genwin

8 ms·

31.
by genwin 12y ago
> Really, there's no reason not to go. What if he can't afford it?
32.
by genwin 12y ago
Good for you. Always work to live, not the opposite. It can be work just to figure out what you enjoy.
33.
by genwin 12y ago
> There's no point in having money if you never have time to spend it. Moreover, the only point of money is to spend it. They should focus on enjoyment now. They'll be playing catch up with other people who've been working
34.
by genwin 12y ago
Reduce food production is the only sustainable option. Best done by reducing the nation's population through attrition.
35.
by genwin 12y ago
or too many people even when each uses a reasonable amount of water
36.
by genwin 12y ago
But mainly because eyewitness accounts are treated as "evidence" instead of evidence, no matter their number.
37.
by genwin 12y ago
I suspect this is why when you buy a printer at Fry's, you are asked your name and phone number. That potentially matches you to the watermark even when you pay cash.
38.
by genwin 12y ago
What would the bidder do about the houses they won't own, on that land? It could be prohibitively expensive to buy the remaining houses.
39.
by genwin 12y ago
Wouldn't it be an accounting nightmare for both employer and employee to pay with property instead of currency? I think the IRS declared that Bitcoin is property.
40.
by genwin 12y ago
Agreed! It's not the wedding per se, it's that both spouses embrace frugality.
41.
by genwin 12y ago
There are gov't benefits to being married. For example, when one spouse dies the joint assets don't need to go through probate.
42.
by genwin 12y ago
Focus on divorce rate rather than happy marriage rate (I like that term!) describes pretty much every article on what makes a successful marriage.
43.
by genwin 12y ago
Diversified portfolios are the common suggestion of financial gurus, but in the Great Recession I doubt any of them lost less than 25% if they beat inflation beforehand. (That is, they weren't so diversified after all.) I don't pu
44.
by genwin 12y ago
The SWAT team is on its way.
45.
by genwin 12y ago
"9,000 ISIS terrorists". Geez, I wonder how many it would take before it'd be called an army.
46.
by genwin 12y ago
It think it would be a worse version of the 2008 crash. Many of the issues that led to that crash, instead of being fixed, were temporarily bandaged with accelerated borrowing and spending, like a credit card junkie who staves off the inevi
47.
by genwin 12y ago
I wonder if there's a loophole to explain why interest rates haven't budged.
48.
by genwin 12y ago
There's a feedback loop to consider. Conclude the purchases when the unemployment rate is close to 7%, then the unemployment rate hits 9% because the nearly-free money tap is off.
49.
by genwin 12y ago
Good info. Supports my theory that the plan is to kick the can down the road until it inevitably falls off a cliff.
50.
by genwin 12y ago
Is that a 1% drop every year? I don't know. I do know that interest rates on savings have stayed near zero.
51.
by genwin 12y ago
Hasn't the Fed been warning they'll halt QE "soon" for many years now? I think the actual policy is to keep interest rates low until it's impossible to do so. At present it seems there's no limit in sight to ho
52.
by genwin 12y ago
On BBB, it's an easy Google search.
53.
by genwin 12y ago
Do you have to trust that the password manager doesn't upload the passwords? I trust TrueCrypt since it isn't specifically for passwords.
54.
by genwin 12y ago
Good point. I doubt Notepad caches anything on a different drive, but Excel would if auto-save is enabled.
55.
by genwin 12y ago
Or a text file or spreadsheet containing passwords, in a TrueCrypt container (I still trust it).
56.
by genwin 12y ago
What commonly happens is the investor gives authority to the broker to make trading decisions. Then the broker frequently trades to make commissions on each trade, until the money inevitably dwindles to the point where the customer realizes
57.
by genwin 12y ago
In other words you must take the risk of forgoing retirement when trying to beat inflation. In 2008 pretty much the only diversified portfolios that didn't take a huge hit were the baskets of low-risk investments.
58.
by genwin 12y ago
For example, savers around the world were enticed by Iceland's high interest rates, and then this happened: http://en.wikipedia.org/wiki/2008%E2%80%9311_Icelandic_finan... Turned out those savers were the suckers
59.
by genwin 12y ago
Agreed. With a lot of risk for that reward. The risk shows in the volatility (ups & downs) over that time, and that the gov't had to borrow several $trillion to prevent a negative return over that time.
60.
by genwin 12y ago
No such thing as a free lunch, though. Plenty of people's savings went poof that way.

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