edwinwee

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121.
by edwinwee 5y ago
Hm! Curious to hear more about what had to be re-done. (Sorry that caused you work.) Could you email me at edwin@stripe.com?
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by edwinwee 5y ago
We don't have great visibility into businesses becoming non-operational (they can become dormant or close up shop without notifying us). But in our analysis of the revenue from their Stripe accounts ($3B!) and public funding data (both
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by edwinwee 5y ago
Nothing solid yet, but can you email me at edwin@stripe.com and we can stay in touch?
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by edwinwee 5y ago
(Edwin from Stripe here.) Yes, Atlas right now is designed to start a company—but it's a not a complete replacement for lawyers or bookkeeping! When a business is started with Atlas, we provide legal guides and templates for the typica
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by edwinwee 5y ago
It's designed to be integrated with a mobile app via our Terminal SDKs ( https://stripe.com/docs/terminal/sdk/ios ).
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by edwinwee 5y ago
Great to hear! BBPOS is perfect for iOS projects. Besides the look, Stripe Reader works a bit differently—it can be docked on a counter or mounted on iPad/iPhone.
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by edwinwee 5y ago
We’re working on Europe now and Terminal will available soon! Could you email me and I can keep you in the loop? edwin@stripe.com
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by edwinwee 5y ago
That's a neat idea! Adding to the list.
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by edwinwee 5y ago
(I work at Stripe.) Keep in mind that Stripe Terminal has upfront pricing: there are no additional software, PCI compliance, or monthly fees (or even equipment lease payments!). When factoring in these additional fees that many legacy playe
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by edwinwee 5y ago
(I work at Stripe.) The offerings are meant for different use-cases. Stripe Terminal’s great for developers looking to deploy in-person payments at tech-forward companies. Square’s great for coffee shops and other SMBs!
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by edwinwee 5y ago
Just an update on this—we've some changes in flight. Accessing sensitive verification results like date of birth, extracted document numbers, or collected images will soon require the use of restricted API keys. (More at https:/&
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by edwinwee 5y ago
To be clear, this isn't entirely true for all situations (sorry). Stripe verifies identities as a service provider (or processor) for the business that's using Identity. Stripe may be either a controller or a processor of data dep
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by edwinwee 5y ago
Hm! Could you email me with more on the device and browser versions? edwin@stripe.com
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by edwinwee 5y ago
Edwin from Stripe here. The two cases are actually very similar. If you want to avoid ID documents ever being stored on your servers, Identity makes it easy to do that. (Just as Elements/Stripe.js makes that easy for card numbers.) On
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by edwinwee 5y ago
Liveness check is coming soon! At the moment we take live photos of the individual to help confirm that there’s a real person behind the camera.
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by edwinwee 5y ago
Identity is the step that comes after Sift (or Stripe Radar). If Sift flags that a user may be suspicious, you may need to collect more information about them to confirm if they are legitimate or not. That’s where Identity comes in. Oftenti
137.
by edwinwee 5y ago
Since we are storing these IDs on behalf of businesses using Identity, we need to retain non-biometric information for a period of time to support their use cases. For example: KYC is a core use case for identity, which requires us to retai
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by edwinwee 5y ago
Identity was built in-house over the last decade from learnings from Stripe’s experience as a payment company. We’ve invested heavily in creating an end-to-end verification product with an ergonomic API, responsive capture experience, and a
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by edwinwee 5y ago
1. Stripe has strict access controls—only those working on Identity/verifications can access the data. 2. Biometric data is not stored! It’s gone from our systems within 48 hours (usually in just minutes). 3. We think this’ll actually
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by edwinwee 5y ago
Neat idea and something we’ll think about.
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by edwinwee 5y ago
Stripe supports the legal processing and transfer of data by our users — and EU requirements are top of mind. (Feel free to me at edwin@stripe.com if you have more questions.)
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by edwinwee 5y ago
We are very specific about collecting consent before doing anything with your data. We ask for permissions before beginning the verification process, and if you consent, we will only use your biometric identifiers for the verification itse
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by edwinwee 5y ago
Verifications typically happen in 2 minutes, oftentimes 30 seconds (for common IDs like state driver’s licenses). And we’re working on making this faster!
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by edwinwee 5y ago
Chat apps use Identity to verify bots and prevent bad bots from spamming real users. And shipping services use Identity when a user is suspected as a fraudster—to double check before creating fraudulent shipping labels.
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by edwinwee 5y ago
This is a small localization bug that we’re fixing now (the pricing section doesn’t properly show for countries where Identity isn’t available in yet), but you can see pricing for the US at https://stripe.com/en-us/iden
146.
by edwinwee 5y ago
It’s not really a “trend”—if you think about it, ID verification is already required when checking into hotels, buying alcohol, or when visiting a bank teller. As more commerce moves online, Stripe Identity was built to significantly reduce
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by edwinwee 5y ago
Yes, we’ve spent a lot of time on the scanning logic—especially to help guide users through photo-taking, since that’s half the battle for a successful verification. • Document detection • Blur and glare detection • Tool-tips during the use
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by edwinwee 5y ago
We store data in the US right now ( https://support.stripe.com/questions/managing-your-id-verifi... ), but we’ll look into region-specific storage in the future.
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by edwinwee 5y ago
No. 1. Stripe cares tremendously about and knows the importance of security—we’ve learned a lot from securely processing hundreds of billions of dollars in payments annually, and Identity is built from those learnings. ( https://s
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by edwinwee 5y ago
Working on it! Coming soon.

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