cactacea

12 ms·

1. 211.▲
   by cactacea 4y ago

   I'm a little surprised that a policy with a deductible that high meets their requirements. Out of the many, many claims I've submitted the highest I've ever seen was $5k. Insurance is cheap enough that I question the value yo
2. 212.▲
   by cactacea 4y ago

   Why even bother with insurance with minimal possessions and a deductible that high? Genuinely curious. If this is intended to cover property damage to the structure then I hope you have that $25k available - you're not going to get a c
3. 213.▲
   by cactacea 4y ago

   At least in the US typical deductibles are typically in the $500-$2000k range for structure and contents. Where on earth are you getting $25k from?
4. 214.▲
   by cactacea 4y ago

   Said like someone who's never lost everything or dealt with an insurance company. You don't spend the time to catalog every little item in the pictures until you need to submit a claim, at which point you'll be glad you can a