jcrben

16 ms·

121.
by jcrben 7y ago
Surcharging is becoming more common with a couple companies like CardX focusing on it: https://thepaypers.com/expert-opinion/credit-card-surchargin... Particularly driven by https://en.m.wikipedia.org/w
122.
by jcrben 7y ago
We as in people who want to live in a reasonable climate in 50 years, when I will likely still be alive.
123.
by jcrben 7y ago
No. In theory we could have just two active (non-index) managers, and their average returns certainly would not replicate the market.
124.
by jcrben 7y ago
If you have back pain in the morning, make sure you try a new mattress. Research suggests adjustable (e.g Sleep Number) can help you find the best. https://www.sciencedirect.com/science/article/abs/pii/S2
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by jcrben 7y ago
If you have back pain in the morning, try changing your mattress. Adjustable firmness (e.g. Sleep Number) are particularly helpful as they allow you to test various options.
126.
by jcrben 7y ago
Just do what Plaid does and scrape it. Your bot could also download a csv file.
127.
by jcrben 7y ago
If only they had built-in keyboard shortcut customization.
128.
by jcrben 7y ago
If you edit using Visual Editor and compare that to the old wiki markup, you will understand. Visual Editor much faster esp. with automatic citation templates. My time is valuable (more than when I started as a poor college student) and my
129.
by jcrben 7y ago
If editors don't get better tools, they'll stop editing. Then the content for basic users will not be worth reading. Source: continuously edited since 2007, and continue in large part due to improved tools.
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by jcrben 7y ago
It has been raising an endowment for several years: https://meta.wikimedia.org/wiki/Wikimedia_Endowment You can donate at https://donate.wikimedia.org/w/index.php?title=Special:Landi...
131.
by jcrben 7y ago
Over half of the board is elected by the community of editors, so it doesn't seem very likely https://wikimediafoundation.org/role/board/ . I vote in these elections and count Dr. James Heilman ( https:/&
132.
by jcrben 7y ago
As someone who has edited since 2007 (pseudoanonymously, about 13k edits), I appreciate the continued investments that Wikipedia has made into various initiatives, most importantly technology. It's not cheap or easy to stay on top of t
133.
by jcrben 7y ago
Except that highly-paid people have a right to resources, which they often invoke by buying lots of stuff.
134.
by jcrben 7y ago
California has time of use rates (relatively new and uncommon). And we're beginning to see deep discounts in the middle of the day consistent with the solar. So people may strategically charge during the day. If it's a commuter ca
135.
by jcrben 7y ago
That seems like the type of thing your state medical association should lobby against. Btw, in California the state medical and hospital associations are definitely more influential than insurers. And I bet that's true in MA too.
136.
by jcrben 7y ago
What do you mean about lobbying? There's always lobbying by both sides. Narrow networks are usually a symptom of few and picky doctors imo. But I don't really know. Economics suggests that more insurers in a market should benefit
137.
by jcrben 7y ago
No, their net income margin is capped at 20% (well, technically their total administrative expenses are capped at 20%). Their total valuation is mostly a multiple of total net income, which is driven by higher revenue. New upstarts are prob
138.
by jcrben 7y ago
No, this is a terrible (but surprisingly common) argument. Most insurers operate in competitive markets - even if they let costs balloon, their competitor probably doesn't and can undercut them. There are a few that operate in non-comp
139.
by jcrben 7y ago
Everyone who knows anything about healthcare policy has been on board with decoupling for decades, but the big corporate self-insured plans lobby plus the union lobby plus the loosely-informed general public is too strong. ACA exchanges set
140.
by jcrben 7y ago
FAIR Health is a claims db. It doesn't have a single price. You think every doctor should be paid at what percentile - 90th? Doesn't make that much sense to me. I know that's typical UCR. Also, you don't have to do every
141.
by jcrben 7y ago
Yes, self-insured employer plans are exempt from state law under ERISA. It sucks but the big multi-state corporate lobby doesn't want to have to deal with the patchwork of state laws. I believe the DOL could fix this via regulation, bu
142.
by jcrben 7y ago
If physicians are not going to get on board with solving the problem, then I'm not too sympathetic when it doesn't work out well for them. Physicians who see patients while out-of-network without asking permission are outrageously
143.
by jcrben 7y ago
Real estate tends to be leveraged.
144.
by jcrben 7y ago
This order targets negotiated prices, not hospital chargemaster prices. Many (most?) hospitals will give you semi-accurate estimates if you hassle them long enough these days; I recently spent a month and a half and a dozen phone calls gett
145.
by jcrben 7y ago
You're talking about the non-shoppable expenses. Those would be handled the same way that they are now. But most expenses are pretty predictable, like the colonoscopies that I have to get periodically (and which I do shop around for, a
146.
by jcrben 7y ago
I think it's surprising that people are saying the code is too sensitive to view. We live in a world in which an increasingly large portion of code is open-source. Is it really that big of a deal if a prospective hire gets a glance at
147.
by jcrben 7y ago
It's unrealistic that an organization can predict exactly what users want. If you try to do that, it's like central planning of the economy. It just doesn't maximize people's happiness. However, if you give them lots of
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by jcrben 7y ago
Wikipedia notability is actually quite strict. Relatively few businesses have significant coverage by multiple independent reliable sources, for example.
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by jcrben 8y ago
I use Plaid, but I'm not paying them (and not planning to) so I don't have much trust that they won't pull the rug out from me. Maybe it's niche, but the number of programmers in the world continues to grow and if there
150.
by jcrben 8y ago
All those options, and I still can't find a US bank with an API.

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