jmckib

11 ms·

91.
by jmckib 9y ago
Student loans?
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by jmckib 9y ago
I would recommend installing Lyft as well if it's available in your area. Depending on where I am, usually one service or the other is cheaper, sometimes significantly.
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by jmckib 9y ago
It is, though I'd say the average is closer to 100-120k. Not sure why that's a bad thing though.
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by jmckib 9y ago
No, because most people are still not going to have the natural talent to be programmers.
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by jmckib 9y ago
I do care whether or not my drivers are forced to purchase a medallion and abide by other silly regulations, because it affects the cost and quality of the service.
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by jmckib 10y ago
> Given all the barefaced lies told during the Brexit campaign and the US campaign it does lead to questions about democracy, i.e. should the average man on the street really decide? I think (I hope) that the problem isn't the avera
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by jmckib 11y ago
Anybody else watched the video and thought they were dancing? It occurred to me but then I dismissed it because it seemed so disingenuous to use that as an example of the footage being unclear.
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by jmckib 11y ago
These submissions also tend to bring out the apologists for China's authoritarianism, such as yourself. As the article makes clear, they are banning April Fool's day because they don't want anyone to make the government look
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by jmckib 11y ago
I've been meaning to read that. Did you end up getting anything practical out of it?
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by jmckib 11y ago
How does mindfulness meditation surface unpleasant memories for you? When I do mindfulness meditation, I often have thoughts occurring, but they're exactly the same sort of thoughts I usually have when I'm spacing out. It doesn&#x
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by jmckib 11y ago
> Licensure requirements are voters delegating due diligence to a trusted body because they acknowledge their own ignorance. Certification also amounts to delegating due diligence. Licensure goes a step beyond that by actually forbidding
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by jmckib 11y ago
It sounds like you might be in favor of certification, as long as a few conditions are met. There definitely should be a steep penalty for falsely claiming to be certified (felony fraud?). You also shouldn't be able to just print out a
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by jmckib 11y ago
Checking for a certification should be just as easy as checking for a license. The brokers with certifications are damn sure going to let you know they have one! The main reason I oppose licensure is that producer groups (e.g. insurance bro
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by jmckib 11y ago
1. I was just stating my opinion. If somebody wants to go to an incompetent insurance broker, or do dangerous drugs, or jump off a cliff, I think that should be their right since those decisions don't significantly affect anyone else.
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by jmckib 11y ago
Ha, maybe I just used this as an opportunity to complain about licensure; it's true that if Zenefits had cheated in order to get a certification it would still be illegal, and Zenefits would still have had a (smaller) incentive to do s
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by jmckib 11y ago
Insurance is important, but that doesn't mean a license should be legally required, for a few reasons: 1. Ethically, I think that if you choose to do business with an untrained, inexperienced broker, then the consequences are on you. I
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by jmckib 11y ago
You just have a different definition of certification than I do; we're not actually disagreeing on anything substantial.
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by jmckib 11y ago
Maybe I should have defined what I meant by certification. The only difference between a license and a certificate is that you must have a license in order to legally practice, while a certificate is optional. There's no reason that
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by jmckib 11y ago
I don't disagree with anything you've said here; I wasn't trying to say that insurance is unimportant or simple. My point is that the only justification for licensure over certification is a paternalistic one, and I would say
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by jmckib 11y ago
Someone correct me if I'm wrong, but I believe they were cheating on the broker license course, not the exam. It would be similar to skipping a class with an attendance policy because you already know the material.
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by jmckib 11y ago
I just made a similar comment before seeing yours. https://news.ycombinator.com/item?id=11125679 Clicking "next" for 52 hours is clearly absurd, though I would take it farther and argue that no exam should be requ
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by jmckib 11y ago
Alternative title: "Zenefits Scandal Highlights Perils of Excessive Occupational Licensure". What exactly is the purpose of requiring a license for selling insurance? If consumers desire some assurance of quality in their insuranc
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by jmckib 11y ago
A huge economic downturn would decrease your rent, and probably your salary as well. A better solution would be for the city government of SF to stop restricting the housing supply.
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by jmckib 11y ago
If that doesn't convince you, how about this independent study showing that Yelp's filtering algorithm doesn't treat advertisers' reviews differently than non-advertisers'? http://officialblog.yelp.com&#x
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by jmckib 11y ago
Relatively simple article from the New York Fed explaining why everything Stiglitz says here is wrong: https://www.newyorkfed.org/medialibrary/media/research/staff... Not sure if Stiglitz is aware of these po
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by jmckib 11y ago
Thanks, looks like I'll be switching back to Uber for a little bit.
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by jmckib 11y ago
Where are you getting all of these discounts? I've used Lyft ~80 times this year, and I've never seen a coupon that isn't just for first-time riders.
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by jmckib 11y ago
All I'm saying is that more freedom causes economic growth, which is not a controversial statement. I think you're saying that economic growth will lead to more freedom. I'm sure that's true to some degree, but there are
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by jmckib 11y ago
> We can have the luxury of rights when we're there. You're telling me to eat cake since we ran out of bread The majority of economists would disagree. More economic and political freedom would accelerate economic progress, not
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by jmckib 11y ago
No offense, but it sounds like she's trying to justify authoritarianism by shifting the blame to its victims for not "getting out".

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