chrismartin

21 ms·

181.
by chrismartin 11y ago
Often, people who fall into a debt trap start with just one reasonably small loan, a few hundred dollars for a few weeks. So if your first-time borrowers still pay 200-700% APR, then I don't see how offering lower rates to people who h
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by chrismartin 11y ago
Have any consumer advocacy-type people compared LendUp's APRs and terms with that of traditional payday loan companies? 203% to 755% APR for a first-time borrower sounds comparable to what many others already offer. How much of a bette
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by chrismartin 11y ago
https://www.lendup.com/ Dragging the sliders around, the APR varies between 203% to 755%. Granted, these are risky loans offered to people with bad/no credit record. It seems that rates "as low as 29%" (still
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by chrismartin 11y ago
This is excellent. Independent, consumer-empowering size analysis, especially measured over extended wear and washing. I'll be following you. I wonder if there are any companies that sell inexpensive custom t-shirts? Provide your measu
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by chrismartin 11y ago
I would call those companies epiphytes [0], not 'parasites', which is untrue and pejorative. Adoption of FOSS is good for society whether or not adopters contribute back to the project (even though they should). [0] https:/&
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by chrismartin 11y ago
As someone who always prefers shared housing, this does not sit well. It's not a cooperative, it's a dorm/hotel-like arrangement where laundry and cleaning tasks are outsourced to people who can't afford to live there. Y
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by chrismartin 11y ago
Common areas are cleaned by people who can't afford to live there.
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by chrismartin 11y ago
Saw it in the sky from Northern FL! Glad the first stage came back down.
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by chrismartin 11y ago
What if he were complaining about an influx of smokers with emphysema or alcoholics with liver cirrhosis? Doctors are justified in their frustration with the preventable burden that lifestyle diseases impose on their profession.
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by chrismartin 11y ago
I really like Soylent and what Rosa Labs is doing, but I don't believe that they are a paragon of transparency. Some countries (e.g. Australia) require food products to be labeled with the percentage of each ingredient by mass, not jus
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by chrismartin 11y ago
Not an expert but I believe this does not work. Sugar bound up in fiber (as is the case with natural fruit) is not immediately bioavailable. Your GI tract needs to break down the fiber in order to release the sugar, which takes time. The su
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by chrismartin 11y ago
I have a very different experience, having run my own email server for the past few months with no trouble communicating with many others on Gmail. Is your SMTP server on a blacklist or something?
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by chrismartin 11y ago
Nice. The last thing we need are a bunch of light bulbs competing for crowded Wi-Fi spectrum. Do you notice the LED flickering during transmission? Would using a separate infrared emitter and photosensor increase the range?
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by chrismartin 11y ago
I can't expect the same people to both advance the state of the art, and resist the prevailing economics that incentivize corporations who stand to gain the most (through leveraging exclusive rights) to generously fund research.
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by chrismartin 11y ago
What percentage of patients in your situation are able to successfully find a match? I'm guessing it depends on how many registered donors share your ethnicity. Do you have access to any donor registries in the Middle East, where you a
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by chrismartin 11y ago
Very nice illustrations, but you are missing important systems that are found on many/all cars from the past 20 years, like front wheel drive, CV joints, closed-loop emissions control, OBD-II and CAN bus, distributorless (electonic) ig
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by chrismartin 11y ago
I live in a city about the size of Helena but less geographically remote. There is a good private university but not much of a professional tech community. As a sysadmin by trade, trying to pivot into software development/engineering,
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by chrismartin 11y ago
How? Serious question.
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by chrismartin 11y ago
All of this seems predicated on the assumption that no work or fun happens without continuous internet service. Why not download and queue up your work/entertainment ahead of the flight? I look forward to digging deeply into something
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by chrismartin 11y ago
Banks handle everyone's money and are high-profile targets for compromise over the network. As such, they should be obliged to keep current with best security practices as the technology evolves, not lag far behind these.
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by chrismartin 11y ago
Sell your expertise as an integration/support engineer to companies who want to use your project but don't want to dedicate the internal staff time to become experts on same. Every company that emails you asking you for help is a
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by chrismartin 11y ago
Can you explain why you find DuckDuckGo technically superior to Google Search? I tried switching to DDG a few months back and found that the results were less relevant overall.
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by chrismartin 11y ago
Why would I use this instead of XMPP and OTR?
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by chrismartin 11y ago
Not representative of everywhere, but I hitched (solicited and obtained rides from complete strangers using my thumb) over 27 times last year while thru-hiking the Pacific Crest Trail from Mexico to central Oregon. Sometimes alone, sometime
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by chrismartin 11y ago
Unfortunately, the 'continuous upgrades in the background' model removes the user's choice of when to upgrade. In some cases, I want to stay on an older version because a new release breaks compatibility with plugin X, or upg
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by chrismartin 11y ago
You're neglecting to consider that other employment opportunities for someone in a given set of circumstances may offer a similarly raw deal, which results in effective exploitation, even if Uber is not solely responsible. Worse than t
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by chrismartin 11y ago
Yes. A full set of maps [1] takes about 455 pages, approximately 3 pounds double-sided. You don't want to carry all of that at once, but rather break it into sections and have someone them to you along the trail. I carried paper maps l
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by chrismartin 12y ago
begriffs will create new content, but only read the work of others if it is decades/centuries old? That sort of delayed feedback loop is no way to participate in a community, or even in a discussion larger than comments on your own wor