ejb999

32 ms·

391.
by ejb999 4y ago
most likely a partial payment - i.e. you have 500K in the bank, 250K is insured and you know you will get it back - the other $250K nobody knows how much will be available when the dust settles, but maybe they (FDIC) feels confident they ca
392.
by ejb999 4y ago
pretty much.
393.
by ejb999 4y ago
But that doesn't really prove much does it? You are saying they could rearchitect/simplify the whole thing and move it on site to save money - but what about rearchitecting the whole thing and leaving it on AWS? Which part would a
394.
by ejb999 4y ago
and then makes the next failure even more likely - companies will take on more and more risks if they know they will be bailed out. I for one am tired of privatizing the profits, and socializing the losses.
395.
by ejb999 4y ago
then go find one.
396.
by ejb999 4y ago
rising interest rates, and an economy that is beginning to falter.
397.
by ejb999 4y ago
why should the taxpayers be put on the hook for that?
398.
by ejb999 4y ago
private companies can't take the data and put you in prison for something they find out about you in it - sure, they can use it to try and sell you more widgets - but having your data weaponized against your civil rights by an all-powe
399.
by ejb999 4y ago
not to mention a better chance of securing a new position elsewhere if you are one of the first out the door.
400.
by ejb999 4y ago
exactly, in my experience, HR departments (at least recruiters) are among the first to be fired when things turn down - who needs to pay recruiters if you aren't hiring? - much better if you are worried about your own job to keep busy,
401.
by ejb999 4y ago
I actually find postman quite useful for the work I do (heavily api-related) - if you work in that space, what other tools would you recommend instead?
402.
by ejb999 4y ago
>>I think 33% is very high. Also converting the value to % erases the fact that this is still a very high price for what you get in return. Guess it depends on how each person defines 'what you get in return'. It seems this
403.
by ejb999 4y ago
They don't have skin in the game if they borrow 100% of the value of a house - house drops 20% in value, they just return the keys and walk away - heads I win, tails you lose. Banks don't want to play that game and I can't bl
404.
by ejb999 4y ago
>>Which is something they can hedge Which is precisely what PMI is for.
405.
by ejb999 4y ago
My first mortgage was 10.5% in 1989.
406.
by ejb999 4y ago
A lot of people create their own stress and are their own worst enemies - you know the type, we all do - when they switch jobs, they don't switch personalities.
407.
by ejb999 4y ago
I agree, and sooner or later almost everyone will have one - even the people who don't want one - because, imo, the insurance cost on a regular car is going to skyrocket, and fsd will be the only affordable option for many people. With
408.
by ejb999 4y ago
seriously doubt it - what they are doing, others can do - and if they start generating a lot of revenue, it will attract competition - lots of it. They don't have a moat big enough that many millions of dollars can't defeat.
409.
by ejb999 4y ago
Am I reading that right (and are you sure)? The cost of permitting alone in your are can add $180K +/- to the cost of a house? If true, that is truly shocking. Where I live the building permit fee is $8 per $1000 of estimated building
410.
by ejb999 4y ago
People should feel free to pursue whatever interest they want - encouraging them to go into 6 figure debt for an 'interest' is not very wise however. I studied business and computer science in college - that now pays the bills. I
411.
by ejb999 4y ago
>>The problem with that is that there aren’t widespread indicators we are in or going to recession. You must read different news than I do.
412.
by ejb999 4y ago
good point - I work at a fortune 50 company - over 100K employees, so far no layoffs - but contractors are being cut by the bucketload and so far, no headlines about it.
413.
by ejb999 4y ago
>>I have recruiters beating down my LinkedIn and email literally every day for pretty decent jobs. reply A few of those jobs might even really exist! I am of the opinion that the vast majority of inquiries I get from linked in (at lea
414.
by ejb999 4y ago
and they are the only tech company that is down 40% or more since their high, correct?
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by ejb999 4y ago
good choice - you definitely don't want to be caught without a chair when the music stops. Whether one likes musk or not, and whether or not you agree with how he is running twitter or not - he let go like 80% of the company and it is
416.
by ejb999 4y ago
I imagine it is a tiny fraction of the people getting laid off that go that route - imo, most are out applying for jobs. I work for a fortune 50 company - (not faang), on our team we had 2 openings posted back in early November - one for a
417.
by ejb999 4y ago
but it is not left up to a 'small pool of top earners', it is left to voters - if people don't vote, thats the problem that needs to be fixed.
418.
by ejb999 4y ago
...and then stackoverflow went down and the other 75% couldn't work </sarc>
419.
by ejb999 4y ago
I really love the people at my job they never write any code anymore, except for the quick POC's to test out every new shiny thing that comes along, and then unilaterally decree that from now on everything must be written that way, or
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by ejb999 4y ago
because you will tell them while they are hitting you in the head with a wrench.

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