dmoy

24 ms·

541.
by dmoy 2y ago
The intent bit in the laws is also is very brittle to changes in language. When the underlying words morph and mean different things, then hundreds of years later people kinda forget, and now we have a law that people think has a different
542.
by dmoy 2y ago
For extra rounding it out, I also advocate sliced up chili pepper (jalapeno or whatever) My go-to pizza is pineapple and jalapeno
543.
by dmoy 2y ago
(in the case of spices, sometimes the lead is an additive, which is illegal regardless of whether it's organic)
544.
by dmoy 2y ago
> I also won't buy non-organic spices or teas. Turns out that a lot of non-organic spices - like cinnamon - have very high levels of lead, but the organic versions have much less, or none This is hit or miss depending on the substan
545.
by dmoy 2y ago
Beltway or bypass (or spur(?)) depending on the configuration. 405 in WA, OR, and CA are bypasses. 495 in DC is a beltway. Minneapolis / St Paul has 394 - a spur (I guess?), 494/694 beltway, and 35E which really is a bypass but st
546.
by dmoy 2y ago
You don't even need to use the official CMA, just a regular old brokerage account ticks basically all the boxes (debit card, checks, bill pay, etc) But yea there's a CMA too ostensibly the CMA offers better atm reimbursement, bu
547.
by dmoy 2y ago
Fidelity can get you a better rate with their treasury money market, which works for Bill pay / etc. They have branches in most major US cities I think.
548.
by dmoy 2y ago
Ha, fair If you're also using a other direct indexing service, or doing a bunch of manual stock trades yourself, then RIP your time :(
549.
by dmoy 2y ago
Most vanguard classical mutual funds are share classes of an underlying ETF, and can be lent. Last I checked (which to be fair was like a year or so ago), vanguard didn't take a cut for securities lending. It does however boost the fu
550.
by dmoy 2y ago
Vanguard doesn't make money off of short term lending. They do it, but the proceeds go back to the individual funds (helps boost index tracking performance). Fidelity and Schwab both take a cut. I forget beyond that, I guess IBKR does
551.
by dmoy 2y ago
So I have zero enthusiasm for direct indexing, and there's effectively no chance I'm gonna use this product (or any other direct indexing company)[1], but The tax filing thing should be a non-issue. Yes you'll probably get a
552.
by dmoy 2y ago
I think this is true, at least the underlying concept. Yea the program in code does exist as a thing that will do exactly what it says in a deterministic (mostly? lol) fashion, since it's, you know, a computer. But a team's abilit
553.
by dmoy 2y ago
> I'm saying that NFA-registered post samples acquired through dodgy (or not) law letters have never been used in a crime. Yea like maybe twice ever in the last 80 years, it's effectively never
554.
by dmoy 2y ago
Glock switches are fairly commonly used in crime here. But yea it's afaict not cops selling machine guns to people illegally, it's just getting them online or wherever.
555.
by dmoy 2y ago
> match a lawyer for income The low end of lawyers is also way, way lower. Law in the US has a massively bimodal income distribution, way more pronounced than Tech with Finance / Big tech paying more. In law your new grads at big
556.
by dmoy 2y ago
Well Google photos wasn't released 10 years ago, so ... that at least? Unless you're thinking of Picasa, which is a whole different conversation lol
557.
by dmoy 2y ago
Granny Smith is ubiquitous. It's often difficult to get a more sour apple than a Granny Smith. Pink Lady is less sour IIRC. McIntosh or Braeburn are definitely less sour. If you're in the Midwest (especially MN, WI, Iowa, etc)
558.
by dmoy 2y ago
Pedantically, it would be considered an "antique firearm". Still a firearm, but basically unregulated
559.
by dmoy 2y ago
> same basic principle Well yes and no - synapses pass-through-banking wasn't covered by SIPC, and neither would wealthfronts comparable product. But keeping it just in a standard Wealthfront (or synapse even) sweep account with no
560.
by dmoy 2y ago
Yes, it's the same basic principle going on at Wealthfront/etc. It's possible (probable?) that they have better accounting controls. But I personally wouldn't keep anything above SIPC limits at Wealthfront (or any near
561.
by dmoy 2y ago
> Also, in terms of government focus, it gets most of its tax revenue from high earners - "the 1%" pay 45.8% of US taxes. The top 10% pay 75.8% of US taxes. 45.8% of US Federal Income Tax, which is only 57% of the total tax pai
562.
by dmoy 2y ago
There is competition in my area and it is way faster, and I did switch But the competition isn't great either, so I get why people don't. The modem/router the other company uses (can't use my own modem) is terrible and t
563.
by dmoy 2y ago
Something to be said for those 70-80% marginal tax rates
564.
by dmoy 2y ago
Hahaha yea I've seen that in electronics lab a few times. The "temporarily light emitting diode"
565.
by dmoy 2y ago
Doesn't necessarily have to be business owner with employees. Could be like one person self employed, maybe with a brother or something. The last plumber I hired was two brothers, who do good work, charge like $100+/hr on labor,
566.
by dmoy 2y ago
It's very little capital investment, yes. In both absolute terms (like a few thousand dollars of school, sometimes paid for by the employer), and relative to starting a non-trade business (rent, equipment, etc).
567.
by dmoy 2y ago
Huh it's funny, in fencing that also works to a certain degree. You can score points against e.g. national team members who've been 5-0'ing the rest of the pool by doing weird cheap tricks. You won't win though, because
568.
by dmoy 2y ago
True, but median full time wage is like $59k or something
569.
by dmoy 2y ago
True, but splicing without leaving behind a powered repeater is different from the final termination with active electronics on the end. It's pretty cool tech
570.
by dmoy 2y ago
But it may explain road quality, which makes sense to me. MN has some of the lowest poverty rates and is on the opposite end of the scale there

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