dontmitch

7 ms·

31.
by dontmitch 11y ago
Sorry for not being more clear: the responses are just buttons that you click. For the majority of any conversation, there's no typing involved.
32.
by dontmitch 11y ago
There are actually three major players in the transaction aggregation space: Intuit, Yodlee, and Plaid. We use Plaid, but it works the same as Intuit. In fact, Plaid has a partnership with Intuit to backfill support for bank accounts. We ne
33.
by dontmitch 11y ago
That was our understanding too. One thing to clarify: it's just me and one other guy (imalex) working on this, although we're hoping to hire another person soon. We're not trying to screw anyone over with the privacy policy.
34.
by dontmitch 11y ago
We wish. A couple things that are stopping us: the transaction aggregator that we use (Plaid) doesn't support international banks, and the UK/EU in particular have stringent regulations on connecting to a bank account from a third
35.
by dontmitch 11y ago
There's actually not a lot of typing involved since the responses are pre-populated for you. You can see an example of what that looks like on the marketing page.
36.
by dontmitch 11y ago
Fair point. Right now we're not making any money off of users. Down the line, we'd like to explore freemium features or perhaps a subscription model. We don't want to or plan to sell your data. And for completeness: in the US
37.
by dontmitch 11y ago
Mitch here, one of the co-founders. I don't want to throw Mint under the bus: I used it for ~6 years before starting to work on Penny and it's a great tool for people that enjoy spreadsheets and crunching numbers (myself included)
38.
by dontmitch 11y ago
Do you think charging on day 1 is typically the smarter route (e.g. to better validate the product, prove the unit economics, etc.)? We've been struggling with the question of when to monetize since there are also some strong points in
39.
Deploy your system with Slack(alexqua.ch)
1 points by dontmitch 11y ago|0 comments
40.
A newbie's guide to incorporating(blog.mitchjlee.com)
2 points by dontmitch 11y ago|0 comments
41.
by dontmitch 11y ago
We've heard similar feedback on the security front before, so we'll get to work on adding more clarity around that. Can you enumerate what else you'd like to know about how the app works?
42.
by dontmitch 11y ago
I'm gonna try to respond to your points without being preachy about the product: forgive me if I overstep. Mint has over 100 different ways to categorize a single transaction. That makes for an incredibly flexible system if you're
43.
by dontmitch 11y ago
anything in particular you wanted to know? I can answer things here and or incorporate them into the website later. For context: totally agree with your point. we tried to avoid overwhelming visitors since they're notoriously hard to k
44.
Show HN: Penny – simpler than Mint(pennyapp.io)
12 points by dontmitch 11y ago|11 comments