innovate

9 ms·

31.
by innovate 16y ago
Check out our FAQs and Privacy Policy, we try to address this and other issues there: https://www.readyforzero.com/overview/faqs https://www.readyforzero.com/overview/privacy As a datapoint, since the public launch a few days ago we are
32.
by innovate 16y ago
Thanks. We would love to hear more about your experience as we continue to make improvements.
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by innovate 16y ago
1/3 of Americans carry a balance from month to month (revolving) = ~100 million people; sorry layout is confusing but this is in fact correct. Of course, more than 100MM actually have at least one credit card but not all of them carry balan
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by innovate 16y ago
Today, RFZ is a do it yourself type of tool. So it is a different option altogether than debt consolidation but we did recently announce a partnership with Lending Club that allows us to consolidate people's high interest debts when and if
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How Americans Get Out of Credit Card Debt(blog.readyforzero.com)
88 points by innovate 16y ago|122 comments
36.
by innovate 16y ago
The debt settlement/counseling/management space has been around for over 60 years (since the 1950s), and like other billion $ industries it has gone through a variety of "regulatory" reforms and legal shake-ups. Every industry goes through
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by innovate 16y ago
This is absolutely spot on, you will need to trust us like a good friend. We plan to lay out all the details in a transparent way and clearly explain everything as much as possible.
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by innovate 16y ago
We do not agree and have people using the site today that claim the visibility (interest rates, payment history, credit score, etc.) and automatic planning gave them exactly the edge they needed to start making significant progress. These p
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by innovate 16y ago
Fact: your info in great detail is available for about .20 for targeted marketing purposes. Thank you for the comment, we agree :)
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by innovate 16y ago
Highlighting the "real" cost is critical. If something like this existed, say at the point of sale, I imagine lots of people would think twice about charging it. Thanks for the comment.
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by innovate 16y ago
I remember this well.
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by innovate 16y ago
just grabbed it, excellent stuff for our small team and lots of it
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by innovate 16y ago
I went to silicon valley right out of high school to work in tech, I absolutely understand where you are coming from. For what its worth, I also started 2 internet companies while in high school and have been a passionate entrepreneur since
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by innovate 16y ago
shouldn't be long, if you want to be expedited send us a note at support@readyforzero.com ;)
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by innovate 16y ago
we've explored a variety of options but we would ultimately like to empower consumers to prove their creditworthiness in order to access better financial products, credit information and reporting is one avenue we are particularly excited a
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by innovate 16y ago
we're actually letting people through to register as well but have throttled initial registrations so many will get an invite page. thanks for the support and feedback.
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by innovate 16y ago
nice. solid execution on a great concept.
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Video: Interview with Trevor Blackwell on Anybots Launch(cbsnews.com)
1 points by innovate 16y ago|0 comments
49.
by innovate 16y ago
There are, yes. But there are lots of common patterns (i.e. email to discuss details with colleagues after a new updated document is published). Supporting each individually would never work but observing and supporting the most common work
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by innovate 16y ago
Agreed. Providing structure around an existing workflow for a target group is exactly what the doctor ordered... but even that's a tough nut to crack. One of our hopes in exploring existing workflows is to identify both winners and losers a
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by innovate 17y ago
I would also be interested in checking this out if possible. Did I miss the link? Thanks.
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by innovate 17y ago
Very interesting. What were your challenges with respect to the machine translations specifically? Also, can you post or share the MTurk ads you use/d?
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by innovate 17y ago
I've found pen and paper to be the most flexible way to go. There is also something to be said about clients reactions to quick and dirty layouts done on paper... its more collaborative and inspires innovation more so than specific tools li
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by innovate 17y ago
Does your hometown have a local newspaper with a classified section? That might be a good place to see where the needs are and what sections will be most useful for your community specifically. Get something up and running fast... a modifie