barchar

5 ms·

31.
by barchar 7mo ago
If you're using Android there's global eq available (mostly). I use an app called wavelet that lets you search for your headphone model and download a pre-made profile. iPhone users are kinda out of luck, but the autoeq database c
32.
by barchar 7mo ago
There are many. QCY makes a pair for ~$50, I think there are some other Chinese brands too. You really are paying for the brand.
33.
by barchar 8mo ago
Plus it's not like there aren't cobol environments for more commodity hardware. Hell GCC just got a new cobol frontend last year!
34.
by barchar 10mo ago
Yep. If you aren't overcommitting on fork it's quite wasteful, and if you are overcommitting on fork then you've already given up on not having to handle oom conditions after malloc has returned.
35.
by barchar 10mo ago
I am aware reserving excess memory doesn't commit said memory. But it does reserve memory, which is what we were talking about. The point was that because you can have a lot of threads and restricting reserved stacks to some small valu
36.
by barchar 10mo ago
This is not always true. Compilers are quite good at register allocation but sometimes they get it wrong and sometimes you can make small changes to code that improve register allocation and thus performance. Usually the problem is an unfor
37.
by barchar 10mo ago
Unless you reserve on fork you're still over committing because after the fork writes to basically any page in either process will trigger memory commitment. Thread stacks come up because reserving them completely ahead of time would i
38.
by barchar 10mo ago
Fwiw you can use pressure stall information to load shed. This is superior to disabling overcommit and then praying the first allocation to fail is in the process you want to actually respond to the resource starvation. Fact is that by the
39.
by barchar 10mo ago
Even besides the aforementioned fork problems not having overcommit doesn't mean you can handle oom correctly by just handling errors from malloc!
40.
by barchar 10mo ago
They really don't, and if they did then would it be so bad if people who didn't "need" them took them? Obviously if there's safety issues but for stimulants unsafe doses will 100% always decrease performance, becaus
41.
by barchar 10mo ago
I don't see how you spending time in ways that work well with your challenges is different from your job providing accomodations, except that if your employer is willing to work with you then you don't have to randomly roll the di
42.
by barchar 10mo ago
This is probably ok if you consistently sell stuff that exits the top7 and buy stuff that enters, but I kinda doubt it's all that much better. Same as the s&p500 and the Russell 5000 have really similar returns. You'll be more
43.
by barchar 10mo ago
Probably not well. You'll be consistently betting against the market with very little reason to believe you're really adding information. Also, cap weighting reduces your need to trade and thus your overhead and tax costs.
44.
by barchar 10mo ago
Them not agreeing isn't a bug. I bet it's pretty historically normal.
45.
by barchar 10mo ago
Yes. 21% CIT + 15-20% LTCG for the owners. RE throws off much income. It's also difficult to transfer the RE to another entity without realizing gains.
46.
by barchar 10mo ago
Yeah, it's very dumb to own real estate like this directly for a c-corp
47.
by barchar 11mo ago
It's often overlooked that bubbles like this actually validate themselves. It's not like the demand, revenue, or profits are fake or made up. Investment mechanically _causes_ profits, and if you're as big as big tech is then
48.
by barchar 11mo ago
Yep. That's my impression too. Post pandemic we had a long period of quite high employment growth, and unemployment is now pretty low, at some point net job growth has to slow down, even if a recession isn't looming.
49.
by barchar 11mo ago
CDs (and I-bonds) are very different instruments than bonds. If "bad things" happen and rates go down the CD will not appreciate in value like the bond will.
50.
by barchar 1y ago
Investing doesn't require people to save money; it causes money to be saved
51.
by barchar 1y ago
It's somewhat easier to administer an income tax. It's (more) counter cyclical due to bracket creep. it might help deal with internal trade imbalances. And it might be good to try and limit accumulation even if the accumulation do
52.
by barchar 1y ago
I always like to comment on these posts that the IRS offers a program called "IRS FreeFile Fillable Forms" that allows any US tax person to file their individual federal tax returns electronically, for free regardless of income or
53.
by barchar 1y ago
1. They don't have to 2. If employees want to be exposed to excess profit (and loss) they can buy shares like everyone else. (Not a super strong argument tbh) 3. It's impossible to measure how much any given employee/departme
54.
by barchar 1y ago
Actually, normal people can do the borrowing thing. It's not really as necessary since you have normal employment income but you can do it and it can work. If you continually add more principle to your pile-o-stock than your monthly sp
55.
by barchar 1y ago
Even folks who are just saving for retirement benefit, since they need not take any income on top of their normal employment income. They may be in a lower bracket when they sell. Also the reality is that its somewhat rare for retirees to s
56.
by barchar 1y ago
At any given point in time for an individual yes, but your cap gains rate can vary substantially over time. Also trusts are taxed fairly punitively. So it's still better for everyone since only those who need or want the income have to
57.
by barchar 1y ago
The other tax-free way to benefit is to sell while your in the (fairly generous) 0% capital gains bracket
58.
by barchar 1y ago
Actually no, they have the same benefits as a dividend except they don't create a forced tax liability. Stock grants can actually include dividends. Even if you don't sell or borrow against it you benefit because you don't ha
59.
by barchar 1y ago
No, most dividends are "qualified" and taxed at the long term capital gains rate, assuming you've held the underlying for a decent amount of time. Still, they're taxed, whereas buybacks allow the shareholders to control
60.
by barchar 1y ago
Dividends actually directly lower the stock price. Keep an eye on your portfolio when your holdings go ex-div -- the price falls because it no longer includes that cashflow.

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