gtop3

15 ms·

91.
by gtop3 4y ago
> Insurance is socialist, even if it packaged as capitalism. What? Insurance companies (in general) are some of the most capitalistic. They teams of actuaries calculating risk to leverage a large capital pool to generate more capital.
92.
by gtop3 4y ago
> So what's the real lesson here for a startup? Be careful of what hard dependencies you choose. The more dependent you are on a third party, or the more dependencies you have, the higher your black swan risk is. Of course, depend
93.
by gtop3 4y ago
Are there any concerns that the reduction in prescription stimulant supply/quality will cause some individuals to substitute their prescription medication for illicit methamphetamine or cocaine?
94.
by gtop3 4y ago
> I always assumed adderall was first because surely it would be easier to synthesize than enantiomerically pure d-amph. I am not a chemist/pharmacist, but I am under the impression that amphetamine synthesis is neither complicated
95.
by gtop3 4y ago
The issue is in trust. Banking's value proposition is trust. The bank is trusted to hold deposits and to process withdraws. Adding insurance just changes the trusted entity. FDIC insurance exists to increase trust for individual de
96.
by gtop3 4y ago
You can look up the GS payscale here [0], and a high level description of each level here [1]. I've crunched the numbers many times, and the private sector pays better. There's some situations and professions where it's clo
97.
by gtop3 4y ago
While I agree this is a major component, I think it's an oversimplification. As construction increases in an area construction labor costs increase. Water prices might increase, as more residents draw from a finite supply. More schoo
98.
by gtop3 4y ago
What are the best strategies to attract remote workers to a location? * Utilities such as roads, water, high speed internet feel like table stakes now. Fiber internet is quickly spreading in rural areas, and I know people with septic tanks
99.
by gtop3 4y ago
In order to pay $1M into social security you would need to make the maximum contribution for 45 years. In order to pay $1M into social security and see less than $200k back you would need to die less than three years after starting to colle
100.
by gtop3 4y ago
It's very reasonable to build a masonry structure that is safe in a large earth quake. They are however more likely to suffer major damage during an earthquake. Wood framed houses are less likely to be damaged, and have much cheaper
101.
by gtop3 4y ago
Console games really benefited from economy of scale. The Legend of Zelda had an MSRP in 1986 of $50. That is $136 in 2022 money. You can preorder The Legend of Zelda: Tears of the Kingdom for $70, or roughly half the price. Imagine how
102.
by gtop3 4y ago
The FDA has rules limiting the import of all prescription drugs, and does not distinguish between drugs with an active patent and those with an expired patent. In addition, it's possible to purchase patented drugs that are manufacture
103.
by gtop3 4y ago
> I am hesitant to suggest that the common person is sufficiently informed about drugs to take that aspect of their medical care into their own hands without oversight. I generally agree that there are cases where prescription medication
104.
by gtop3 4y ago
Prescription drugs are barred from being imported for a different reason than quality control because non prescription drugs are allowed to be imported.
105.
by gtop3 4y ago
Our prescription drug system needs an overhaul. This isn't a matter of all drugs are illegal to import because of quality control issues. You can import aspirin, if you are so inclined. This is asthma and cancer medication being sei
106.
by gtop3 4y ago
The article points out that a power of two bit count is actually less important than many of us assume at first.
107.
by gtop3 4y ago
Here's a pretty good document about HDD life expectancy. Depending on the model HDDs can have a fail rate of up to 12% in 3 years. I'm unsure how many drives you've used, or how much of a workload you put them through, but I
108.
by gtop3 4y ago
The value of a home is usually land value + improvements. The improvements might see some appreciation as raw material and labor prices increase, but most of the value is in the land. It is 100% reasonable to assume land prices will increa
109.
by gtop3 4y ago
"Growth" isn't a euphemism for extrinsic motivation. Extrinsic motivation is a broader term than the way you are using it. A person can be extrinsically motivated to not smoke, to be charitable, or countless other behaviors
110.
by gtop3 4y ago
how long until humans optimized out of the technological advancement loop * It's uncertain that we will be optimized out. We may go full symbiotic. We may reach a technological plateau. We may run out of natural resources before the