kpommerenke

12 ms·

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by kpommerenke 12y ago
According to the Modigliani–Miller theorem, the mix of debt (size of mortgage) and equity (down payment) is only irrelevant in a world without taxes. However, mortgage interest is tax deductible, while rent is not, so their result doesn&#x2
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by kpommerenke 13y ago
Their porn statistics are questionable: they say "2/3 of men admit to watching porn" and "70% of those men are between the ages of 18-24". This implies that at least 47% of all men are between 18 and 24, which is cl
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by kpommerenke 13y ago
I use it a lot for local development, but wouldn't install it on a production server for security reasons. However, if you run commands in phpMyAdmin, it actually gives you the SQL code for your desired action, which you can then copy
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by kpommerenke 13y ago
It's draggable for me (on Chrome).
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by kpommerenke 13y ago
Nice looking website, but where are the standardized testing data?
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by kpommerenke 13y ago
Thanks for the ideas. Sorry for the slow site response: the database is currently getting hit pretty hard.
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by kpommerenke 13y ago
The database is getting lots of hits right now, after I posted to Hacker News. There are 5 million rows in the database, so any lookup takes a while, in spite of indexing.
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by kpommerenke 13y ago
I built this website since I found it difficult to compare public schools based on their test results, since schools have vastly different student populations skewing test results one way or another. By isolating different populations, such
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Show HN: Find the best public schools in California(calschools.net)
8 points by kpommerenke 13y ago|8 comments
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by kpommerenke 13y ago
Exactly: Stay away from North Korea
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by kpommerenke 13y ago
It has nothing to do with torture. Snowden is, quite reasonably, afraid of going to prison for breaking the law.
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by kpommerenke 13y ago
Snowden hasn't been tortured, and will certainly not be tortured when he gets back to the US.
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by kpommerenke 13y ago
The 8% real return is the arithmetic average over the last 80+ years. It's somewhat useful for predicting the expected return over a one-year period. However, what you need for retirement planning and what the IRR formula gives you is
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by kpommerenke 13y ago
Same problem with subversion. Try http://yoursite/.svn/entries If you use Apache, you can add the following to prevent the .svn directories from being served: <LocationMatch ". \.svn. "> Order allow
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by kpommerenke 14y ago
Germany doesn't have a minimum wage either.
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by kpommerenke 14y ago
What are you looking for? Comparing policies in terms of what?
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by kpommerenke 14y ago
Yelp already has ratings for individual agents. More useful, however, are the insurance ratings published by J.D. Power, based on consumer surveys: http://www.jdpower.com/consumer-ratings/insurance/index.htm .
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by kpommerenke 14y ago
There are in fact only a few comparison sites in the U.S., but dozens of lead generation sites where you enter your details and then get calls from agents (often asking for the same details again). These sites are nearly worthless, as they
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by kpommerenke 14y ago
There are legal reasons why the U.S. doesn't have true comparison sites, unlike the UK. Screen-scraping is illegal here, but not in the UK, so you need the cooperation of the carrier to show their quotes. Most U.S. carriers don't cooperate
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by kpommerenke 14y ago
Try EZquo.com to get a quote from any company, including Safeco and the other carriers rated best on price and customer satisfaction by J.D. Power. It's a simple website that I built over the last few months: you enter your insurance detail