dmoy

33 ms·

631.
by dmoy 2y ago
Or it might just be a totally unrelated layoff that axed a whole team / org / whatever.
632.
by dmoy 2y ago
In the long run you aren't going to be beating inflation by 2% with your cash or equivalent (CDs, treasuries, repo, whatever). That's in the 0-1% above inflation range, and likely on the lower end of that scale. Even intermediate
633.
by dmoy 2y ago
For money markets, it's typically vanguard. Other brokers that are not bad for sweep include IBKR, Fidelity, Schwab, etc. But vanguard will always have higher interest on cash. Marcus is FDIC insured savings though, which has slightl
634.
by dmoy 2y ago
Speed running the last N centuries of banking regulation. Makes you wonder if there will be a future FDIC equivalent, complete with single-business-day turnaround for receivership (idk if you've ever had your normal bank go under, but
635.
by dmoy 2y ago
The only thing I use M1 for is to automatically purchase a 60/40 split of VTI/VXUS with any available deposits, so if double can do that, then maybe I'll check it out. If y'all are gonna charge a monthly fee down the ro
636.
by dmoy 2y ago
IBKR, vanguard, and I think even Bank of America also don't do PFOF.
637.
by dmoy 2y ago
> accounting info is held separately in APEX So the good news is that M1 doesn't use apex for clearing anymore The bad news is that... things got worse? After they swapped to doing clearing in house, they dropped like a month of in
638.
by dmoy 2y ago
Keep in mind that was written like 12 years ago, when things looked differently than they do now. (Notably that's pre material design and pre kennedy (the precursor to material))
639.
by dmoy 2y ago
An analogy would be if there was a big news cycle about programmers and people were really shocked about a specific programmer usinv a "text editor", and people went on and on about how that was... except all the other programmers
640.
by dmoy 2y ago
Sure, there will be a few that don't Though in that specific case, I'm pretty sure she's got part of the hand in the pocket, and that shooter Kim Yeji also does hand in pocket other times, if you've seen her at other iss
641.
by dmoy 2y ago
I've been pretty deep into competitive fencing (B rating?), which is a pretty gear heavy sport (but mostly around the whole "not dying / going blind" angle). I also have a master classification in bullseye rifle. Rifle
642.
by dmoy 2y ago
Hunting typically has less precision requirements, relative to bullseye shooting. Bullseye shooting can get pretty extreme in the level of precision required. A bullseye rifle competitor at 200 yards lying down is generally unhappy with a
643.
by dmoy 2y ago
This is correct. All pistol shooters just wear shirts. All of them have their hand in their pocket. If you don't have astigmatism you can get away without the fancy eyeglass holder, and just use regular glasses. The lack of blinder
644.
by dmoy 2y ago
Yup that's a good point too. Of the ~25% purchased by investors, like 80%+ of those are individuals with a portfolio of <10. Big funds are like <5% of the 25%.
645.
by dmoy 2y ago
GP has confused percentage of purchases in some recent year(s) with percentage of ownership. Also conflated "private equity" with all investor-owned homes (which includes a huge chunk of publicly traded REIT stuff too). Investor-
646.
by dmoy 2y ago
Didn't see it mentioned in the article or picture, but you often get better results if you weigh down the stuff you're fermenting so it's always underneath the brine. Glass weights, literal rocks, or just an excess of brine,
647.
by dmoy 2y ago
It depends on where In Seattle, I think the homicide closure rate was about 50% pre pandemic, and got a lot worse since then. But also closure != punishment, because not all homicide prosecutions end up being guilty (it's not like the
648.
by dmoy 2y ago
> Conversely, holding the belief that stock prices are crucial to our betterment, wouldn't that imply that we would be better off if stock prices were higher due to more wealthy people owning stock and fewer non-wealthy people ownin
649.
by dmoy 2y ago
I think the hypothetical here is if you tried to fund UBI via a billionaire-wealth-tax, it would involve liquidating basically all stock they hold. If you sell that much stock, the price will go down. (It's the opposite side of the c
650.
by dmoy 2y ago
> Now I can only use 3k going forward forever. Wait did they change the carry forward rules? At least the way it used to work was: * Year 1 - 50k loss, 3k offset of ordinary income 47k carry forward * Year 2 - 60k gain, 47k zeroed out fr
651.
by dmoy 2y ago
I thought it was a joke about how noisy hotel HVAC is (at least in cheaper hotels)
652.
by dmoy 2y ago
Well in the articles case, it's the linked list `next` pointers: https://mazzo.li/posts/value-speculation.html#value-speculat... In a happy case, those will be laid out sequentially in memory so you can guess the
653.
by dmoy 2y ago
Oh could be, either or Guess there wasn't really anything in the article to say if it was for internal (operational) or external (financial)
654.
by dmoy 2y ago
Yea this article really should have used "accounting" instead of "finance" (or more specifically, operational accounting). Right, like, if you're a programmer going into a project-for-finance/accounting-team at
655.
by dmoy 2y ago
IIRC Flint, MI used to have some coating on their lead piping. Then they changed the water supply somehow (removed some additive? I forget), the coating dissolved, and then we got the whole big lead scandal in Flint. So yes, but also not a
656.
by dmoy 2y ago
Note this is not about the art form that is essentially polishing a big ball of mud into a shiny colorful ball (of mud) https://en.m.wikipedia.org/wiki/Dorodango There's gotta be some analogy to the software big b
657.
by dmoy 2y ago
What's funny is those Skat decks that are clearly the "normal" (French I guess hahah) suits, except with still only Skat number of cards and nonstandard colors. So it's 32 cards, and green/etc colors, but it replac
658.
by dmoy 2y ago
Yea there is research into it, and you're correct Color matters: placebo colored pills work better than white pills. Delivery mechanism matters: placebo injections work better than pills. Idk about price, packaging, or flavor specifica
659.
by dmoy 2y ago
I think so? xkcd/882
660.
by dmoy 2y ago
https://news.ycombinator.com/item?id=40820372 https://news.ycombinator.com/item?id=40812833

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