want to reward shareholders and gain a bigger chunk of their own business. Nothing sketchy the
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