jsun

10 ms·

1. 61.▲
   by jsun 13y ago

   It would be reasonable to assume that instead of having some inexplicable prejudice against our Brazilian brethren, they are simply tired of getting a thousand emails from shitty off-shore chop shops. It's a very real problem when you
2. 62.▲
   by jsun 13y ago

   I think a lot of companies use brain teasers or math problems to test general mental aptitude, whether it works or not is under serious debate, but in my opinion that's the right thing to test for (if it's even possible). The reas
3. 63.▲
   by jsun 13y ago

   I always thought it was mathematicians recognize the absurdity of life
4. 64.▲
   by jsun 13y ago

   Then go find a tech co-founder:) it's a good exercise in one of the many thing you'll have to be good at later on
5. 65.▲
   by jsun 13y ago

   I'd recommend you spend your time strengthening all the areas which you identified as weaknesses right now. The YC application takes time to do right, and is in and of itself a learning exercise in really understanding what your busine
6. 66.▲
   by jsun 13y ago

   I think the author was more talking about the difference between consuming information or consuming narrative even though he didn't quite phrase it that way. Learning about a new piece of regulation that just passed on immigration refo
7. 67.▲
   by jsun 13y ago

   People are talking about this because previously the problem didn't directly affect them. When you make $120k/year and all of a sudden the guys making $60k/year are priced out of the market you feel bad but you can't dir
8. 68.▲
   by jsun 13y ago

   this is HN, you can't get downvoted:)
9. 69.▲
   by jsun 13y ago

   Highly unlikely. Not sure you'd want to work for a company that wouldn't hire you over a speeding ticket anyways. Send me your resume if they end up rescinding your job offer. I didn't even know there were developer jobs anywhere in the cou
10. 70.▲
    by jsun 13y ago

    > I think my co-founders are idiots, that they fouled up their side of the deal If you are a startup founder, which it sounds like you are, and not an early employee at a startup, then this is unfortunately the wrong attitude to have. T
11. 71.▲
    by jsun 13y ago

    remember when the story first broke everyone immediately jumped to the conclusion that "big brother" was out to get bitcoin?
12. 72.▲
    by jsun 15y ago

    Awesome guide. Mad props for putting this together, and very accurate/useful from my experiences. EDIT: and FREE apparently...
13. 73.▲
    by jsun 15y ago

    What a gorgeous looking site. Keep up the good work guys!
14. 74.▲
    by jsun 15y ago

    Oops, apologies for that, it looks like one of the reps picked up your account before seeing your email to support. Your account has been deleted.
15. 75.▲
    by jsun 15y ago

    We don't see a call schedule for you or any calls from us in the past. The email was likely just an automated email from the system before we processed your email to support. Don't worry, we won't actually call you:)
16. 76.▲
    by jsun 15y ago

    ohhh yeaah haha I remember the post on page 2 asking if anyone would be interested in a subreddit like this
17. 77.▲
    by jsun 15y ago

    I definitely agree. There will always be a place in the market for face to face consultations. After all, credit "counseling" is an act of counseling, not just hard financials. To us the four pillars of financial stability (for customer alr
18. 78.▲
    by jsun 15y ago

    No, it's not haha. that has been fixed.
19. 79.▲
    by jsun 15y ago

    Thanks for the advice, we'll definitely fix a lot of this stuff in the coming releases over the next couple of weeks, keep your eye out! and thanks for giving us a shot. The identity verification is the Name + Address + SSN match, which is
20. 80.▲
    by jsun 15y ago

    djm - This service is not limited to setting up payment plans, and will include education, budgeting, and community. We definitely don't try to push any one method over the other, and will in fact suggest that the customer reaches out for l
21. 81.▲
    by jsun 15y ago

    thanks dude:)
22. 82.▲
    by jsun 15y ago

    thanks!
23. 83.▲
    by jsun 15y ago

    On the contrary, a lot of what we try to do is longer-term behavior modification - "gamification" of the "get out of debt" process if you will. Once you sign up you'll get monthly and weekly "goals" that we encourage you to complete, simple
24. 84.▲
    by jsun 15y ago

    We target a slightly different market than ReadyForZero, RFZ targets customers who are trying to set up a structured approach to paying off debts on their own, whereas we help guide those customers who may not have the finance resources to
25. 85.▲
    by jsun 15y ago

    Thanks for the advice! we'll definitely add more guidance here. Basically when you reach that step we don't do anything with your information until we've reached out to you and confirmed the plan details and walked you through what the prod
26. 86.▲
    by jsun 15y ago

    I would agree with you here, and I hope you will judge us on our product rather than the "state of the industry" One HUGE difference between ourselves and credit counselors is that we don't get any sort of pay out from creditors, our client
27. 87.▲
    by jsun 15y ago

    That's exactly right! in fact credit counseling as it exists today is essentially "client-side" collections. We're essentially trying to change that by 1. recommending behavior modification techniques focused around budgeting and responsibl