akrai

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31.
by akrai 4y ago
Yep, that's a fair point. We'll be building interactive communities as well. We expect our community to have many well-informed investors, and therefore expect the conversation to be value-add to everybody using Feather.
32.
by akrai 4y ago
Also, if anybody would like an in-advance product demo, please don't hesitate to reach out at ash@try-feather.com and I'll walk you through it :)
33.
by akrai 4y ago
For institutions, Bloomberg has depth of relationships and frankly, maintaining the status quo tends to be low-risk, and therefore preferred, for management. For retail traders, independent investment managers, etc., it makes no sense to pa
34.
by akrai 4y ago
Thank you! We get a lot of data directly from the SEC and international regulators, which of course is very reliable. We'll also have a data validation team as we grow -- our goal is to have 100 percent accurate data, 100 percent of th
35.
Show HN: Feather – 90 percent of Bloomberg terminal, for 5 percent of the price
69 points by akrai 4y ago|105 comments
36.
Ask HN: Should a startup start fully-remote or in-person?
2 points by akrai 5y ago|6 comments
37.
Startup ideas for the new remote economy?
3 points by akrai 6y ago|1 comments
38.
What’s the one thing in the world you want to build?
3 points by akrai 6y ago|2 comments
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Idea: A Simpler AWS
1 points by akrai 7y ago|4 comments
40.
by akrai 7y ago
Hi! I’m looking for a technical person to work with me on an early stage startup. I’m building a system which invests startups' cash reserves in safe, highly liquid money market funds which yield over two percent annual interest, allow
41.
by akrai 7y ago
Hi, I’m working on building a banking related startup. We’re mostly working on UI design and regulatory compliance right now and will start on actually building the prototype very soon, but I’d love to talk more about it. Probably not video
42.
by akrai 7y ago
Agreed. This was what I was thinking too. I’m curious, how many businesses actually put their money in a money market fund as opposed to a checking or savings account?
43.
by akrai 7y ago
That’s very true. Thanks for the great input! Do you think it would be better for businesses to invest in money market funds or other reputable bonds then?
44.
by akrai 7y ago
Thanks for the input. That’s very helpful!
45.
Where do you keep your cash reserves?
5 points by akrai 7y ago|4 comments
46.
by akrai 7y ago
That’s a great question. I’m wondering the same thing.
47.
by akrai 7y ago
That’s a great point. Do you think a platform where businesses are explicitly asked to declare other outstanding loans could reduce this problem, at least enough to reduce risk for online lenders to a more comfortable level?
48.
by akrai 7y ago
Do you think you would benefit from having a low fee/interest line of credit available where you could get funds if necessary when clients don’t pay/pay late?
49.
by akrai 7y ago
The bank would be paid interest on the loan. By VC I was just trying to put it in analogous terms. Basically, rather than judging whether the loan will be paid off based on the company’s past income/assets/etc the lender tries to
50.
by akrai 7y ago
Thanks for replying! That was very helpful!
51.
by akrai 7y ago
Wow, that sounds like a great deal! Was there any time when you felt the need for credit and it was not available from suppliers/vendors?
52.
by akrai 7y ago
Just out of curiosity, what options are there for businesses just starting out with little assets to offer as collateral? Are there banks taking a sort of “venture style” approach to opening lines of credit where they offer them to business
53.
by akrai 7y ago
Thanks for replying! I was wondering if you used the line of credit mainly to cover cash flow needs or to fund business growth?
54.
by akrai 7y ago
Ah. Very good point. Thanks for letting me know — this is something I wouldn’t have thought of otherwise.
55.
by akrai 7y ago
Hi! Thanks for the response. This was very helpful. Do you want to get in touch via email for further discussion? You can reach me at ashutoshraiofficial@gmail.com.
56.
by akrai 7y ago
True. I was originally mostly asking about revolving lines of credit to cover cash flow needs so maybe in the $10k range for early stage ventures. But I’m open to hearing from people who need more or less. I just want to get as much input a
57.
by akrai 7y ago
Thanks for responding! For such lines of credit, did you have to demonstrate your business’s viability in the past? And if so, how long of a track record did you have to show? Also, would you factor accounts receivable if interest rates wer
58.
Ask HN: Has your company ever needed a line of credit?
60 points by akrai 7y ago|57 comments
59.
What bank do you use at your company?
3 points by akrai 7y ago|3 comments
60.
What do you do with your extra cash?
2 points by akrai 7y ago|0 comments

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