bpt3

5 ms·

31.
by bpt3 3mo ago
Buy a house below the median cost if you want to live that specific lifestyle. And don't rely on trashy websites for your snarky, invalid arguments: https://www.bls.gov/regions/mountain-plains/summary/bls
32.
by bpt3 3mo ago
Large portions of the rust belt, midwest, and deep south for starters. There are many, many lists of the most affordable cities in the US. I see Buffalo, Dayton, and Wichita on them regularly as specific examples.
33.
by bpt3 3mo ago
It's interesting that some restaurants (and businesses in general) seemed to figured out within the last few years that a surprising (to me) number of people don't want to make any effort to comparison shop at all. The only way to
34.
by bpt3 3mo ago
You're welcome to move to one of the many, many places in the US where it's still possible.
35.
by bpt3 3mo ago
The same people who claim they're spending $68 for a 3 person meal at Popeyes or other similar establishments and that there is no alternative (i.e. people who aren't very good with money and/or willing to put even the slight
36.
by bpt3 3mo ago
Or you can eat much better food all around for much less in other establishments. Businesses charge what they can get away with, and you're actively wasting money if you're referencing prices you actually paid for those meals rece
37.
by bpt3 3mo ago
I mean I think it's exactly as revealing as I realize, in that I have again explicitly stated that unions are not beneficial to above average workers because they don't need external protections against job loss or substandard wor
38.
by bpt3 3mo ago
So it's insurance against some nebulous, unspecified catastrophe that if it comes to fruition, unions will be effectively powerless to stop anyway. If that's the best case you can make, they're even more useless to skilled wo
39.
by bpt3 3mo ago
I'm not sure how it can be "likely factually wrong" that you are better off without paying a third party who does very little for you as an individual who is above average in your field than you would be if you didn't ha
40.
by bpt3 3mo ago
And you can more easily take care of those needs yourself if you aren't required to subsidize your below average colleagues.
41.
by bpt3 3mo ago
> I'm sure Alec Baldwin was happy he was a member of a union to represent him. Why is it that so many union supporters point to entities like SAG and professional athlete unions in the US when advocating for unions, when they are a
42.
by bpt3 3mo ago
What are the legal protections for collectively bargaining as non-employees with a corporation, if any? It seems like there wouldn't be (and shouldn't be) any.
43.
by bpt3 4mo ago
Have you filled out a federal income tax return in the US? It absolutely asks for the names (and SSN) of any dependents. It's trivial to infer whether one of the adult(s) filing the tax return gave birth in the last 12 months based on
44.
by bpt3 4mo ago
I don't get what danger is being referenced here that exists only if the data is released to the public (in aggregate)? The government is the primary and arguably only source of the danger, and they already have most of the data whethe
45.
by bpt3 4mo ago
I don't understand your point here. Are you saying compliance isn't enforced? As someone who got an ACS survey not long ago and had no interest in completing it, it certainly appears to be.
46.
by bpt3 4mo ago
Replying to the ACS with accurate information is required by law, so they don't actually need to rely on people feeling safe to get answers. I don't trust the Census Bureau with my data, so if this is as "dangerous" as t
47.
by bpt3 4mo ago
I'm just anticipating the next version of “Community-based EBITDA" that sama rolls out in the latest attempt to convince everyone that spending >$1 to earn $1 is a good idea.
48.
by bpt3 4mo ago
> The rise of editors that will own your system just by browsing to the wrong folder without opening or running anything is relatively speaking newer, but I think most people in HN audience should be able to intuit some of the risks, esp
49.
by bpt3 4mo ago
It's far from a blindspot. People have been yelling about this from the rooftops for the last several years. No one cares about security. People used to care for a fairly short period of time after something bad happened to them, but e
50.
by bpt3 4mo ago
What is a cybersecurity professional going to do about a bunch of vulnerabilities in an app that someone else decided to deploy on a network they are responsible for? 99% of cybersecurity in the commercial sector is a box checking complianc
51.
by bpt3 4mo ago
Use value and exchange value are highly correlated for basically all goods other than collectibles and luxury items, and even then their "use" often is providing an emotional boost to their owner. It seems like you're recomme
52.
by bpt3 4mo ago
I'm not underestimating its impact. Of course the recession that would likely occur if/when the AI spending merry go round comes to an ends would have a negative impact on the entire economy. In that scenario, would you rather own
53.
by bpt3 4mo ago
Maybe if you use the word collapse a few more times in your contrived and completely unrealistic example, it'll actually have some merit!
54.
by bpt3 4mo ago
Medicare does have many problems and arguably isn't cheaper than our current private systems, but I would say a large portion of the uninsured also are part of the cohort most in need of health services (or they're young and healt
55.
by bpt3 4mo ago
Demand for a magic box that solves your problems at a low cost will always remain extraordinarily high. Supply is the hard part, because it will never catch up. Some people believed LLMs were that magic box for a time, and that time is comi
56.
by bpt3 4mo ago
The "almost" portion of your statement is the entire point, and re-balancing isn't going to cause "every other share price to collapse".
57.
by bpt3 4mo ago
I am explicitly avoiding these indices until this exploit is fixed. The lack of diversity in SPY and the like is already bad enough without these pump and dump schemes being added to the mix. Buy alternative ETFs with similar performance an
58.
by bpt3 4mo ago
AI is far from becoming an essential work utility, Anthropic will not be used by approximately 100% of the office workers in the developed world, and a price to sales ratio of over 5 for a company that is struggling to become profitable due
59.
by bpt3 4mo ago
You can like your current healthcare and understand that the current system is inefficient. I am one of those people. There's also many, many types of universal healthcare (including the very crude version we currently have in the US),
60.
by bpt3 4mo ago
We have done a number of things about it, most of which are more expensive and less effective than the very simple option of just adding them to Medicare, but expecting people to change from what they know and like to benefit less than 10%

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