hnal943

33 ms·

331.
by hnal943 12y ago
Of course the option is to not extend them credit at all so they avoid these Faustian deals. Of course, denying poor people access to credit is going to be politically unpopular.
332.
by hnal943 12y ago
I'm not optimistic about municipalities running anything efficiently. However, this would provide great opportunities to get rid of public transit as we know it. Private sector rides could simply be subsidized for low income users.
333.
by hnal943 12y ago
We have self-cleaning public toilets, and automated car washes. I can certainly see an down-market option where the cars are cleaned automatically.
334.
by hnal943 12y ago
Which is exactly what is going on with the phone right now.
335.
by hnal943 12y ago
Do you think people choose to have kids out of obligation to "Society?"
336.
by hnal943 12y ago
I agree that we shouldn't be so eager to turn our kids over. My wife stays home with our children and I can't imagine turning that responsibility to someone else. Sure it's a sacrifice financially, but the social benefits ar
337.
by hnal943 12y ago
I own a smart watch and it's awesome. Especially with kids, the ability to take calls and see notifications without taking my phone out of my pocket is invaluable. Often I don't have my hands free so having a screen always avail
338.
by hnal943 12y ago
It depends on how much money your neighbor would want to spend on legal fees proving your malicious intent. You are offering to replace the window, so there's not much more a civil court could demand of you.
339.
by hnal943 12y ago
The difficulty would be in proving malice. If all you can prove is a bulldozer accident, then paying them the replacement value of the house seems reasonable.
340.
by hnal943 12y ago
This is why the concept of eminent domain exists. http://en.wikipedia.org/wiki/Eminent_domain
341.
by hnal943 12y ago
Right, but that brings us back to the main point: how is an app going to solve that? It's not.
342.
by hnal943 12y ago
even if you do knock them over you'll have many of the same problems including illegal dumping and liability from those injured on your property.
343.
by hnal943 12y ago
That already exists, it's called Indie Game: The Movie.
344.
by hnal943 12y ago
It favors deadbeats against responsible lenders because the costs of borrowing would necessarily go up to protect the bank against additional losses.
345.
by hnal943 12y ago
the discount reflects the likelihood of collecting any money, which is extremely low.
346.
by hnal943 12y ago
The article mentions King of Kong, which is great. But I think the better documentary on this whole scene is Chasing Ghosts. It's a broader look and really gives you a feel for the type of people involved in this scene. Makes it eve
347.
by hnal943 12y ago
Yes, but if it saves your developers enough (expensive) time, it would be worth it.
348.
by hnal943 12y ago
Yeah, everybody's doing it.
349.
by hnal943 12y ago
I wish people would stop defining "free speech" for themselves and getting disappointed that it doesn't mean what they want it to mean.
350.
by hnal943 12y ago
Yes. You can still write programs in this mode with the ed Unix utility. http://en.wikipedia.org/wiki/Line_editor
351.
by hnal943 12y ago
The problem with that is that eventually you run out of other people's money. See: Europe
352.
by hnal943 12y ago
Funny, because teachers were the titular bricks in the wall of the original song.
353.
by hnal943 12y ago
That's because every variant of Marxism that's been tried in the world has led to widespread violence and misery. People are understandably reluctant to try it again.
354.
by hnal943 12y ago
It's obviously true that, say, UC Berkley has more socialists per captia than the public at large.
355.
by hnal943 12y ago
or maybe capitalism isn't the only "heartless" economic system. Central planning bureaucrats have been responsible for far more suffering globally than any capitalist ever has.
356.
by hnal943 12y ago
Wow, most other places in the US it is the opposite. Private schools are considered superior. They have to be, because there is otherwise no reason to both pay property taxes and also pay tution.
357.
by hnal943 12y ago
The baby boomers have jobs are living in homes. (Some of) Gen Y is jobless and moping. Gen Y clearly are the failures, regardless of whose fault it is.
358.
by hnal943 12y ago
I don't believe that this generation is uniquely incompetent, nor do I believe that they are uniquely hampered from succeeding. I would be more swayed to your point that this is some sort of cultural shift towards multi-generational h
359.
by hnal943 12y ago
I agree that politics is only a fraction of the issue. Washington affects the economy in complicated ways. Still, I recoil at an entire generation of people looking for others to blame for their failure. That's not productive either
360.
by hnal943 12y ago
Blaming the economy of course does not absolve the Millennials from culpability. For example, they voted in droves for the current administration, which at the very least has not helped the economy. Any systemic solution along the lines o

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