charleyma

8 ms·

31.
New research shows negative effects of smartphone use in front of children(psychologytoday.com)
2 points by charleyma 8y ago|0 comments
32.
by charleyma 8y ago
answer would be it very much depends, some considerations that I would want to know: - big difference between 10x revenue vs profit, what's the current cost basis / margin in the product? - evaluating current marketing efforts, ho
33.
by charleyma 8y ago
pretty much this.
34.
by charleyma 8y ago
Would love to see more direct sources/citations, but I thought this reddit thread on what happened to victims jailed to be interesting, most of those individuals still had to serve out their time as the law was repealed vs being ruled
35.
by charleyma 8y ago
I've always found that anytime time a financial outcome is tied to some sort of behavior incentive, weird behaviors come out. This especially comes out in sales, where whether you like it or not, individuals will typically optimize for
36.
by charleyma 8y ago
Agreed, the $35 million penalty was to settle charges that Yahoo "misled investors by failing to disclose one of the world’s largest data breaches". The breach occurred on Dec 14th 2014 and it wasn't disclosed until 2016 duri
37.
by charleyma 8y ago
(full disclosure, I work at Plaid) Some of the more popular budgeting apps that are built on Plaid include Empower, Clarity Money, and Albert. I particularly like to use HoneyDue, which is built for couples!
38.
by charleyma 8y ago
Hi Madeline - happy to share more info on pricing - we're working on simplifying pricing for early stage / bootstrapped products . Feel free to reach out directly to my email if you want to learn more (charley@plaid.com). We'
39.
by charleyma 8y ago
Hi there - full disclosure, I work at Plaid . Anyone can signup for API keys and access all the thousands of banks that we currently support on Plaid for free in our dev environment. Once you want to add more than 100 accounts, we recommend
40.
by charleyma 9y ago
Dropbox and Box employ a bit of a hybrid model. For SMBs, there's a self service model that's low touch but for enterprises, the sales + customer service is very high touch and requires a lot more customization. BI tools such as P
41.
by charleyma 9y ago
Curious for those that use "upstart" banks, what convinced you to try out and move funds into that bank account? In the US at least, customer stickiness to their financial institution is extremely high and personally, the last tim
42.
by charleyma 9y ago
Congrats on getting into YC Chandan! Love the logic built around pairing transactions to external wallets and tracking the cost basis, how has your experience been working with the various exchange APIs and getting those integrated?
43.
by charleyma 10y ago
Heyo! Charley from Plaid here, feel free to message me directly at charley@plaid.com, we want to make sure our pricing is startup friendly :)
44.
by charleyma 10y ago
Hi Madeline - Charley from the Plaid growth team here. Totally get where you're coming from in regards to pricing, we're working on a bunch of improvements to the site, of which pricing is at the top of my list to get on there! So
45.
by charleyma 10y ago
Sure! Here's my super biased opinion :) A lot of the comparison is also dependent upon the use case, but I usually bring up coverage, performance, and simplicity. Coverage - Custom integrations with the largest banks in the US that&#x2
46.
by charleyma 10y ago
I can offer an (obviously biased) opinion :), feel free to shoot me an email charley@plaid if ya want!
47.
by charleyma 10y ago
Thanks Matt!! As always, happy to answer any and all questions on Plaid :D
48.
by charleyma 10y ago
Hi Sunny - Feel free to email me (charley@plaid) and I can get you set up and share more deets! We're working on getting pricing up on the website soon :).
49.
by charleyma 10y ago
Hey Matt - Working on getting that up on the website! In the meantime, feel free to email me (charley@plaid) and I can send over details.
50.
by charleyma 11y ago
Sounds like something I would use! Few questions that came to mind for me: - What's the incentive on the advisor to offer the add-on service? Is it to eventually increase AUM and encourage more 401k savings from the users? Would be cur
51.
by charleyma 11y ago
there's also the problem that it's a bit vague as to who can actually enforce faster payments. The effort is currently led by the FED, but they technically don't have enforcement power, the CFPB could do something but that&#x
52.
by charleyma 11y ago
Charley from Plaid here! We now support over 18,000+ banks in the US and Canada for Connect (transaction data) with our longtail integration :) https://plaid.com/docs/#long-tail-institutions
53.
Amazon Buys Mobile Payments Startup GoPago(techcrunch.com)
6 points by charleyma 13y ago|0 comments
54.
by charleyma 13y ago
I posted up a detailed screen flow of the entire process on my own site if anyone is interested: http://blog.charleyma.com/square-cash-initial-thoughts-scree... Overall though, extremely impressed with Square's offerin
55.
by charleyma 13y ago
Square Cash is definitely some sort of loss-leader, but for what? Most obvious long-run plan would be for user/debit card acquisition (which has lower interchange rates) to support their bread and butter business (merchant tools) as th
56.
by charleyma 13y ago
Good point Zac, It's interesting to see how banks are shifting away from traditional sources of revenue based on trading, balance sheet leverage, advisory, etc into potential new sources that involve the monetization of data more like
57.
Braintree Launches Venmo Internationally + Partners with AMEX(pandodaily.com)
2 points by charleyma 13y ago|0 comments
58.
by charleyma 13y ago
Definitely seconding a clear use-case for bankers, I've done basic versions of git repo doc sharing; however the primary concern that I always have with any sort of version control programs is the fact that the documents must be comple