esoterica

7 ms·

61.
by esoterica 3y ago
Equity has value because it is a share of future profits. If the board comes out and says they never intend to make a profit and will fire any CEO who tries…
62.
by esoterica 3y ago
What about the people who got paid equity for the past few years of work and now might see all of their equity intentionally vaporized? They essentially got cheated into working for a much lower compensation than they were promised. I get t
63.
by esoterica 3y ago
So you think we should remove all concrete medians to allow cars to cross into opposing lane everywhere?
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by esoterica 3y ago
Imagine living somewhere so car dependent even the idea of crossing the street is foreign to you. Like living in a post apocalyptic wasteland where you can’t leave your bunker without a radiation suit.
65.
by esoterica 3y ago
It’s also a zero stakes sport that nobody watches and involves barely any money so there is less incentive to cheat.
66.
by esoterica 3y ago
You didn’t address my point. Do you think we should rip out all the concrete road medians so that you have the ability to cross into oncoming traffic in an emergency? Should we also eliminate all grade separated sidewalks and let pedestrian
67.
by esoterica 3y ago
It’s less safe than ever to be a pedestrian hit by a speeding car due to the proliferation of pointlessly large trucks and SUVs.
68.
by esoterica 3y ago
Do you think Germans get to drive at 100mph on city streets? They have speed limits too where necessary.
69.
by esoterica 3y ago
> ISAs can be set to kick in a few miles above the posted speed limit, giving drivers the ability to go faster when, for instance, passing a vehicle in the slow lane. What do you think is the ratio of lives saved by people going >&gt
70.
by esoterica 3y ago
How many people are killed by cyclists each year vs cars?
71.
by esoterica 3y ago
You realize the government already does not recognize your freedom to drive at 100mph right? They will ticket you or throw in prison if they catch you. A speed limiter doesn't further restrict your freedoms, it just increases enforceme
72.
by esoterica 3y ago
It should be illegal to drive above 25mph on any street that pedestrians regularly cross (i.e. all urban non-highway roads). Your enjoyment of speeding does not supersede other people’s right to not get struck by a car going 50mph.
73.
by esoterica 3y ago
GA involves spraying lead over and poisoning the (mostly low income) communities that live near airports. Probably the most evil hobby you could possibly take up in modern society.
74.
by esoterica 3y ago
There is also no single catch-all solution to carbon emissions. There are 10,000 solutions that each only fix 0.01% of the problem. If we refuse to pursue any of the solutions because they only contribute a little to solving the problem in
75.
by esoterica 3y ago
But selling means buying back a deeply discounted loan at par value, which is bad.
76.
by esoterica 3y ago
The 30 year mortgage already has future rate expectations priced in. You are not smarter than the bond market. If rates stay higher for longer home prices will stagnate or go down, you can’t predict which will happen.
77.
by esoterica 3y ago
You can’t live inside an index fund but you can pay rent with your index fund returns.
78.
by esoterica 3y ago
Unless you have infinite money you have to weigh the costs against the benefits of a major purchase like a house.
79.
by esoterica 3y ago
The inverse does not hold true at all. Homeowners have locked in 3% mortgages that they would surrender if they sold but buyers would have to take out a 8% mortgage to buy the same house. It’s both a bad time to buy and a bad time to sell b
80.
by esoterica 3y ago
At current interest rates you are setting more money on fire by taking out a 8% mortgage instead of renting.
81.
by esoterica 3y ago
(1) is a dumb conspiracy theory, the tech companies that pay rents care about their own profits, not the profits of their REIT counterparties. The idea that evil capitalists sacrifice their own profits in order to boost other companies’ pro
82.
by esoterica 3y ago
You realize you are advocating for a massive regressive tax on renters right? Where are people going to live if they are not in a position to or don’t want to buy a house?
83.
by esoterica 3y ago
Did you read the comment you replied to? I will say it again: there were 300 pedestrian injuries caused by bikes and 10,000 caused by cars in NYC in 2017. Click on the link.
84.
by esoterica 3y ago
The lowest income group of people is the demographic most likely to bike. https://lede-admin.usa.streetsblog.org/wp-content/uploads/si... The chart of income vs percent who commute by bike is u-shaped but with a h
85.
by esoterica 3y ago
> Most people prefer to drive > It is only when people cannot afford to drive or driving is too inconvenient (traffic, or narrow streets/lack of parking in Europe, or outright restrictions ), they will use alternative modes of tr
86.
by esoterica 3y ago
You are wrong. The poorest decile of people are the most likely to bike because they cannot afford a car. https://lede-admin.usa.streetsblog.org/wp-content/uploads/si...
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by esoterica 3y ago
NYC averages less than 1 pedestrian killed by bikes every year. https://www.nyc.gov/html/dot/downloads/pdf/nycdot-pedestrian... There are ~300 pedestrian injuries caused by bikes every year vs 10,000 cau
88.
by esoterica 3y ago
Your feelings are wrong. There were 2000 pedestrians killed by cars in NYC from 2018 to 2021 and only 12 killed by bicycles. https://www.nyc.gov/html/dot/downloads/pdf/nycdot-pedestrian...
89.
by esoterica 3y ago
This is a very silly and naive thing to believe. There are 10,000 loopholes and edge cases in the tax code because 10,000 different special interest groups lobbied for them to be in there, not because Intuit put them there. If you see a tax
90.
by esoterica 3y ago
You know you still have to tell your accountant whether or not you moved x km for work if it’s relevant for your taxes right? They aren’t omniscient, any questions that your tax software makes you answer your accountant needs to ask you too

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