kspaans

27 ms·

241.
Uber Spends $100M to Save Its Business Model but It May Have Just Doomed It(nakedcapitalism.com)
3 points by kspaans 11y ago|0 comments
242.
by kspaans 11y ago
In fact, the latter is likely to result in the hyper-modern form of feudalism, whereby those of us caught up in their infrastructure will have to pay – at least it will be as easy as tapping your Oyster card! – for access
243.
Tech Titans Are Busy Privatising Our Data – Evgeny Morozov(theguardian.com)
3 points by kspaans 11y ago|1 comments
244.
by kspaans 11y ago
Comparing pensions does get tricky very quick. In Canada for example there is a deduction from your paycheque for Canada Pension Plan (CPP) (assuming you don't live in Québec), but many employers will also have matching-contribution RR
245.
by kspaans 11y ago
Isn't the whole point of Kerberos to secure (micro)services like this?
246.
by kspaans 11y ago
Millionaire Teacher[0] is what I read for a layman's approach to index investing. It approaches it mostly from an expat's perspective, but the core approach is the same regardless of where you are or plan to retire. And for Canadi
247.
by kspaans 11y ago
You did _not_ lose anything! That's a paper loss! Are you a speculator expecting to sell the house in 2-4 years? If you went to all of that effort to buy a _family_ home, presumably you are planning on staying there for a while (possib
248.
by kspaans 11y ago
OK, fair point. I think you're right, it should be all or nothing.
249.
by kspaans 11y ago
"Penalty", yeah because people have put in sooo much hard work to make their house values go up. (Sure, some people will spend money on renovations, and there could be tax credits for that. But I don't think that sitting on a
250.
by kspaans 11y ago
Remember that rent control only applies to buildings built before 1978, so it's not _all_ rent controlled.
251.
by kspaans 11y ago
Remember that the chart only deals with income, not the net wealth of tax filers. It's probably harder to get reliable statistics on call Californians' net wealth, but I bet that would be a much more interesting graph. (I am not s
252.
by kspaans 11y ago
Interest rates aren't guaranteed to stay low. Here are the historic rates: http://b-i.forbesimg.com/phildemuth/files/2013/07/image001.p... Though if you have a long-term fixed-rate mortgage, you are
253.
by kspaans 11y ago
You say "stock market crashes", I say "dividend yields go way up!". The losses are usually paper losses (hello tax-loss harvesting!), which don't bother long-term investors (whether they are home owners or stock inv
254.
by kspaans 11y ago
> 1) You don't pay rent. Once you own the place free and clear, it's yours and you always have a home. Assuming you can keep up with property taxes! :P Though I understand they can vary a lot from place to place.
255.
by kspaans 11y ago
REI means Real Estate Index? Or do you mean REIT (RE Investment Trust)?
256.
by kspaans 11y ago
There are two ways to think about the price of something: cost and value. If the services or good don't provide enough value to Turkish people, they won't buy them! I'd say you are right to point out that it costs more-or-les
257.
by kspaans 11y ago
I think the person was trying to imply that, in the Philippines, identify theft is less of a big deal than fraud voting.
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by kspaans 11y ago
Sounds like great news for distributors, and content creators.
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by kspaans 11y ago
> but there will also be a lot of people who won't do anything productive and just live off their basic income. Won't do anything productive like spend money on food, housing, and entertainment? They will just sit inside and st
260.
by kspaans 11y ago
One potential source of revenue-neutral money for it is reducing other social and welfare programs. The theory goes that a UBI program would have less administrative overhead, so the savings can go to "the people". And arguably th
261.
by kspaans 11y ago
They don't scan your finger prints at the border in the Philippines. And this is a leak of Filipino citizens' demographic data.
262.
by kspaans 11y ago
What about the median wage of Verizon employees?
263.
by kspaans 11y ago
$5,500 per year, presumably for many years. And heaven forbid you should be so well off that you have to save for retirement with after-tax dollars and/or in taxable accounts! :P Tax-advantaged savings accounts are to reward savers who
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by kspaans 11y ago
If you use Puppet for deployments and management, you could use Hiera-Eyaml: encrypted YAML. Then it's just a matter of managing the master key.
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by kspaans 11y ago
If you really think that, then you are missing out by not investing in a short strategy! :P Or, more seriously, remember to consider the opportunity costs! VTI, for example, has a yield of about 2%. Short term bond index funds could be bett
266.
by kspaans 11y ago
Market timing is very rarely a winning strategy. If you are investing for the long term, don't worry about market fluctuations (remember that many stocks and funds will still pay you a dividend!) . If you don't like seeing a big d
267.
by kspaans 11y ago
Yeah I remember seeing them on TV in Canada over 10 years ago.
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by kspaans 11y ago
As a resident Canadian citizen (or permanent resident, or someone with a work permit) you are, generally speaking, supposed to pay Canadian taxes on earnings made abroad. IANATL, but I guess if your income comes from parents who live abroad
269.
by kspaans 11y ago
Pointing out that there are issues with integration is not the same thing as being a racist It's interesting to note that @plg didn't use the word "racist".
270.
by kspaans 11y ago
If by better you mean "less cold", sure. Not everyone is afraid of cold.

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