jarek

21 ms·

151.
by jarek 11y ago
> That situation can hardly persist for long Something like 10 years and counting in Toronto. Markets can stay irrational for a long time. > The rent will have to go up eventually to close the gap Or, property purchase prices unable t
152.
by jarek 11y ago
> Toronto is mostly made up of 100-year-old brick houses That's true for inner Toronto but not for the suburbs as manishsharan suggested. Newer developer-built-subdivision wood-frame rules out there.
153.
by jarek 11y ago
Note that it needs a few adjustments for Canadian market, the biggest ones being mortgage rates are usually not locked in longer than five years in Canada and mortgage interest is not tax-deductible
154.
by jarek 11y ago
Well yes, the fees are priced in. But in practice it is far from unheard for apartments to be rented for less than cost of mortgage if you were to buy today plus all fees. This can be influenced by the owner having bought a fair bit cheaper
155.
by jarek 11y ago
In the battle of anecdotes, my entry is a studio in the upper third of 99 Harbour Square, 120 degree lake view to the east, rented in July 2014 for $1500 including all fees and utilities. Has it gone up a lot over the past year?
156.
by jarek 11y ago
Technically? Probably. In practice they depend a lot more based on the maintenance work that needs doing, and either increase as the building ages or the building standard is lowered. Most condo coops I'm aware of don't have an en
157.
by jarek 11y ago
The early-90s harbourfront towers by Bay and Queens Quay rent studios/1bds for $1500-1600 incl utilities or buy for $400-500k + maint fees $500-700/month + tax + util
158.
by jarek 11y ago
> (Depending on area), current rents are in about the same ballpark as payments on a new mortgate, Not in Toronto, which is like the whole point > 1) mortgage payments stay approximately the same over the life of the mortgage, whereas
159.
by jarek 11y ago
You don't have to buy Microsoft hardware to run Windows development tools
160.
by jarek 11y ago
To an outsider, a lot of work looks like non-work.
161.
by jarek 11y ago
> There are agencies that will make you come in like a 9-5 job, help you write your CV, help you communicate with recruitment agencies and give you interview training, will effectively teach you about the recruitment industry and the sa
162.
by jarek 11y ago
> Again, I believe solely for the reason that the freshly ground I drink has a completely different taste from all other pre-ground ones I drank in the last years. Well, you say "completely different", but if two kinds of coffe
163.
by jarek 11y ago
Of course, but if we fall back to perceptions and tastes, noone gets to sniff at people for using week-old pre-ground coffee if they like it well enough.
164.
by jarek 11y ago
Not that I love the gold-plated set, but: "Your suspicion is likely wrong though - I have no science to back this up but am 100% sure in blind tests people with normally developed ears would pick the gold cables from the copper one. Th
165.
by jarek 11y ago
(Best dimsum in Toronto is to be had in car-only suburbs, though dimsum in Spadina-Chinatown isn't bad)
166.
by jarek 11y ago
Calling all Americans Yankees is exactly like calling all Britons English. It's not a slur unless used as one (Yankees are, roughly, people from New England/northeast U.S.) but many people will take offense when incorrectly labell
167.
by jarek 11y ago
So we'll just starting calling all Americans Yankees, yes?
168.
by jarek 11y ago
The current functionality of this offer is 1) deal with Estonian government (not that useful for most of us) and 2) presenting that the Estonian government has confirmed your real-life identity and provided you with means of forwarding this
169.
by jarek 11y ago
Not sure I want to apply for an identity document via a form that says "Oh snap!" to report errors...
170.
by jarek 11y ago
It's interesting to see how Google is consistently missing those local things. In Iceland http://en.ja.is/kort has way better satellite imagery and OSM has better maps. In Poland most transit data is missing from Googl
171.
by jarek 11y ago
There is an unofficial option. Failing a term or two. We have a saying that engineering can be the worst five years of your life or the best seven.
172.
by jarek 12y ago
Might be worth mentioning that the P45 form with previous salary only comes into play once a company has hired you and are doing salary tax paperwork. So declining to state current salary before receiving an offer is still very much a possi
173.
by jarek 12y ago
It's posed as an answer to Y Combinator questions so fair enough, if you're already in YC you probably want the 50 million of VC. But it seems so oriented at VC lifecycle - funding, hiring people SV VC acquihirers would want, exit
174.
by jarek 12y ago
If you're hiring people in Waterloo it's not because you want low-wage seat-fillers. That would be, like, Podunk, New Brunswick. There's levels between "lowly valued" and "omg i can only get best A-players in S
175.
by jarek 12y ago
If your goal is to get VC funding, Bay Area is the place to be. If your goal is to run a company, that is not quite as clear.
176.
by jarek 12y ago
> The capability of decentralisation in Bitcoin is important because it acts as a safeguard against forced centralisation and coercion. As long as the capability remains, whether or not people for practical/efficiency reasons opts f
177.
by jarek 12y ago
> I purchased an iPhone 3G because it was among the first phones to support fast internet connectivity You're joking? The original iPhone was mocked for not having 3G because that was a pretty standard smartphone feature by 2007.
178.
by jarek 12y ago
> Analog data decays too. Sure but at what rate? Most 20 year old CDs are still fine, to say nothing of paper stored with a sliver of care, what percentage of web companies from 1995 are still around?
179.
by jarek 12y ago
Programming language names seem particularly bad in that respect: python, ruby, Java, C...
180.
by jarek 12y ago
Thankfully no one else names apps "Calendar" or "Mail"

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