caddemon

16 ms·

181.
by caddemon 4y ago
SF has a very sizeable population commute out everyday though, or at least did pre-COVID. Commuter traffic was worse in the leaving SF direction when I was there. For NYC and especially Manhattan it's practically a joke to consider l
182.
by caddemon 4y ago
It also wouldn't say anything definitive about luck vs skill anyway. If smart people become richer they will be able to live in nicer neighborhoods. When smart people have kids they are more likely to be smart. Which by assumption mean
183.
by caddemon 4y ago
It reminds me of things that are not superficial though, for example the homogenization of universities. Top schools all now mostly fall in line with "peer institutions", whereas you used to find schools that catered at least some
184.
by caddemon 4y ago
I wouldn't call myself a classical music fan, but if we're looking at Spotify stream numbers I wouldn't be surprised if a big chunk of classical is background noise too. Whenever I'm trying to get work done in a noisy en
185.
by caddemon 4y ago
In the UK, in the US it always had the more modern title from the time it released there in 1940. Not sure about content differences in the US version though.
186.
by caddemon 4y ago
Mulaney too. Maybe something Netflix asks the comedians to do? Since the shows get officially filmed for a later streaming release.
187.
by caddemon 4y ago
There also could be legal reasons, I have no idea if it's the case here but theoretically I could imagine something like "right to be forgotten" interacting oddly with LLMs.
188.
by caddemon 4y ago
Yes for generic 9th grade English or poorly taught science classes it is easy to just use ChatGPT. His class would've been pretty immune to GPT plagiarized assignments though, assuming a serious grader were evaluating them, which one u
189.
by caddemon 4y ago
Yeah there is a broader issue here for sure. I don't think that means within a few weeks of the launch of the pocket calculator there should have been dozens of random talks from people that have no understanding of what a pocket calcu
190.
by caddemon 4y ago
You know the shoeshine boy indicator story [1]? That's the vibe I've been getting with ChatGPT lately, I have multiple old high school teachers with 0 computational background who hardly ever spoke about ML before posting regularl
191.
by caddemon 4y ago
I mostly agree, but there are cases where someone can have enough assets but it's such a large amount of something that word gets out they have to offload it, and then good luck selling it all at anything but a big discount, then not t
192.
by caddemon 4y ago
Today maybe, but a year or two from now? They had 40% of deposits locked in for years at a low interest rate. They wouldn't have been able to offer depositors a competitive interest rate over the next couple years without bleeding mone
193.
by caddemon 4y ago
I get the value of the major D1 college sports teams in the university experience, but honestly who gives a shit if Harvard is good at golf or not? I don't imagine anyone outside of people on the e.g. squash team are impacted by squash
194.
by caddemon 4y ago
I mean objectively the bank bet that interest rates wouldn't go up, they took a massive unhedged position in exactly that. I hope the bank thought it was betting, because if they didn't realize they were betting on interest rates
195.
by caddemon 4y ago
Yeah but it's important to understand why it's down 20%. Some commenters are acting like this was 100% irrational panic and SVB didn't do anything wrong, it's just too bad they couldn't hold out for awhile. What the
196.
by caddemon 4y ago
You get back your money plus a garbage interest rate relative to what you could've gotten if your money were available now though. That is why it is cheaper, it's not like it's an irrational market dip due to a panic, where t
197.
by caddemon 4y ago
The bond isn't really paying out as predicted though. If they knew interest rates would go up so much they never would have bought those bonds to begin with. It's not the same as something that would pay out above (or at least ~ a
198.
by caddemon 4y ago
Well SVB can't raise the interest rate they pay to depositors much without taking a bath, and I don't see why someone would want to keep their money in the bank once it is paying a notably lower interest rate than most other banks
199.
by caddemon 4y ago
It is pretty predictable that they would experience a bank run given interest rates going up though. They locked the money up for way too long so it would've impacted the interest rates they could offer, meaning people would want to mo
200.
by caddemon 4y ago
The problem in 2008 wasn't really MBS it was the way they were packaged. You take a collection of n mortgages and rank them by how likely they are to default, and then you divide them up into say 5 different securities each containing
201.
by caddemon 4y ago
It's harder to game metrics when there is a wider diversity of them and the way in which they are weighted in different decision making committees is different. Because it's hard to simultaneously game a bunch of different metrics
202.
by caddemon 4y ago
I'd not heard of that problem but it's a funny story, thanks for the analogy!
203.
by caddemon 4y ago
Most decisions made about the structure of PhD training are not made by random administrators like undergrad. The head of a program will be a faculty member in that department actively doing research and advising students, usually a faculty
204.
by caddemon 4y ago
I'm not sure why you think "philosophy" and "practically irrelevant jibberjabber" are synonymous. Or maybe you just think that's what commenters are implying? That's certainly not what I was trying to impl
205.
by caddemon 4y ago
I'd think YEC is a small subset of climate deniers even if most YEC are climate deniers. I can image a climate denier contingency here but I have a hard time believing that YECs bother with HN. I'm not up to date on conspiracy the
206.
by caddemon 4y ago
No as fields get deeper and deeper there is a point at which it is no longer humanly possible to cover the prior material exhaustively in a vaguely reasonable timeframe. We can keep digging narrower and narrower niches at the expense of bas
207.
by caddemon 4y ago
You need both types for sure. The major problem is that they've been confounded, and the more creative ones are subsequently being driven out at an alarming rate. There are also not enough spots for the worker bee types, because even t
208.
by caddemon 4y ago
I assumed that was the intention of the comment but I don't think HN is really a board for young earth creationists or climate change denialists. Maybe I'm wrong about that but I think there are legitimate questions to be debated
209.
by caddemon 4y ago
I think the problem is that two different notions of expert have been widely confounded within the present scientific training structure, let alone within public perception. There is a huge amount of prior literature on many topics, so to b
210.
by caddemon 4y ago
There's a huge set of potentially politically fraught middle grounds that exist between Einstein -> Newton and random quack -> some modern distinguished scientist. And by politically fraught I mean career politics that directly i

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