hocuspocus

7 ms·

91.
by hocuspocus 7mo ago
And who defines legitimate? The same lunatics who regularly shit on international laws?
92.
by hocuspocus 7mo ago
It's not like Western(-ish) nations have much of a choice here. As soon as your banks and financial system depend on the USD in any way, it comes with a mandatory dose of US imperialism and extraterritorial jurisdiction.
93.
by hocuspocus 7mo ago
You don't need to convince me that Swift is poorly positioned there, but if you only care about server side (or possibly CLI) apps, the usable ecosystem on Linux isn't too shabby. Does it make sense compared to C#, Go, Rust or a J
94.
by hocuspocus 7mo ago
Apple actually did put some resources behind it, the toolchain is reasonably pleasant to use outside macOS and Xcode, they have people building an ecosystem in the Swift Server Workgroup, and arguably some recent language design decisions d
95.
by hocuspocus 8mo ago
Vipps MobilePay is already part of EPI's initiative towards pan-European cooperation, as well as Bancomat (Italy), Bizum (Spain), SIBS (Portugal). Once Wero becomes usable in Austria, France, Germany, Benelux, and interoperable with th
96.
by hocuspocus 8mo ago
That's the thing, if you pay with a French payment card (plastic or through Apple/Google Pay) in France, it's processed by the domestic network CB. This is also true in other European countries with their respective networks.
97.
by hocuspocus 8mo ago
EPI initially wanted to become a card scheme but quickly gave up. Plastic cards are yesterday's battle, many national schemes exist in large European countries (CB in France, Girocard in Germany, ...) and would be hard to overhaul. Foc
98.
by hocuspocus 8mo ago
If you can't be bothered to spend 10 seconds asking Google or your favorite LLM, I'm not sure why you come here to comment on the topic. In most cases, you can't pay a merchant using a bank transfer. Businesses and consumers
99.
by hocuspocus 8mo ago
Transfers and payments aren't the same thing.
100.
by hocuspocus 8mo ago
There's no need for a worldwide solution, federation and interoperability between major schemes are enough. The same way AliPay can be used in most Asian countries already, we can imagine a world where EPI, UPI, Pix and so on interoper
101.
by hocuspocus 8mo ago
I don't see where card schemes are inherently superior in the age of NFC payments. There are huge countries (China, India, Brazil, ...) where people moved from cash to mobile payments. Europe has always been in the forefront of this sp
102.
by hocuspocus 8mo ago
P2P transfers are just a convenient feature, using SCT Inst behind the scenes. Pan-European payments are the bigger deal.
103.
by hocuspocus 8mo ago
There's technical possibility and then real world practicality. For the same reason, a pure WebAuthn flow in a compliant browser could technically implement secure payment confirmation mandated by the DSP, but afaik no bank does that,
104.
by hocuspocus 8mo ago
Funnily enough Germans do tip, for pretty average service compared to most European countries where waiters are expecting zero tips.
105.
by hocuspocus 8mo ago
Only if by better you mean annoying. I've always had good experiences in Italy even though I was a stupid tourist during peak season.
106.
by hocuspocus 8mo ago
Co-branded Amex cards essentially became considered no different than 4-party cards and stopped being exempted from the cap interchange in 2018. Nothing changed for Amex proper. How would you even define interchange when it's indisting
107.
by hocuspocus 8mo ago
Existing mobile wallets in Europe and beyond are absolutely eating into the market share of Visa and MC. Fraudulent transactions aren't that common since SCA became mandatory. Getting a chargeback in Europe is not trivial, this will ch
108.
by hocuspocus 8mo ago
EPI is the interface and it's built upon SEPA and TARGET standards. Wero is the implementation. I think it makes sense to provide a turnkey solution to all participating banks, so that we don't have 100+ versions of the same app.
109.
by hocuspocus 8mo ago
Completely false. They don't apply to 3-party systems.
110.
by hocuspocus 8mo ago
Some of these are 40+ years old. It makes sense to build upon modern SEPA payment rails and focus on mobile wallets. Europe has always been on the forefront (Swish, Vipps, ...) and we have entire generations of consumers who barely if ever
111.
by hocuspocus 8mo ago
Aren't stablecoins better for that? Especially when the current US government is seemingly OK with a very centralized entity holding over $100 billion in T-bonds, backing a coin that's mostly used for pig butchering scams and sanc
112.
French streamer unbanked by Qonto after criticizing Palantir and Peter Thiel(twitter.com)
223 points by hocuspocus 8mo ago|75 comments
113.
EuroPA members and EPI accelerate the rollout of sovereign pan-European payments(epicompany.eu)
4 points by hocuspocus 8mo ago|0 comments
114.
by hocuspocus 8mo ago
These job portals (SwissDevJobs.ch, GermanTechjobs.de, etc.) are incredibly self-selecting. I don't know any half-serious company posting ads there. And I'm not even talking about top tier or second tier tech companies, just tech
115.
by hocuspocus 8mo ago
Mostly the latter. Scala 3 is almost completely irrelevant to the big data space so far. Databricks took six years before upgrading their proprietary Spark runtime to Scala 2.13. Flink dropped the Scala API before even moving to 2.13. I don
116.
by hocuspocus 8mo ago
More like 10. The Scala ecosystem was still really rough in 2011, remember how many companies got burnt trying to follow Twitter's footsteps (cf. the infamous Yammer testimony).
117.
by hocuspocus 8mo ago
I've onboarded experienced and inexperienced developers to fairly big Scala codebases for the best part of a decade and I can't think of a single time symbolic operators were brought up as a source of complexity of confusion. Sbt
118.
by hocuspocus 8mo ago
He won't: https://bsky.app/profile/eed3si9n.com/post/3mdgbjkg4ck23
119.
by hocuspocus 8mo ago
Scala's decline started before Scala 3, which brought its share of breakage (sometimes for dubious reasons, like the new syntax) but also fixed many warts. Tooling has improved a lot lately, but it's too late. > if you are not
120.
by hocuspocus 8mo ago
Unlikely, iOS still doesn't support RCS in most European countries.

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