jacurtis

64 ms·

571.
by jacurtis 6y ago
Minus the stock market idea, this is good advice. If your parents took the second mortgage out in 2013 (7 years ago) and then rode one of the largest housing booms we have ever seen, and are STILL underwater, then there's something rea
572.
by jacurtis 6y ago
I actually really like that analogy. I can't tell you how many times I have seen comments on Personal Finance subreddit and other places that always criticize banks for being ready to foreclose on a home with no concern for the people
573.
by jacurtis 6y ago
A few things. First, you can always re-finance. And right now is actually a good time to re-finance, because interest rates just dropped. They could get a low APR fixed-rate Mortgage right now if they can re-qualify. The benefit of re-finan
574.
by jacurtis 6y ago
Oh silly... Wells Fargo doesn't make these decisions to protect YOU, the consumer. They do it because it is too risky for THEM. Look at the last housing crash. The crash was caused by banks offering people loans that they knew would mo
575.
by jacurtis 6y ago
The significance of this announcement (and why I am assuming OP posted it), is not to let us know that we can't get home equity lines, but instead showing it as a signal that one of the largest mortgage providers in the world is worrie
576.
by jacurtis 7y ago
I do agree, that it would be nice to pay per seat, not per computer. I develop on Mac 95% of the time, so I own a license on Mac, but on Windows I just use the free version because I don't use it on Windows enough to justify paying for
577.
by jacurtis 7y ago
I've been using TablePlus for a long time now as well. I don't have any affiliation but started with their mac app. It was easily the best DB GUI out there. I like that you can use the same GUI for PostgreSQL, MYSQL, Redis, MongoD
578.
by jacurtis 7y ago
Try Carrot on iOS. It is really good. It is famous for its mini game and snarky robot comments that predict the weather. But the core weather is great and has the best interface.
579.
by jacurtis 7y ago
I wanted to jump on this bandwagon with my own experience. I worked for a software company about 4 years ago that had 6 people (including myself). Our company did $40M - $50M a year in revenue. No VC funding. We took thousands of transactio
580.
by jacurtis 7y ago
VC's don't mind losing money if they can control when they lose it. They can use losses (selling shares back for $1) during the same year that they have big gains (maybe they won big on Uber that year) and they can offset capital
581.
by jacurtis 7y ago
I agree that an EIN would probably be necessary for a bar. Just an added clarification is that the EIN is a federal identification, and a liquor license is usually issued by the city. So a city wouldn't need an EIN in order to issue a
582.
by jacurtis 7y ago
I can see your point if you think about S3 as a replacement to an at-home NAS. For that comparison, S3 is not at all competitive. Price alone is $23/Tb/mo, if you are replacing 4Tb on a NAS, you would be paying ~$100/mo befor
583.
by jacurtis 7y ago
Confirming that it isn’t a gimmick. I have been working on distributed WFH Teams for the past 5 years now (long before COVID19) and this has been a consistent point of embarrassment and/or trouble with video conferencing. I can’t begin
584.
by jacurtis 7y ago
I'm not sure if it is the same thing that this commenter was thinking of, but the show "Formula 1: Drive to Survive" was a breakaway hit on Netflix (not Amazon Prime) when season one was released last year (which followed the
585.
by jacurtis 7y ago
Not to be the tinfoil-hat wearer in the room, but you must remember that the CDC is walking the line between "providing good health advice" and "minimizing public panic". If the USA had a steady supply of masks, they wou
586.
by jacurtis 7y ago
The ultimate anti-pattern of this philosophy is Tailwind.css (the newest, "coolest" css framework). Not trying to hate on it, but I find it ironic that the whole point of Tailwind is that you can basically style your entire websit
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by jacurtis 7y ago
Self-quarantine means they send you home and tell you not to leave for 2 weeks. Unless you are in such an extreme case that you need a respirator or something, in which case they will hospitalize you and you might be around other diseased v
588.
by jacurtis 7y ago
They sort of do... Not explicitly as you implied. But implicitly it is required. Let me explain. You own a service that has social authentication with Google, Facebook, Twitter, etc.. You have web, desktop, and mobile apps for this service
589.
by jacurtis 7y ago
Sort of. But not this lawsuit. Facebook is suing Namecheap because Namecheap is not handing over the information just because Facebook asked them to. Facebook decided that the domain should be taken down and expected Namecheap to just do wh
590.
by jacurtis 7y ago
> some judgement should be applied to cases where someone is clearly using your service to do harm This is Facebook's argument essentially. But who decides that it is "clearly" doing harm? Should Facebook have the power to
591.
by jacurtis 7y ago
You can always boot up Chrome for the few times a month you need lighthouse. Run the test, get the data, then quite chrome. That's what I do. I use Firefox as my daily. But I still have chrome installed and boot it up probably once a m
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When I Requested Amazon's Data on Me, I Didn't Expect What I Would Get Back(theguardian.com)
7 points by jacurtis 7y ago|3 comments
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by jacurtis 7y ago
Beautiful writeup. As someone who enjoys both sailing and writing, it really hit me close to home on several levels. One of my favorite parts: > The experience of sailing at night is similar to the intimacy of writing. Because there is t
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by jacurtis 7y ago
This isn't that the church has $100 billion dollars. They actually are estimated to be worth more than Apple in real estate and cash. This $100B is one single fund that is a "secret" fund. It was collected by the church membe
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by jacurtis 7y ago
Ex Mormon here. Yes, it is drilled down into our brains. The same exact phrases. And the stipend is 6-figures per year (most members don't know this though, it was leaked a few times now on paystubs). But all travel and room is also pa
596.
by jacurtis 7y ago
One part that was left out of the WSJ article but was released by the whistleblower was the source of these funds. When members asked to donate money to charity, the church said they would happily donate it on behalf of the members. It was
597.
by jacurtis 7y ago
It actually doesn't remove it from Missionary records. Missionary records are intentionally kept separate from church records. I was a missionary and we visited people who have left the church (and had their name removed) many, many ti
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by jacurtis 7y ago
I can third this. I left about 7 years ago. I have moved from Wisconsin, to North Carolina, to Virginia, to Texas, and then to Washington. The Mormon church managed to find me each time. (I briefly moved to Pennsylvania for work for about 6
599.
by jacurtis 7y ago
> if anybody wants to dish out something on an order of $1.5m to do a contract manufacturing run for a properly designed full sized laptop, give me a note. Something tells me that Apple spent more than $1.5M designing the recent MacBook
600.
by jacurtis 7y ago
Can confirm that Kindle does in fact sell devices that are ad-supported. For a $20 one time fee you can remove this feature (which can be done after purchase at any time). But most people won't notice the tiny option select on the amaz

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