irln

16 ms·

91.
by irln 11y ago
I agree that 10,000 walking steps isn't enough, however, it's a great metric for monitoring throughout the day and realizing (on occasion) you haven't done much for the day and you need to get out and hustle. Also, on the Fit
92.
by irln 11y ago
I thought the only reason that banks had excess reserves was due to the fed paying 50 basis points of interest. This was the fed's way of preventing +/-$2.28 Trillion [1] from being loaned out thus adding $2.28 trillion x (fracti
93.
First test-tube MEATBALL revealed:(dailymail.co.uk)
3 points by irln 11y ago|0 comments
94.
The Fed Wants to Test How Banks Would Handle Negative Rates(bloomberg.com)
85 points by irln 11y ago|168 comments
95.
by irln 11y ago
1) The drop in prices could be a signal that people aren't creating stuff which could be a slow down in growth, 2) It's difficult to quantify the impact the oil and gas boom had as a percentage of global GDP growth and therefore w
96.
by irln 11y ago
With the tech bubble/bust you could look at underlying companies for the canary in the coal mine. With the housing bubble/bust as you mention you could look at each mortgage and the ability of the borrower to pay. When you have
97.
by irln 11y ago
Making predictions about the adoption of technology is always perilous. However, after using Google's cardboard camera to take a few pictures on vacation and reviewing those pictures afterward I'm a believer. There's somethi
98.
by irln 11y ago
I believe it is reverse repos [1] they are referring to. "When the Desk conducts an overnight RRP, as in the current ON RRP exercise, it is selling an asset held in the System Open Market Account (SOMA) with an agreement to buy it back
99.
by irln 11y ago
It will also be interesting to see how much of the FED Assets [1] will need to be sold directly or indirectly in open market action to get to their target rate. [1] http://www.federalreserve.gov/releases/h41/Curren
100.
by irln 11y ago
I've found that using google docs works well if you frame the document title in the form of a question or statement: - What is a JavaScript constructor? - making rvm permanent in rvspec - postgresql listing, creating and dropping a db
101.
by irln 11y ago
I don't think that those that choose to drive would provide more risk than they do today, however, they would provide (my gut and no more) substantially more risk than driverless cars. What incentive would an insurance provider have t
102.
by irln 11y ago
If AI driven cars achieve a superior safety record there won't be many human drivers...the insurance premiums will price most people out of the market. That is, the cost of insurance for human drivers will be exceedingly high.
103.
by irln 11y ago
My point is continuing extraordinary measures for seven years is contra to what these measures were initially articulated to address (e.g. emergency conditions != weak conditions).
104.
by irln 11y ago
Not sure I follow? The Fed has added +/- 3.6 Trillion to their balance sheet since the start of the great recession.[1] Excess reserves for banks went from 0 to +/- $2.5 Trillion during the same period. [2] The FED arguably brough
105.
by irln 11y ago
The US economy has been weak despite all of the stimulus. Respectfully, why would continuing policies that are meant to counteract emergency conditions help?
106.
by irln 11y ago
Non-sarcastic question: Who determines how to redistribute the obscene wealth?
107.
by irln 11y ago
That makes sense that this was originally published in 2009. It's like Mike Myer's asking for $1 million dollars as Austin Powers. The number now needs to be more like $1 Trillion dollars. <i fa fa-mike-myers-pinky-to-lip>
108.
by irln 11y ago
It appears that the Fed is just in the business of managing perception. As weird as it sounds they want to get the checkmark for saying they raised the rate (e.g. 25 basis points) while at the same time sending a clear message that any oth
109.
by irln 11y ago
If the over supply of ships impacts it's usefulness is there access to the demand data points to compare?
110.
by irln 11y ago
Hi Patrick, Will part of the game be writing the components of the exchange (order book, matching engine, etc.)?
111.
by irln 11y ago
I think this is a failure of anything that has very few actors making decisions. Central planning (not a political statement) does not work well in economies.
112.
by irln 11y ago
They have a drive-thru? :)
113.
by irln 11y ago
Thanks a bunch for that reply and I too love discussing this material and I don't think we have much of a disagreement. What I am advocating is having answers to these basic questions like, "why have a reserve ratio?" So man
114.
by irln 11y ago
It's really remarkable (in a good or bad way depending upon your perspective) that 12 people hold the fate of the world financial market in their decisions.
115.
Federal Reserve leaves rates unchanged(federalreserve.gov)
3 points by irln 11y ago|0 comments
116.
by irln 11y ago
> Loans are then (strictly) duration matched with financial instruments offered to the public. So loans are funded by the public? > It's pretty straight forward when you just think in terms of contracts. Its a testament to how fu
117.
by irln 11y ago
There are so many smart people on HN, such as yourself (and not being sarcastic!), with wide ranging expertise. I think we can crowd source some improvements right here.
118.
by irln 11y ago
I believe the rate is determined by the bidders at the auction and not by the Treasury. https://www.treasurydirect.gov/instit/auctfund/work/work.htm
119.
by irln 11y ago
As long as a loan is collateralized by an asset that a reasonable market would value at or above the amount of the loan, the only issue is liquidity...right? So whether the ratio is 10%, 2%, etc. is kind of irrelevant. If folks want their m
120.
by irln 11y ago
Why is having a lower reserve ratio far worse?

More ›