hdubugras

8 ms·

1. 31.▲
   by hdubugras 8y ago

   So the deal here is: you give us your bank credentials and we won’t require any kind of personal guarantee. Other cards wont get your bank data but will require you to personal guarantee. Fincity is used by intuit/quickbooks, that’s wh
2. 32.▲
   by hdubugras 8y ago

   We tried - finicity serves intuit so it works better for business/corporate accounts. Plaid is better for consumers.
3. 33.▲
   by hdubugras 8y ago

   We sold the company - so up to the new management!
4. 34.▲
   by hdubugras 8y ago

   Oh and if you mean the secured credit card - we can give higher limits without having to set up a security deposit and tie up your cash
5. 35.▲
   by hdubugras 8y ago

   1 - you don’t have to worry about prefunding the card, just spend! 2 - you have 30 day float, so more time to pay the statement
6. 36.▲
   by hdubugras 8y ago

   Yep!
7. 37.▲
   by hdubugras 8y ago

   We will use your transaction data for underwriting purposes. We contractually have the ability to commercialize your data in an aggregate way, so for example we could say “starups on brex are spending more money on saas every month this yea
8. 38.▲
   by hdubugras 8y ago

   We don’t allow people to carry a balance, it’s technically a charge card. Personal history is never toched
9. 39.▲
   by hdubugras 8y ago

   Let me know your thoughts :)
10. 40.▲
    by hdubugras 8y ago

    Thanks! Excited to enter this space.
11. 41.▲
    by hdubugras 8y ago

    Because it’s a 3rd party (we use finicity) there are some issue with some people from time to time :/ Support should contact you soon to help fix it. Noted on making more clear that it’s a 3rd party!
12. 42.▲
    by hdubugras 8y ago

    Oh glad that worked out!
13. 43.▲
    by hdubugras 8y ago

    1 - makes sense... thanks for the feedback 2 - integrating stripe as a datasource for underwriting is definetly in our roadmap!
14. 44.▲
    by hdubugras 8y ago

    Thanks! YC published an interview with me yesterday. https://blog.ycombinator.com/henrique-dubugras-and-anu-harih... Let me know your thoughts on it :)
15. 45.▲
    by hdubugras 8y ago

    Who did we nab? Thanks for feedback on pricing! Promo will be over Saturday :)
16. 46.▲
    by hdubugras 8y ago

    Thanks for the feedback! As soon as Saturday the promo will be over :)
17. 47.▲
    by hdubugras 8y ago

    1 - chase will require a personal guarantee, what that means is that you’re personally responsible for the credit card. Your ssn is on the line. With Brex, we underwrite your company. 2 - our credit algorithm is actually very different and
18. 48.▲
    by hdubugras 8y ago

    Probably not... most of the applications that are approved have some sort of 3rd party person/institution financing them. If you do end up raising money, then it’ll be right! Over time we hope to improve our credit model to support mor
19. 49.▲
    by hdubugras 8y ago

    It works for existing customers! But it needs to be the first aws credits you’ve ever got. If you got AWS credits from someone else before, it wouldn’t be applicable.
20. 50.▲
    by hdubugras 8y ago

    1 - Today with Brex if you signup and have Brex be your primary card you get: $5k of AWS, $105 in Doordash and $105 on Instacart. Although we're building a new rewards program that will launch later this year, would love to hear your
21. 51.▲
    by hdubugras 8y ago

    We partnered with AWS :)
22. 52.▲
    by hdubugras 8y ago

    Today with Brex if you signup and have Brex be your primary card you get: $5k of AWS, $105 in Doordash and $105 on Instacart. Although we're building a new rewards program that will launch later this year, would love to hear your thoug
23. 53.▲
    by hdubugras 8y ago

    Also - we're building a new rewards program and would love to know your thoughts on what a great rewards program would look like for you.
24. 54.▲
    by hdubugras 8y ago

    Oh and thanks for the compliment on the landing page!
25. 55.▲
    by hdubugras 8y ago

    If you signup for Brex and make Brex your primary card you get $5k AWS credits + 105$ on Instacart and Doordash.
26. 56.▲
    by hdubugras 8y ago

    You can easily create a virtual card for vendors and set low limits! But we don't support webhooks yet, but good idea. We don't believe in single-use payments because it's a pain to manage multiple card number, but we soon we
27. 57.▲
    by hdubugras 8y ago

    Thanks for the feedback. Coming recently from Brazil, we're still learning the appropriate language for a lot of things, since we mostly learned english from Brazilian english schools. So when we saw this page, it didn't occur to
28. 58.▲
    by hdubugras 8y ago

    Thanks! Happy you guys like it :)
29. 59.▲
    by hdubugras 8y ago

    Thanks!!
30. 60.▲
    by hdubugras 8y ago

    It's technically a Charge Card, which is a type of credit card that doesn't allow you to keep a balance. https://en.wikipedia.org/wiki/Charge_card