lucaspm98

14 ms·

91.
by lucaspm98 6y ago
Most people are some combination of financially irresponsible and uneducated. Honestly, with the numbers you have here I have to lean towards irresponsible regardless of whatever difficulties the middle class faces. Even at a median wage ju
92.
by lucaspm98 6y ago
I believe the government's role is to provide protection from foreign threats, guarantee basic human rights, reasonably regulate the business environment, and provide basic public services that are only possible on a society-level basi
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by lucaspm98 6y ago
The only way they can be on the same level is if they are not labeled based on the race of the owner. Emphasizing black ownership or any other attribute can only either add advantage over other groups or be a disadvantage. There is no good
94.
by lucaspm98 6y ago
Affirmative action as currently implemented based primarily on race is just as bad, shifting the inequality of opportunity at best. White people of low socioeconomic status are disadvantaged while people of color with high socioeconomic sta
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by lucaspm98 6y ago
I have been somewhat disappointed by the number of people not being willing to even look at the data when it comes to these racial and police issues. It's certainly an emotional issue where the data can be inaccurate or misleading, but
96.
by lucaspm98 6y ago
Honestly, the "debtism" as you describe it is more of a cultural issue of consumerism in America. The amount of people buying new $35,000 cars while they're making $40,000 a year is shocking. It's been hard for me to und
97.
by lucaspm98 6y ago
It might not be a good idea to put a dollar value on lives, but considering <1%-5% of cases require hospitalization the cost of subsidizing lower income workers is incredibly higher even at $40,000 a patient.
98.
by lucaspm98 6y ago
Yes, I realize you’re not being genuine, but those are all your responsibility to do/learn. Although everything you mentioned is what you should learn as a child, so we have a moral/social code for parents and the community along
99.
by lucaspm98 6y ago
Do you think it’s not fair for credit card issuers to try to attract customers that have a higher value to them by offering rewards? Regardless, approvals are mostly based on credit history and not wealth. I was a low income earner for year
100.
by lucaspm98 6y ago
Do you mind explaining that statement, as I’m sure you can understand that at face value it sounds pretty extreme. Actions in silence are more impactful than being loud but doing nothing.
101.
by lucaspm98 6y ago
I totally agree. What can taint the idea is having the Code of Conduct intentionally vague or selectively enforced, but the core idea is much better than unspoken norms.
102.
by lucaspm98 6y ago
I think that's a great idea, at the very least it filters out a lot of spam and ideally gives you more context about each individual so if something controversial is said you can put it into context with them as a whole. I just worry t
103.
by lucaspm98 6y ago
I agree that if there are rules, it's much better to make them explicit instead of implicit. I also think your example makes sense, but I'm not sure it applies to larger groups or public forums. There are simply too many people to
104.
by lucaspm98 6y ago
That's a close minded way to start a discussion about politics that has become all too common. I think it's important to assume everyone is coming from a place of good intentions until proven otherwise. As someone whose beliefs mo
105.
by lucaspm98 6y ago
Lifestyle creep is incredibly hard to resist when everyone around you is caught up in it. My compromise has been to allow myself reasonable splurging on a few hobbies that prioritize experiences over consumerism while keeping the rest of my
106.
by lucaspm98 7y ago
Every one of those 6 points made have to do directly with the hiring process. Supporting education and outreach for underrepresented groups is a noble cause, but when it gets to the point of giving a group an easier interview path the hirin
107.
by lucaspm98 7y ago
Well didn't he have his money invested in Microsoft, providing them the capital to grow significantly in those 15 years? That's providing a lot of value in my opinion.
108.
by lucaspm98 7y ago
There is definitely some truth in this. However, what would you proposed to either prevent people from becoming ultra-wealthy or prevent them from having political power?
109.
by lucaspm98 7y ago
So your ownership of a company should be taken away if you don't actively manage it? Would you advocate against me being able to own my 10 shares of Microsoft stock and profiting from the hard work of the engineers? People of all level
110.
by lucaspm98 7y ago
Is that a serious question? Bill Gates provided a very valuable service that runs most personal computers to this day along with productivity tools that have improved almost every business in the world. He also built one of the largest comp
111.
by lucaspm98 7y ago
That's totally fair. My perspective is from the North Carolina system, where they can hold fundraisers like any public school but mostly start off building their facilities through bonds.
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by lucaspm98 7y ago
They generally have a lottery system that is completely random, and have to provide all services for special needs students that public school does. However, some of their differences in test scores could be attributed to simply requiring a
113.
by lucaspm98 7y ago
It's very reasonable for a well educated and hard working, but otherwise middle class and average, American to become a millionaire by the middle age or older politicians usually are.
114.
by lucaspm98 7y ago
Do charter schools actually get funding from parents? I thought they only used the fraction of the government funding that transferred over from public school, and generally got much better results than public schools using this.
115.
by lucaspm98 7y ago
It provides competition. The charter schools must attract students to apply as they get a certain dollar amount per student, and that amount is a fraction of what public schools receive per student. Even with this funding handicap, the educ
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by lucaspm98 7y ago
It's completely understandable to put yourself out there as the best version of yourself, but yes I have frequently seen people exaggerating themselves to the point of misrepresentation. You see profiles with only pictures that clearly
117.
by lucaspm98 7y ago
It seems somewhat unrealistic for a user to not be able to express opinions about the politics of another country. Elections more often than not have international implications. For example, as an American I have varying levels of interest
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by lucaspm98 7y ago
They are generally $0.15-$0.25 without insurance, and only rarely over $0.6, in the U.S. where this took place.
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by lucaspm98 7y ago
The article mentioned the 30th percentile, which is an unrealistic percentage of income to expect minimum wage earners to spend for housing by themselves without a roommate or family situation.
120.
by lucaspm98 7y ago
The obvious response to this is that the minimum wage is simply not supposed to be a sole source of income for a person living on their own. The bigger problem with this particular article is qualifying affordable as less than 30 percent of

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