h4nkoslo

24 ms·

181.
by h4nkoslo 10y ago
It's really uninformative to look at average incomes or average prices anywhere, let alone someplace with as big of a spread as the Bay Area.
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by h4nkoslo 10y ago
My favorite Soviet-era film is Shooting Gallery. Fantastic jazz (!) soundtrack & minimal to no dialogue. https://www.youtube.com/watch?v=LRSsybt9wAo
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by h4nkoslo 10y ago
I'm unclear on what a "race rant" is or how this could qualify. The behavior I have described is the academic consensus on the appropriate treatment of race, it's not totally surprising that Google or anyone else would
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by h4nkoslo 10y ago
"You don't need machine learning to sell beer to white, suburban males." This is both bigoted and empirically false. Do you imagine suburban whites to be a particularly unsophisticated demographic? Imagine saying "yo
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by h4nkoslo 10y ago
The problem opposite of artificial intelligence unintentionally erasing blacks is a company's built-in intelligences intentionally erasing whites, minimizing their achievements, and deconstructing their identities. Whites are not &quo
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by h4nkoslo 10y ago
It's possible the quote is not the actual price - for home insurance, at least, you typically pay the quote & you're covered until they can do an in-person inspection & give a "real" price. You can then either
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by h4nkoslo 10y ago
I would be surprised if it did not devolve into a kickback arrangement at some point. Benefit corps are a solution to a problem that doesn't really exist but gives a ton of leeway for under the table dealing. Not saying these guys ha
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by h4nkoslo 10y ago
Risk models will depend heavily on your specific address, especially in NYC where two properties on the same block might have vastly different risk profiles. Your name is likely used for credit score (effectively conscientiousness score) w
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by h4nkoslo 10y ago
I'd be really surprised if their entire risk was reinsured; that tends to lead to severe incentive misalignment since they would have every incentive to sell to the riskiest customers they could find.
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by h4nkoslo 10y ago
There's a difference between insurance and reinsurance. It looks like they're only reinsured through those companies, but the policy itself is underwritten by Lemonade. Reinsurance is basically insurance for the insurance co, for
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by h4nkoslo 10y ago
This is wildly un-new. Mutual insurance companies have existed for literally hundreds of years. Oldest one I can find in 5 minutes dates to 1762, and if you include merchant insurance organizations, probably <1400 (although those proba
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by h4nkoslo 10y ago
(Incidentally, this is why threatening lawsuits is always counterproductive. Sue them or don't, later, but if you're exclaiming about how you'll see them in court they're almost certain to trump up some charges on you
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by h4nkoslo 10y ago
The most proximate risk is that your colleagues will no longer trust you to "cover their asses". That usually results in you being driven out of the department or worse. You're usually not talking about a "mistake"
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by h4nkoslo 10y ago
This is incredibly common, much more so than shooting someone or even a serious beating. The logic is: - I just slapped the phone out of their hand / threw them against the pavement / committed some other sort of assault, usually
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by h4nkoslo 10y ago
Three word answer: high time preference.
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by h4nkoslo 10y ago
That sounds like a great way to ensure that rural Ohioans never have a shot at a job in Silicon Valley.
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by h4nkoslo 10y ago
It would be more possible to take leftist arguments about the benefits of immigration in good faith if they weren't simultaneously crowing about how ongoing immigration will shift US politics permanently to the left. Frankly I don&#x27
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by h4nkoslo 10y ago
Slate (especially their headline writers) is kind of notorious for a style of smug contrarianism mixed with condescension. It's unreadable.
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by h4nkoslo 10y ago
Besides the "cult of shareholder value", there is also an opposite fallacy where the more difficult to measure a division's payoff, the more leeway they have in blowing through cash. Many of the "moonshots" seem li
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by h4nkoslo 10y ago
It's possible to set up multi-factor auth in SSH - I use both SSH keyfile & password to log into my home server.
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by h4nkoslo 10y ago
Mortgages are a special case because the debt is usually tax-subsidized, and depending on the state, one effectively has the option of giving the house to the bank in lieu of paying the remaining balance.
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by h4nkoslo 10y ago
It's not that unusual, especially in the (broadly construed) energy sector, but it is a distinct business model.
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by h4nkoslo 10y ago
Musk really does seem to be following his pattern of maximally engaging government contracts and subsidies. (That's not necessarily a criticism, just an observation, and one others have made before.)
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by h4nkoslo 10y ago
(For the sister posts - it's called a backdoor Roth. Make nondeductible contributions to a "vanilla" IRA, and immediately convert.) https://www.bogleheads.org/wiki/Backdoor_Roth_IRA
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by h4nkoslo 10y ago
It's a misconception that StarCraft is a strategy game. If you look at how it's actually played by human pros, it looks closer to a fighting game; very reflex-driven & heavy on micro-interactions. You would expect an un-gate
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by h4nkoslo 10y ago
Yeah man, like, butterfly effect, you know? Rather more direct when they're taking my money to do so. This isn't an abstract "ask not for whom the bell tolls, it tolls for thee" scenario, and the alternative is not pe
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by h4nkoslo 10y ago
No, I didn't. OP is trying to make this a lovely cost-free dynamic, where all we have to do is let our brother crabs get out of the bucket without dragging them down, man. That's bullshit. In reality OP proposes to transfer money
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by h4nkoslo 10y ago
The global warming crowd is often linked to an anti-industrial puritanism. They see geo-engineering that deals with their supposed harm mechanism while simultaneously allowing fossil fuel based economic development as "cheating"
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by h4nkoslo 10y ago
If there is going to be any "debt relief", it should be accomplished by taxing the schools & administrations that have immensely benefitted over the past 60 years from the massive subsidies granted to higher ed. This just show
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by h4nkoslo 10y ago
How about a tax on college endowments instead?

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