jldugger

70 ms·

691.
by jldugger 4y ago
> In the 90s it was typical for a house to be on the market for 3-6 months before selling. Sellers generally received 1 offer. I wonder if there's been a material shift in who is making offers that won't revert to 90s behavior.
692.
by jldugger 4y ago
The flighty deposit base is also complicated. There are rules around depositors and capital ratios, and they include primitive models of depositor types. It turns out VC money is more like a "deposit broker" than a retail or merch
693.
by jldugger 4y ago
> As such, they were supported lavishly, with meals and massages, at a level not previously seen This is simultaneously true and the CEO wrote a book about how he did an across the board 10 percent raise[1] because Google was underpaying
694.
by jldugger 4y ago
Lol, GPT exposing bugs in the wetware
695.
by jldugger 4y ago
Bond territory is wild lands -- they all have their own legal terms, and are only kind of standard. Some dude gave a talk at Yale's Fincancial Markets course about how he would pour over bonds looking for ones with accelleration clause
696.
by jldugger 4y ago
> shouldn't be treated as just some random grifter who lost equity. Indeed, he should be treated as a very influential grifter, with _even more_ incentive to make shit up when it benefits him.
697.
by jldugger 4y ago
> And T-bonds are the riskiest that those regulations allow for. From finance podcasts I have learned that the most important bit may have been that the Basel capital requirement for T-bonds is zero. (bonus citation)[1]. From a repayment
698.
by jldugger 4y ago
> Is this typical for CS undergraduate degrees because you get to pick your own classes? Do an experiment: pick a handful of intern applicant resumes, look at their degree and then look at what the uni requires to get that degree. In the
699.
by jldugger 4y ago
> 30-50 to 1 and it felt like a good balance. My team and I (~5 people) met with the manager once a week for a couple of hours. That's a pretty broad range, from conservative estimate 12 hours of staff meetings weekly for 30 people
700.
by jldugger 4y ago
Probably worth going through all the options for distressed banks: -1. Sell distressed assets (Treasuies?) into the market to meet withdrawals. This is bad, in the sense that it converts an unrealized loss into a realized one, and if allowe
701.
by jldugger 4y ago
I suspect it is, but done in such a way as to avoid some of the larger lawsuits from layoffs. Sure you can enjoy the peanuts unemployment gives you by claiming it, but I imagine its somewhat harder to file a discrimination claim? edit: and
702.
by jldugger 4y ago
"I know _exactly_ where the statue is"
703.
by jldugger 4y ago
Yea, the story isn't how banking online is anonymous and magic, its about how branch banking is extremely regional, and how few of them deal with "pre money" startup financing, and were _structurally_ unprepared to handle it.
704.
by jldugger 4y ago
It's more like "this Alex dude's entire career was at the whim of a naive young startup founder who was oblivious to this fact."
705.
by jldugger 4y ago
OpenAI is treating GPT as a "foundational model". They spend time training the foundational model, then build on top of that. GPT was published may 2020. GPT 3.5 ("text-davinci-003" and "code-davinci-002") ship
706.
by jldugger 4y ago
They've been acquired by a newly formed bank from the FDIC. I'm not sure that bank will be around much longer than it takes to mark their assets to market, since the press release said they didn't know: > At the time of cl
707.
by jldugger 4y ago
For financiers no, for random engineers on HN, maybe. Anyways, I intended my main point to be that bonds are down 15 percent, but maybe obscured that in my haste to press send before bouncing for a meeting.
708.
by jldugger 4y ago
> UST prices fall as interest rates rise Just to underscore the point here, in the past year, the fed has raised rates a ton, and counterintuitively, AGG, an ETF tracking a bond index fund heavily weighted towards US gov debt (by necessi
709.
by jldugger 4y ago
A normie's guide that references subatomic particle mechanics...
710.
by jldugger 4y ago
Well, then you missed the story. It's more like a life insurance policy that kills you when you turn 67, and pays out when you turn ninety.
711.
by jldugger 4y ago
I can't recall which guide I read but https://zhighley.com/anki-settings/ seems to cover the relevant bits. But it honestly depends on the purpose, and the person. There are tunables about how often you see cards
712.
by jldugger 4y ago
This is based on census data, yea? Students are _notoriously_ bad at filling that stuff out.
713.
by jldugger 4y ago
Remember when we all thought our best defense against cyborg uprisings was a catalog of logical paradoxes?
714.
by jldugger 4y ago
> Of ingested plutonium, 99.99 percent will be excreted in a day or two.3 The experimenters had to figure out a way around this.1 Their solution was reprehensible. > > In 1950, Manhattan Project doctors injected 18 people, ages 4–6
715.
by jldugger 4y ago
> Do you suggest this as a legitimate reason for firing a person? No, its slandering red states by suggesting that endorsing Hitler is okay there.
716.
by jldugger 4y ago
Classical music is obsolete. And the dude was wearing a baseball cap.
717.
by jldugger 4y ago
What OP basically described is use case for cloud computing and spot markets. Even if only internally. While it could be made open, I don't see any regulatory reason to. We want companies to reduce waste, and it doesn't make sense
718.
by jldugger 4y ago
20 years from now prompt engineering wont be required. We might still call it prompt engineering tho.
719.
by jldugger 4y ago
>...to AI. Perhaps we can call it the "Synthromorphic principle," the bias of AI agents to project AI traits onto conversants that are not in fact AI.
720.
by jldugger 4y ago
> I don't think you would need to disentangle it from income effects to address the concern Good point, I was mainly thinking of the 'AI saves lives' argument. > of someone who actively avoids Teslas on the road, unless

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