kunle

8 ms·

31.
by kunle 4y ago
Not just possible. Likely.
32.
by kunle 4y ago
I think on this basis most banks in the us are functionally insolvent. Not defending SVB - just calling out that the dynamics that make svb insolvent (400bp rate rise in a couple years after a spike in deposits with lots of deployment in fi
33.
JPMChase doesn't care about your deposits(ayokunle.substack.com)
16 points by kunle 4y ago|5 comments
34.
by kunle 4y ago
Wow, never knew this was a thing. Do they have a website/can you share? Are you insured through your employer or via an exchange?
35.
by kunle 4y ago
What do you mean insurance agent? The process of picking health insurance in the US doesn't utilize agents. > And also because after a plan is selected, copays and deductibles are essentially fixed so consumer would have no need to
36.
by kunle 4y ago
Few things > API endpoints that provide clean, abstracted negotiated rates data could be a great infrastructural product for both traditional providers and digital health companies. Cascade Health (who I've been working with) have t
37.
by kunle 4y ago
Oh hell yeah this is coming. I built healthplanexplorer because the files were too unwieldy, but the ultimate consumer format for this is a map like https://carbonhealth.com/flu/flu-vaccination-centers With 1. A way to
38.
by kunle 4y ago
So your point on items covered by insurers is right with the caveat that way more patients are now on high deductible plans, so your out of pocket cost still gets impacted by the contract rates even if the provider is in network. Agree on e
39.
by kunle 4y ago
Thanks for this color. I have a ton of thoughts about this. . . A few: 1. The best way I think we can enable patients/consumers to price discriminate is about pushing pricing into the moment when they're making a decision. An exa
40.
by kunle 4y ago
Thanks - seen them and it’s similar but they’re building something much more enterprise scale. Cascadehealth.ai and serifhealth.com are as well.
41.
by kunle 4y ago
Thank you. Lots of directions this could go - right now focusing on making it easy to get access to the data. Later we’ll figure out useful ways to interact with it.
42.
by kunle 4y ago
Good thought - were planning to do some aggregation but there’s actually literally too much data to be holistic, so we’re going to do it on a few large plans and go from there
43.
by kunle 4y ago
Keen to learn more use cases people are interested in. The very next release will be exporting a DB you can query directly. Open to more/other ideas.
44.
Show HN: HealthPlanExplorer.com: Search & parse insurance plan MRF Files(healthplanexplorer.com)
22 points by kunle 4y ago|19 comments
45.
by kunle 4y ago
For anyone interested in exploring the data yourself, here are a few tools https://dadroit.com/ : desktop tool for processing large JSON files.There’s a free version so you can get pretty far with it if you’re patient https
46.
Exploring the Transparency in Coverage final rule – a petabyte of data a month(kunle.app)
2 points by kunle 4y ago|1 comments
47.
by kunle 4y ago
Prior to the regulatory actions aimed at banks that underwrite startup fintech companies over the last few years (Column, Radius, Blue Ridge etc) I didn't think startups would have to care about this, but they do. This piece covers ban
48.
Bank portability for startups – when to get it, why and how to prep(kunle.app)
3 points by kunle 4y ago|1 comments
49.
by kunle 4y ago
big change from this a month ago: "On Nov. 10, Mr. Ardoino had already expressed concerns that Alameda was trying to push down the price of tether and drag other cryptocurrencies with it, according to one of the people. " https:&
50.
Hey Bloomberg, Here’s the Short of It(tether.to)
2 points by kunle 4y ago|1 comments
51.
Networked Notebooks – engineering serendipity with GPT-3(kunle.app)
1 points by kunle 4y ago|0 comments
52.
Crypto primitives – real world use cases for crypto/Web3/DeFi(kunle.app)
3 points by kunle 4y ago|0 comments
53.
by kunle 5y ago
I think FedNow impact on debit will be missed. Cost and speed are only 2 parts of the problem to solve. The debit card instrument is still a materially better interface/experience than the account + routing number instrument; people ha
54.
The Durbin Amendment is responsible for modern fintech as we know it(kunle.app)
2 points by kunle 5y ago|3 comments
55.
by kunle 5y ago
Pic's creamy peanut butter: https://picspb.com/products/creamy-pb I don't even care for peanut butter and this just hits. Super smooth, not too sweet - i eat it by the spoonful. I literally did not think ther
56.
An API for Health Insurance Coverage as a Service(carbonhealth.com)
1 points by kunle 5y ago|0 comments
57.
Show HN: Price transparency in healthcare (putting healthcare prices online)(carbonhealth.com)
1 points by kunle 5y ago|0 comments
58.
by kunle 5y ago
Couple points of feedback I'm interested in for this essay 1. Add card to autofill (feels so obvious, not sure why no one's done it): https://kunle.app/checkouttarget.html#/creditCard/4242424242... 2. Us
59.
by kunle 5y ago
Authentication - its Apple and googles way of knowing that the card is actually issued by a known app developer, linked To a real financial institution with the right relationship with a card network. Bc the AppStore is locked down Apple ca
60.
by kunle 5y ago
Good to know, should be fixed now if you enter and email and hit subscribe. Thanks for reporting. Mind letting me know the browser you're using so I can verify?

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