harryh

60 ms·

631.
by harryh 7y ago
even if these actions were through an intermediary of theirs The Equifax Data Breach Settlement Administrator is not an intermediary of Equifax. It's a court appointed representative of the plaintiffs. Someone chose this representat
632.
by harryh 7y ago
Saying "Equifax Data Breach Settlement Administrator" (taken from equifaxbreachsettlement.com) instead of "Equifax settlement team" (used in the article) doesn't seem appreciably different. I agree those two aren&
633.
by harryh 7y ago
There are numerous credit monitoring services you can use for free. There is no need for you to get any money to use one. I personally like CreditKarma.com
634.
by harryh 7y ago
That FTC statement says exactly what I said: There is a 425 million pool. It's to be used for: 1) "time and money they spent to protect themselves from potential threats of identity theft" (the 31 million part) OR 2) "ad
635.
by harryh 7y ago
The 31 million is for the people that haven't experienced any identity theft. This is the money being split up by all the people making $125 claims. The total pool to pay out claims to consumer is 425 million. Subtracting the 31M that
636.
by harryh 7y ago
I, for one, think it's kind of unfair that equifax is being blamed for the contents of communications it had no hand in crafting. Especially when the major organizations like the NYTimes are so unclear in their headline writing about w
637.
by harryh 7y ago
The vast majority of the settlement is designated for people who experience actual harm (identity theft of some kind basically) from the breach. It's perfectly reasonable that people who's lives haven't been negatively impact
638.
by harryh 7y ago
Equifax didn't send you that email. If you read further down in the e-mail it even says "This email is from the Court-appointed settlement administrator, not Equifax."
639.
by harryh 7y ago
Perhaps the President of the FSF, an organization which has a huge influence on the technical community, should be someone who doesn't have difficulty communicating with the wider world. Strong communication skills being important to t
640.
by harryh 7y ago
The title of this post (which, admittedly, was taken from the NYTimes) isn't really correct. The terms of the settlement have been set. Equifax's financial outlay is fixed. All of the post settlement divvying up of the funds is be
641.
by harryh 7y ago
You said the motivation was "profit" which means that the owners of the organization make money that they can go spend on themselves as they please. This literally does not happen for the vast majority of universities. What you ar
642.
by harryh 7y ago
The vast majority of universities in the US are non-profit institutions.
643.
by harryh 7y ago
You've completely changed your argument. First it was "sports have nothing to do with receiving a basic education." Now you concede that participating in sports can be a big positive, but in some cases a positive only availab
644.
by harryh 7y ago
Why should schools only provide a basic education? There are a great many reasons to participate in after school sports: general health and fitness, teamwork, confidence, community. Schools can't do this too?
645.
by harryh 7y ago
Many students who attend American universities aren't just buying education. They are buying a "college experience" of which sports are a major part.
646.
by harryh 7y ago
This is not correct. If you find a bag of money (or, much more common: a wallet) and you can identify the owner you are obligated to return it. Not doing so is a crime. As it should be.
647.
by harryh 7y ago
Probably a bit negative-sum when you take into account commissions and other transaction costs?
648.
by harryh 7y ago
In Scala: scala> BigInt("-80538738812075974").pow(3) + BigInt("80435758145817515").pow(3) + BigInt("12602123297335631").pow(3) res0: scala.math.BigInt = 42
649.
by harryh 7y ago
Oh interesting. I've never actually seen a setup like that. I will now consider negotiating for something like that if I ever again join a startup. Thx!
650.
by harryh 7y ago
This is not correct, and I'm not sure why you would think this. In general the way to think about capital gains is that you can't qualify for them unless you have purchased something that then appreciates in value. So for stock op
651.
by harryh 7y ago
Stock grants aren't costless. You have to pay taxes on them (at either the time of grant or time of vest).
652.
by harryh 7y ago
Yes. If you can exercise at a low price then all of your gains after that will be taxed at capital gains rates instead of ordinary income rates. Note that if you just started you can likely "early exercise" all of your options rig
653.
by harryh 7y ago
If CollabNet had given you stock instead of options as part of your comp package they would have ended up just as worthless as your (exercised) options. It's a bit weird that you would take wildly different views on the value of one vs
654.
by harryh 7y ago
It's the same idea though: they could turn off posting via SMS for high value accounts.
655.
by harryh 7y ago
I don't think "keep very close tabs on" can prevent an attack on an account before it happens. All it can do is help clean up the damage quickly. Which is what happened here. The offending tweets were deleted in 10-15 minutes
656.
by harryh 7y ago
Once you're hosting on AWS you've pretty much already crossed that particular bridge.
657.
by harryh 7y ago
You can actually. If you own shares in a company with different purchase dates you can designate which ones you are selling. There can be tax reasons to choose one batch or another.
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by harryh 7y ago
You'll have trouble getting a home loan for 7 years. And maybe a bit of trouble getting a car loan or a credit card for a while. But these things aren't a big deal for most 21 year olds. Certainly they are smaller considerations c
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by harryh 7y ago
No, none of that will work. Great students taking majors with high earning potential can still declare bankruptcy the day they graduate and discharge the debt with few consequences.
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by harryh 7y ago
Yes, and home and car loans still exist because if people don't pay it back there is an asset to repossess. That's not the case with college loans. Which is why they are fundamentally different.

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