gymbeaux

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361.
by gymbeaux 3y ago
So of course they’re both very old staples in human culture, but I mean to say that any attempts to regulate them are/will be met with more economic resistance than cultural… like Anheiser-Busch (spelling definitely wrong) and Philip-M
362.
by gymbeaux 3y ago
It’s humorous to see your company’s seemingly-wise desire to do Agile properly shadowed by the classic attitude of “Contractors? The people we pay to do a job same as FTE? Fuck ‘em!”
363.
by gymbeaux 3y ago
I’m on a sabbatical because I find myself very jaded by the industry, more or less for the reasons stated in this article. What I tell people is something like “I LOVE building stuff with code, but lithe EVERYTHING ELSE.” Writing code may b
364.
by gymbeaux 3y ago
I really like that “X vs Y” example. I was just on a team where we were estranged from the business folk who would supposedly be using our products and it very much felt like a “Y”, where my boss cared much more about the tech stack than th
365.
by gymbeaux 3y ago
So 24/24
366.
by gymbeaux 3y ago
Drug research is expensive and drug companies aren’t charities
367.
by gymbeaux 3y ago
It’s kind of a metaphor eh?
368.
by gymbeaux 3y ago
No I try to be a good person because it’s right, not because I might be punished in the afterlife
369.
by gymbeaux 3y ago
Because beer and cigarettes are both mind-altering drugs yet get a pass because of mostly-economic reasons.
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by gymbeaux 3y ago
Good thing my code is backed up to remot… wait
371.
by gymbeaux 3y ago
They’re would be set assuming continued US stock market returns, which will “probably” continue indefinitely so long as we are a country, but it’s not guaranteed. If I recall correctly, maxing out 401k for 30 years doesn’t even get you $1M
372.
by gymbeaux 3y ago
Moving to another country is not like moving to another state in the US. Culture/language can be very different. Moving pets is INCREDIBLY costly and typically they have to be quarantined for some period of time. You’ll be eating diffe
373.
by gymbeaux 3y ago
I probably meant to say 59 1/2 rather than 55. I often mix those two. 55 is when you can move to those 55+ communities, 59 1/2 is when you can pull from retirement penalty-free. 65 is when social security benefits kick in, includi
374.
by gymbeaux 3y ago
Depends on how much they make that doesn’t need to go back into the business, but sure. Most startups fail, most don’t turn a profit for several years. I would venture to say most people who skip the 9 to 5 for a few years to pursue their p
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by gymbeaux 3y ago
Is SS in the constitution? Show me where social security payments are an American right guaranteed by the federal government.
376.
by gymbeaux 3y ago
Maxing out their 401k? Who does that? Quick Google says 15% of Americans max out their 401k.
377.
by gymbeaux 3y ago
You usually can’t cash out while still employed with the company sponsoring the 401k plan. Conversely, you can usually only take a loan withdrawal if you’re still employed with said company. Definitely 401ks are obscure and confusing and fu
378.
by gymbeaux 3y ago
I’ve never worked for a company whose 401k default was an index fund. I probably never will. Best-case it was a target retirement fund, worst case I think it was some bullshit little proprietary fund that had a high expense ratio.
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by gymbeaux 3y ago
Peter Lynch’s mantra is to not bother with bonds, and his arguments are compelling enough for me to only stick with low-expense-ratio index funds.
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by gymbeaux 3y ago
Nevertheless, I find target retirement date funds pull out of stocks and move to bonds way too early. I’d probably only start moving out of stocks 2-3 years before retirement, based on how long recessions/crashes of the past lasted. Hi
381.
by gymbeaux 3y ago
Yep, so even if you do make it to retirement at say 65, if you’re reliant on daily nursing care, all your money/assets will be gone, usually within a few years. Ballpark, it’s $100-150k/year to have a nurse come in every day and t
382.
by gymbeaux 3y ago
Even worse. If you’re using a TRD fund to stash your retirement, it will severely underperform in a bull market, and if it spares you somewhat from a bear market, well… you probably weren’t going to be able to retire on that money anyway. T
383.
by gymbeaux 3y ago
I used the DJIA because Nasdaq 100 and S&P500 aren’t even 100 years old yet, so I can’t go back to 1929 or even 1945 and see how the S&P500 was doing. Dow was the only index back then that still exists today as far as I’m aware.
384.
by gymbeaux 3y ago
Ouch. A little worse than I thought. I never bothered to do the math with dividends and inflation adjustments.
385.
by gymbeaux 3y ago
I will say my experience with Nvidia + Wayland has been better than most it seems. It may be because I typically use Fedora which sticks to pure GNOME while Ubuntu and Pop_OS bastardize GNOME. Still, my main complaint is that moving windows
386.
by gymbeaux 3y ago
Raspberry Pis and other “small things” like Project Coral are ridiculously overpriced. It’s ironic because whenever I see someone post on Reddit about their tiny rack of Raspberry Pis in their closet, people always ask in the comments what
387.
by gymbeaux 3y ago
I love this, but in practice I find things like this are yet another problem I have to work through. I have a hard enough time getting both the nvcc and nvidia-smi commands to work at the same time or two Nvidia GPUs (one internal and one e
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by gymbeaux 3y ago
HN is where I heard about it! About 3 months ago I think. I think this is it: https://news.ycombinator.com/item?id=36189705
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by gymbeaux 3y ago
It’s very common for auto body shops to only work with insurance claims. I think your best bet is to take the car to a dealership-owned body shop, especially if it’s the dealership you bought the car from, or the same make.
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by gymbeaux 3y ago
Past performance does not guarantee future results. You can find periods in the US stock market’s history of years, even a decade or so, where the return on the DOW was essentially 0. Look at other countries and it gets worse; Japan’s NIKKE

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