cesarbs

13 ms·

61.
by cesarbs 10y ago
They're a fund of funds but not an index of indexes. An index of indexes would be composed of indexes weighted by how much money is invested in each. Vanguard's LifeStrategy funds have fixed allocations to each underlying fund.
62.
by cesarbs 10y ago
Quick answer: You could do a lot worse than parking it in an index fund, so yeah, that's a good approach :) If you have a 401(k) or other retirement account, it is quite common for those to offer an S&P 500 index fund where you cou
63.
by cesarbs 10y ago
One thing I like to point out whenever this kind of discussion comes up, is that there is no single index. Articles like this always seem to assume that everyone will buy the same index, namely the S&P 500 or total US market. But that&#
64.
by cesarbs 10y ago
Sorry for being pedantic, but wouldn't that be $[some_large_number + some_large_numer*(1 - tax rate)]? :)
65.
by cesarbs 10y ago
How do they ramp up until college? We saw a considerable reduction in expenses when our kid started public school, since we went from $$$ day care to $ after-school care. We expect expenses to stay somewhat the same until she hits her teena
66.
by cesarbs 10y ago
I think it's coming. Rents have been climbing at a fast rate. My wife and I are paying close to $3K for a two bedroom + den in Bellevue, and this was the cheapest we could find. When we first moved in 3 years ago, our rent was just a l
67.
by cesarbs 10y ago
I'm having fun watching the outrage on the Twitter feed.
68.
by cesarbs 10y ago
> you are being judged 100% of the time This hits close to home. I've been living in America for ~3.5 years now and my wife and I were just talking about this the other day. In our home country (Brazil), people are a lot more genuin
69.
by cesarbs 10y ago
The problem is, how do you measure that? There are a bunch of good ideas that most people will agree provide a benefit, but it's really hard to come up with an objective measure of how much money that makes or saves.
70.
by cesarbs 10y ago
If you refresh the page multiple times, it switches between "Not dangerous" and "Dangerous downloads".
71.
by cesarbs 10y ago
I love going to the Evergreen Aviation & Space Museum in Oregon because many of the volunteers there are folks who worked at NASA. Once I struck up a conversation with one of the Saturn V propulsion engineers - it's indeed fascinat
72.
by cesarbs 10y ago
Sorry, I didn't mean to do that. That's the explanation I've heard before and it was never brought to my attention they were painful processes for the people. The way I was told about it, I thought it was a pretty streamlined
73.
by cesarbs 10y ago
Turkey is a little different here. Their military is supposed to take power when the president gets too radical. They're then supposed to run an election for a new president. AFAIK this has happened a number of times in their history.
74.
by cesarbs 10y ago
Curious: how hard is it for people to get access to free university education there? My home country - Brazil - offers free university education, and actually our federal universities are the best in the country. While there are quotas for
75.
by cesarbs 10y ago
Wow, I had no idea about that. TIL. I always thought all of Mexico was very hot year round.
76.
by cesarbs 10y ago
Oooh, that was it. I had a completely wrong recollection of it, so my previous comment is BS now :/
77.
by cesarbs 10y ago
There was a similar sentence in Brazilian Portuguese. Something about our largest TV network (Globo) lying about the existence of Acre (a state people jokingly say doesn't exist, like North Dakota in the US). I can't remember the
78.
by cesarbs 10y ago
I had no idea London was an economic disaster. Any links?
79.
by cesarbs 10y ago
My mother (southern Brazilian of German descent - white, blonde, blue eyes) recently went to Natal, RN, and was harassed a lot by the locals (with sexist slurs and aggressive approaches) because they though she was from abroad and couldn&#x
80.
by cesarbs 10y ago
As a Brazilian living abroad, I always tell people to not waste their money traveling to Brazil.
81.
by cesarbs 10y ago
Did you have any success with the first one? Sounds like a fascinating problem.
82.
by cesarbs 10y ago
I worked for ~3 years at a startup that built chemistry and geology software. We were all computer graphics and image processing folks, so we approached problems from those angles. We had three main products: - A hardware/software solu
83.
by cesarbs 10y ago
Compiler and compilation-related bugs are quite interesting to come across, since they can produce truly mind-boggling behavior. A while back we ran into this one in the .NET jitter while working on ASP.NET Core: https://github.c
84.
by cesarbs 10y ago
A million times this answer. We're in need of a good dose of that in engineering organizations.
85.
by cesarbs 10y ago
I suggest you read A Splendid Exchange. Although humanity didn't have the exact same economic system as today's, it's a mistake to think there weren't complex systems in place in the past.
86.
by cesarbs 10y ago
I think they're referring to the fact that the Russian stock market collapsed completely (i.e. total loss) in the beginning of the 20th century.
87.
by cesarbs 10y ago
> and it's keeping people from investing in actually producing value for themselves and others. What do you mean?
88.
by cesarbs 10y ago
That last picture made me cringe thinking of all the toxic material that person must be coming in contact with.
89.
by cesarbs 10y ago
> We need to tax those who're benefiting tremendously from the current economy While I agree in part with the sentiment, I think this needs to be done carefully so as not to end up in a situation where everyone is at a disadvantage.
90.
by cesarbs 10y ago
> It's all a result of luck and/or leaching off of the backs of the exploited masses. I can't accept someone truly believes that. You are polarizing this discussion. While it is known that people born with an advantage hav

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