arfrank

8 ms·

31.
by arfrank 10y ago
Prepaid vs Credit is one main one, which drives towards a lot of acceptance issues. Many other pieces two around a holistic credit card product, happy to provide invites to anyone who pings me (info in profile). Disclaimer: CEO @ Final
32.
by arfrank 10y ago
You're using https://developer.visa.com/products/visa_direct & the MC equivalent to accomplish this, right?
33.
by arfrank 10y ago
There's no legal requirement to send a statement exactly, the bank can't force the customer to eStatements, but they can choose not to keep the account open if they opt out. There's additional complexity around if it's
34.
Final (YC W15) is hiring – help us build a better credit card(getfinal.com)
1 points by arfrank 10y ago
35.
Final is a plaster on the gaping wound that is U.S. credit card security(techcrunch.com)
5 points by arfrank 10y ago|0 comments
36.
by arfrank 11y ago
The other big difference is prepaid vs credit, which while nuanced, unlocks a ton of other functionality on any payments product.
37.
by arfrank 11y ago
We're still hard at work, working on getting it in consumers hands shortly.
38.
by arfrank 11y ago
Citi still has this functionality FYI, just tech that powers it hasn't changed, so stuck with Flash or Windows EXE
39.
by arfrank 11y ago
Take a look at Marqeta.com, this is their bread and butter.
40.
Restructuring the Financial Infrastructure with Patrick Collison (CEO Stripe)(medium.com)
2 points by arfrank 11y ago|0 comments
41.
by arfrank 11y ago
Some quick, deep analysis here (from an industry veteran): http://blog.starpointllp.com/blog/?p=4391
42.
by arfrank 11y ago
Compared to the closest public First Data roadshow video (likely a private one for investors): https://www.youtube.com/watch?v=xRMYeNBuBgU
43.
Final (YC W15) is hiring a product designer to change the world of credit cards(getfinal.com)
1 points by arfrank 11y ago
44.
Join Final (YC W15) and help build out our credit card API(getfinal.com)
1 points by arfrank 11y ago
45.
by arfrank 11y ago
You are correct. Forgot about that one since it's just their flash app wrapped to work on Windows with a bit of extra copy & paste functionality.
46.
by arfrank 11y ago
The only two live US banks with this on the consumer side are Citi and BoA. The unfortunate thing is that the functionality is all accessed via old flash applications.
47.
by arfrank 11y ago
We're building exactly this product for exactly this reason at Final. Email me and I'll make sure that you're an initial user.
48.
by arfrank 11y ago
<Shameless self promotion>If you're in the US: We're working on solving this at getFinal.com. Email us and we'll make sure you get taken care of as soon as we can.
49.
Final (YC W15) is hiring back-end engineers – Help build our credit card API(getfinal.com)
1 points by arfrank 11y ago
50.
Final is hiring a designer with an attention to detail that scares normal people(getfinal.com)
1 points by arfrank 11y ago
51.
by arfrank 12y ago
Info in my profile. Reach out and we'll get something setup
52.
Credit Card Issuer Final (YC W15) Is Hiring a Full Stack Engineer(getfinal.com)
1 points by arfrank 12y ago
53.
by arfrank 12y ago
The movie was entered into public record ( https://twitter.com/Cryptomeorg/status/566616227582582785 & http://cryptome.org/2015/02/edwards-019-027.pdf ): Mirrors: http://erg
54.
Citizenfour HD(cryptome.org)
74 points by arfrank 12y ago|30 comments
55.
by arfrank 12y ago
The movie was entered into public record ( https://twitter.com/Cryptomeorg/status/566616227582582785 & http://cryptome.org/2015/02/edwards-019-027.pdf ): http://cryptome.org
56.
by arfrank 12y ago
1) An actual startup, currently graduating from the TS Boulder. Talking with a bunch of banks to see who can get this thing into consumers hands fastest. 2) We'll work with ApplePay 100% (currently its the only way to get to the NFC ch
57.
by arfrank 12y ago
We started working on all the sites but ran out of time...my favorite is http://deluxesweaters.biz
58.
by arfrank 12y ago
Thank you! Adam is a creative genius who knows the right way to convey complex messages. It took many iterations to get it just right, but he's the real star here.
59.
by arfrank 12y ago
Thanks, editing the live code repo of our marketing site to make the CTA clearer
60.
by arfrank 12y ago
The industry goes much deeper than that, and there are many vendors that also issue virtual cards via other methods. Checkout Wex & Conferma for a few. A few big changes are happening on the backend of payments that we also plan on lev

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