kspaans

48 ms·

451.
by kspaans 11y ago
Have you found that your salary followed a trend of increasing ~10%/year? (I read that somewhere as the target amount you should receive as a raise annually.) Give-or-take fluctuations due to lay-offs, taking opportunities over salary,
452.
by kspaans 11y ago
Good point about trading versus investing. When index investing advocates say that it's hard to beat the market over the long term, I've always wondered what the difference is with traders. Do their returns beat the S&P500? Do
453.
by kspaans 11y ago
Funny that you should mention Marshall McLuhan, because the TPP changes to Copyright law in Canada would mean his works don't enter the public domain for another 20 years, which would be a shame. http://www.michaelgeist.ca&#
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by kspaans 11y ago
The key word is international agreements.
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by kspaans 11y ago
As an aside, I recently moved to London UK from Waterloo. In the UK every major grocery store chain does delivery for a nominal fee (£1 in my case).
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Balsillie fears TPP will cost Canada billions(theglobeandmail.com)
303 points by kspaans 11y ago|134 comments
457.
Ontario SEC Rolls Out Crowdfunding Rules(business.financialpost.com)
2 points by kspaans 11y ago|0 comments
458.
by kspaans 11y ago
Ahhh interesting, I had noticed a comment thread being "throttled": I could post new replies until about a 15 minute delay. I guess it was "flamewar": more comments than upvotes. :) Thanks!
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by kspaans 11y ago
Ledger doesn't differentiate between active and passive, it just makes sure the transaction balances.
460.
by kspaans 11y ago
If I'm understanding you correctly you expected to see a line item in your balance report stating your losses due to the change in the exchange rate between USD and EUR? Ledger definitely supports that, you just need to make sure to ar
461.
by kspaans 11y ago
I deal with multiple currencies in Ledger as well. Feel free to email me or join their IRC channel for some help! :)
462.
by kspaans 11y ago
Ledger has a 'strict' mode, where you basically pre-define the accounts you plan on using. That will at least stop you from typoing account names (perhaps like a pre-populated drop-down list in a UI?). Manual entry errors (too man
463.
by kspaans 11y ago
That's my understanding of double-entry.
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by kspaans 11y ago
Agreed. The savvy Canadian investor (even a retail investor planning for their retirement) wouldn't invest 100% in Canadian investments. I think this is a natural rebalancing of the admittedly enery- and commodity-heavy sectors of the
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by kspaans 11y ago
I'm assuming it's mostly people "taking the piss". (I quote because I'm not British and still find the expression funny.) Also remember that each poll selection starts at 1 vote, not 0, so it's really 3 people.
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by kspaans 11y ago
I've seen this article repeated in the NatPo[0], and more-or-less copied in the HuffPo[1], but no where else. I suspect this is mostly fearmongering. The US market is so much bigger than Canada's that most investment portfolio rec
467.
by kspaans 11y ago
GBP I would assume.
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Money Flooding Out of Canada at Fastest Pace in Developed World(bloomberg.com)
138 points by kspaans 11y ago|67 comments
469.
by kspaans 11y ago
Are you referring to double-taxing or the US's "taxing income earned abroad" policy? It looks like the US has many tax treaties[0], and it's my understanding that these treaties will usually shield you from double-taxati
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by kspaans 11y ago
Ledger (ledger-cli.org) is very flexible. So if you know what you want from the outset you can layout your accounts to achieve what you want. It has some nice defaults too for things like capital gains.
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by kspaans 11y ago
Cool!
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by kspaans 11y ago
> he has sold all his stocks, emptied his retirement accounts, and mortgaged his two properties -- including a $1.2 million home with a view of Puget Sound Maybe I'm missing something, but how is a $1.2m mortgage affordable on $70k&
473.
by kspaans 11y ago
> Founded in 2010, Motif is an online broker that allows investors to trade baskets of stocks centered around particular themes or investing styles. AKA "Hey boss I heard these index fund things were popular. Let's get in on th
474.
by kspaans 11y ago
To expand on that a little with a software analogy, is it a bargain because they hired a talented intern who graduated into a full-time employee, or is it a bargain because they hired someone talented from a different country who has lower
475.
by kspaans 11y ago
Related question from a non-sports person, about those 'bargain' prices. How long does it take for a player to become legendary, and when does their price catch up? Is the contract a bargain because it locks-in the unknown player
476.
by kspaans 11y ago
Unchecked? Even corporate tax rates can still be election issues for citizens.
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by kspaans 11y ago
The US does tax that kind of income (generally). Look up "withholding tax". It's something like 15% or 20%. As a Canadian I have to be aware of this when investing in US-domiciled stocks. (But in the end tax-treaties means th
478.
by kspaans 11y ago
I came to the UK from Canada to work in the software industry. My employer sponsored a Tier 2 General visa for me (cost me, and them, and took 1+ months). A friend of mine got into the UK under the "Youth Mobility Visa". His proce
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by kspaans 11y ago
> 3. I love people. I love working with them and getting to know them and having conversations with my coworkers. This is very easy to do when you are collocated. For me, working at home is lonely. On my team this is solved by pair progr
480.
by kspaans 11y ago
Indeed, not to mention things like sales tax! I recently moved from Canada to the UK, and the VAT being 20% compared to 13% in Ontario is a little jarring sometimes.

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