aianus

89 ms·

871.
by aianus 10y ago
He didn't get diluted much through outside investment like Gates and Buffet. He still owns something like 70%+ of his company.
872.
by aianus 10y ago
How do poor people get a roof over their heads if there aren't any landlords? It's ridiculous to expect everyone to have $10,000s in cash to get a mortgage before they're allowed to have a place to live.
873.
by aianus 10y ago
It would be silly IMO for the taxman to officially discriminate against (poorer!) dishwashers vs. waiters in the same restaurant.
874.
by aianus 10y ago
No, we should just keep building more housing to sell to them so there's enough to go around. Not my metaphor but I like it: imagine if there were laws restricting GM from making more than a million cars a year and we sat around compla
875.
by aianus 10y ago
No, they're not. Legally, you have to declare all tips that you earn.
876.
by aianus 10y ago
Realistically the middle class would have their parents co-sign and poor people just wouldn't be able to go to school anymore. Not a great idea.
877.
by aianus 10y ago
Can't you refinance the 10% one? My unsecured personal line of credit that's fully dischargeable in bankruptcy only charges 6%. 10% is a massive ripoff. I'm only a couple of years out of school so don't think I'm ri
878.
by aianus 10y ago
I don't think this works in places with cold weather. A 5 km drive in the winter is so much more pleasant than a 200m walk.
879.
by aianus 10y ago
Rent costs less than (mortgage interest + taxes + condo fees + maintenance) where I live. This is extremely dependent on location.
880.
by aianus 10y ago
There's nothing special about credit, loans, and taxes. It's 7th grade reading comprehension and math. The problem is not financial illiteracy it's general ignorance, illiteracy, and innumeracy.
881.
by aianus 10y ago
Why not the entire salary? If you're already worth $100m, you're working for fun and prestige not because you need cash to pay your rent. All the famous rich ceos have tiny salaries and make their money on capital gains. It's
882.
by aianus 10y ago
Can't get a TN for investment banking, it's not a supported occupation (one of my friends had to do this). Similarly for a few other occupations. And, of course, some want to hedge their bets in case they do want a green card in t
883.
by aianus 10y ago
I didn't miss your point, I just don't agree with it. I suspect 80%+ of H1B visas go to Indian/Chinese nationals simply because they represent a similarly large proportion of STEM graduates interested in emigrating from their
884.
by aianus 10y ago
> I still can't understand how standardized testing is useful for anything. It's the only fair and economic way to assign limited slots in post-secondary institutions. Assigning them subjectively leads to racism and corruption
885.
by aianus 10y ago
> Any guess why companies only recruit from India and China? There are loads of Canadians [0] on TNs and H1Bs in the US and most don't particularly care about ever getting a green card. How do you explain their presence if you belie
886.
by aianus 10y ago
Yes, they are. They are fighting for my right to use whichever service I like to drive me from point A to point B.
887.
by aianus 10y ago
Ironically $750k is more than enough to retire if you're willing to move outside the first world.
888.
by aianus 10y ago
> Developers need fast IO (I have slow compile times, but I rarely desire a new CPU to fix that). Compile times are almost always CPU-bound. Put all your code and headers/libs on a ramdisk [0] and hit compile and see how much faster
889.
by aianus 10y ago
Land may be scarce but housing isn't. We can keep building half-empty 60-story condos and taking rich foreigners' money until the cows come home.
890.
by aianus 10y ago
I would feel like there was a noose around my neck if I couldn't move without paying $30k in realtors fees (and possibly incurring capital loss depending on timing).
891.
by aianus 10y ago
> Hiding money in foreign real-estate deprives the local economy of tax coffers as these folks won't actually live there and won't contribute to the tax base in the form of federal, local and state taxes. They have to pay prope
892.
by aianus 10y ago
Ah but my equities-heavy roboadvisor portfolio has gone up way more than the landlord's apartment...
893.
by aianus 10y ago
> It's amazingly fucked up, I'm surprised Canadians are taking it so willingly. Nothing surprising about it, ~69% of Canadian households (and a much higher percentage of voters!) are homeowners and directly benefit from this in
894.
by aianus 10y ago
This. I did the math when I rented an apartment in downtown Toronto and the rent was less than mortgage interest + condo fees + property tax + maintenance.
895.
by aianus 10y ago
I've been using Facebook messenger since high school in 2007 when unlimited SMS was a luxury only enjoyed by a couple of rich kids. I don't see any point in switching to SMS now, especially when so many of my friends live in diffe
896.
by aianus 10y ago
Can you send text on snapchat without an image? I'm asking what do they use for one on one text communication.
897.
by aianus 10y ago
Do they still communicate via text at all anymore, or does every message have to be accompanied by a photo? If so, what platform do they use for that?
898.
by aianus 10y ago
Only if the landlords are rational. If the landlord primarily bought the property hoping to sell it to a greater fool later on, then they won't care about the negative cash flow. This is what's happening in Toronto right now. You
899.
by aianus 10y ago
Getting in is harder than surviving or even excelling. The median grade at Harvard is an A and the graduation rate is 97.5%.
900.
by aianus 10y ago
Of course it does, otherwise a malicious mirror can (theoretically) work to find a collision between their malware and the legitimate file and serve you the former. There's no good reason not to use a secure hash function.

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